#772943, Listing office: Coldwell Banker Realty
$899,000 List price
1039 Bay Cir Panama City Beach, FL 32407
5 beds
3 full
2,691 sqft
0.3 acres
$334 / sqft
House
Property details
About 1039 Bay Cir
***PLEASE READ THESE REMARKS IN THEIR ENTIRETY*** Nearly impossible to find a waterfront home of this caliber for the current asking price!! This absolutely STUNNING 5 bedroom(with a 3rd story loft that could be used as an office) 3 bathroom 3 story bay front home is guaranteed to leave you breathless...and the lot next door is also for sale!! The location of this home is BY FAR the best on the beach. Sitting on a corner lot overlooking St. Andrews Bay and with the Hathaway Bridge so close you can almost touch it, you can hop into your boat from your dock and spend the day fishing, or just enjoy cruising our beautiful waterways. You are less than a 15 minute boat ride to the Gulf of America(love saying that), and about 10 minutes to Shell Island. This beauty offers granite countertops, stainless steel appliances, newly installed ceramic tile and carpeting, newly painted throughout, many new impact resistant plate glass windows, new front and side docks, brand new seawall, and an enclosed bay front sunroom with THE MOST INCREDIBLE VIEWS YOU WILL EVERY SEE!! Step outside to morning coffee or evening dinners under your new gazebo, and take in the beauty that this home has to offer. There is natural gas line availability right down the street. Hurry before this gorgeous home gets away!! All information is approximate and should be verified by buyers if important
Highlights
Home typeSingle Family Residence
HeatingCentral, Electric
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size2,691 sqft
Lot size0.29 Acres
Year built1972
ParkingAttached, Carport, Driveway, Garage
MLS #770527
Attached garage2 spaces
WaterfrontBay, Dock Access, Water Access, Seawall, Waterfront
ViewBay, Intercoastal
Summary
- Full Bathrooms: 3
- Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
- Interior: High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms
- Total Bedroom Count: 5
- Garage Space: 2 spaces
- Attached Garage: Yes
- Parking: Attached, Carport, Driveway, Garage
- Waterfront: Bay, Dock Access, Water Access, Seawall, Waterfront
- View: Bay, Intercoastal
- Exterior: Balcony
- Architectural Style: A-Frame
- Heating: Central, Electric
- Cooling: Central Air, Ceiling Fan(s), Electric
- List Price: $899,000
- Price/SqFt: $334
- Annual Tax Amount: $4,412
- Tax Year: 2023
- Lot: Cul-De-Sac, Dead End Street, Interior Lot, Landscaped, Waterfront
- Directions: Hwy 98 to Wildwood. Take Wildwood to Big Daddy Drive all the way down to 1039 Bay Circle
- Year Built: 1972
- Living Area: 2,691 SqFt
- Lot Size: 0.29 Acres
- MLS Number: 770527
- MLS Name: BCAR
- Office Name: RE/MAX Freedom
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/20/2025, 11:45:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| May 24, 2018 | Home Sold | $425,000 |
| Sep 26, 2005 | Home Sold | $850,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $388,780 | $4,412 |
| 2022 | $334,660 | $3,470 |
| 2021 | $330,436 | $3,470 |
| 2020 | $334,136 | $3,645 |
| 2018 | $260,906 | $3,305 |
| 2017 | $256,823 | $3,276 |
History based on county public records data.
Nearby schools
7
Patronis Elementary School
Public District KG-5
2.3 mi
•7400 Patronis Dr
5
Lucille Moore Elementary School
Public District PK-5
2.7 mi
•1900 Michigan Ave
1
St. Andrew School at Oakland Terrace
Public District PK-5
3.9 mi
•2010 W 12th St
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $61,017. The majority of Panama City Beach, FL residents have income less than $<35k annually. The most common type of family is single, no kids. Residents of this area typically have high school diploma education.
How much money do the neighbors make?
33%
<35k
28%
35k-100k
28%
100k-200k
11%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
44%
Single, No Kids
10%
Single, with Kids
32%
Married, No Kids
14%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
13%
<11 yrs old
6%
12-17 yrs old
17%
18-34 yrs old
46%
35-64 yrs old
18%
65+ yrs old
What do the neighbors do for fun?
NASCAR
College Football
Figure Skating
Where do the neighbors shop?
Dick's Sporting Goods
Express/Express For Men
Kmart
Where do the neighbors go to eat?
Arbys
Sonic
Bob Evans
What do the neighbors drive?
GMC
Kia
Buick
What do the neighbors listen to?
Adult Hits
New Country
Oldies
All data provided by Home Junction and Claritas
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Frequently asked questions
About 1039 Bay Cir
The listing price of 1039 Bay Cir property is $899,000.
The property 1039 Bay Cir is a house located in Panama City Beach, Florida, 32407.
Active Listing: 1039 Bay Cir is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 1039 Bay Cir are: Patronis Elementary School (GreatSchools Rating 7/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), St. Andrew School at Oakland Terrace (GreatSchools Rating 1/10), Breakfast Point Academy (GreatSchools Rating 6/10), University Academy Sabl Inc (GreatSchools Rating 10/10), Jinks Middle School (GreatSchools Rating 2/10), Rising Leaders Academy (GreatSchools Rating 5/10), J.R. Arnold High School (GreatSchools Rating 5/10), Central High School (GreatSchools Rating 2/10).
According to the records, the last property tax for 2023 is $4,412 (source: MLS/based on county public records data).
The last sale was on May 24, 2018 for $425,000 (source: MLS/tax record).
The property at 1039 Bay Cir has 5 bedrooms and 3 bathrooms.
The property 1039 Bay Cir is 2,691 SqFt (source: MLS/tax record).
The year of construction for 1039 Bay Cir is 1972.
This home is located at 1039 Bay Cir in Panama City Beach, FL and zip code 32407 in the Bayside Park neighborhood. This 2,691 square foot home, which was built in 1972, sits on a 0.29 acre lot. Features: 5 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 18, 2025 and is currently priced at $899,000.
While more than 1 listings in Panama City Beach, FL in June 2025 were sold above asking price, there were more than 21 listings sold at asking price, and more than 119 were sold below. In June 2025 in Panama City Beach, FL there were 1.2% more homes for sale than in May. The median list price of listings available in June 2025 was $435,000, while the average time on the real estate market was 87 days.
From Rocket Homes Real Estate and based on county public records data.