6 days on RocketBackup offers
$4,156 Closing Credit¹
#25035615, Listing office: Keller Williams Pinnacle
$425,000 List price
1020 Oak Creek Ln Waterloo, IL 62298
$5,047
Closing credit¹
4 beds
3 full, 1 partial
3,139 sqft
0.6 acres
$135 / sqft
House
Property details
About 1020 Oak Creek Ln
Gorgeous Ranch executive style home in excellent condition. with beautiful landscaping, backing to a private creek view. This home has 3100+ sq ft finished and a 3 car garage. 4 bed, 4 bath. Walk out basement with upper AND lower SCREENED rooms for mosquito free outdoor evenings Fantastic location just seconds from Rout 3 for an easy commute and access to all Waterloo has to offer. Open concept living/dining/kitchen. Spacious living room has vaulted ceiling and gas fireplace, a warm and inviting place to showcase your holiday décor. Kitchen with batwing attached island, quartz counters, farm sink, maple staggered height cabinets w/crown and breakfast room leading to the screened deck. Large master suite with tray ceiling. Ensuite with jetted tub + walk in shower, makeup vanity and huge walk in closet. MAIN FLOOR LAUNDRY. 2 more nice size beds, full bath and powder room on main plus 2nd full bath with tub/shower combo. Lower level has large family room, great rec/entertaining space with custom bar w/mini fridge, full size fridge, bar sink and coffee bar, walk out to 2nd screened porch. Office/game/craft room w/cork floor, storage and work space. 4th bed and full bath. Central vac, gutter guards, zoned irrigation, built in generator. Can accommodate a fast close. This house has been gently used and meticulously maintained. Sellers can accommodate a fast close. Creekside subdivision is a beautiful subdivision with quiet streets and pretty homes.
Highlights
Home typeSingle Family Residence
HeatingForced Air
StatusActive
CoolingCentral Air
Size3,139 sqft
BasementYes
Lot size0.64 Acres
Year built2008
ParkingGarage, Garage Door Opener
MLS #25038200
Attached garage3 spaces
WaterfrontCreek
FireplaceGas, Living Room
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 3
- Appliances: Dishwasher, Disposal, Microwave, Range
- Basement: Yes
- Flooring Type: Carpet, Vinyl, Wood
- Interior: Bar, Entrance Foyer, Workshop/Hobby Area
- Fireplace: Gas, Living Room
- Total Bedroom Count: 4
- Garage Space: 3 spaces
- Attached Garage: Yes
- Private Pool: No
- Parking: Garage, Garage Door Opener
- Waterfront: Creek
- Exterior: Porch/Covered, Deck, Enclosed Porch, Patio, Screened Porch
- Architectural Style: Ranch
- Heating: Forced Air
- Cooling: Central Air
- List Price: $425,000
- Price/SqFt: $135
- HOA Amount: $40 Annually
- Annual Tax Amount: $4,921
- Tax Year: 2020
- Lot: Level
- Year Built: 2008
- Living Area: 3,139 SqFt
- Lot Size: 0.64 Acres
- MLS Number: 25038200
- MLS Name: MARIS2
- Office Name: Tammy Mitchell Hines & Co.
- Office Phone: (618) 281-3959
Listings courtesy of Mid America Regional Information System as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Listings courtesy of MARIS MLS as distributed by MLS GRID. Copyright © 2025 Mid America Regional Information System (MARIS). All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/6/2025, 12:53:28 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$425,000
1020 Oak Creek Ln
$5,047
closing credit¹
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Seller rebate
0.5% sale price²
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| May 20, 2008 | Home Sold | $267,000 |
| Dec 27, 2007 | Home Sold | $51,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $98,200 | $- |
| 2022 | $95,350 | $- |
| 2021 | $88,870 | $- |
| 2020 | $84,540 | $4,921 |
| 2019 | $82,840 | $4,869 |
| 2018 | $82,970 | $4,574 |
History based on county public records data.
Nearby schools
5
Gardner Elementary School
Public District 4-5
1.4 mi
•1 Ed Gardner Pl
10
Rogers Elementary School
Public District 2-3
1.4 mi
•200 Rogers St
2
Valmeyer Elementary School
Public District PK-5
6.2 mi
•300 S Cedar Bluff Dr
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $95,541. Most Waterloo, IL residents have annual incomes between $35k-100k. Most families are married, no kids. The majority of residents in this area have post secondary degree education.
How much money do the neighbors make?
15%
<35k
37%
35k-100k
32%
100k-200k
16%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
21%
Single, No Kids
5%
Single, with Kids
42%
Married, No Kids
32%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
14%
<11 yrs old
10%
12-17 yrs old
14%
18-34 yrs old
48%
35-64 yrs old
14%
65+ yrs old
What do the neighbors do for fun?
Hunting
Figure Skating
NASCAR
Where do the neighbors shop?
Dick's Sporting Goods
Dillards
Wal-Mart
Where do the neighbors go to eat?
Texas Roadhouse
Cracker Barrel
Hardee's
What do the neighbors drive?
Subaru
Cadillac
Ram
What do the neighbors listen to?
New Country
News/Talk/Information
Classic Country
All data provided by Home Junction and Claritas
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Frequently asked questions
About 1020 Oak Creek Ln
The listing price of 1020 Oak Creek Ln property is $425,000.
The property 1020 Oak Creek Ln is a house located in Waterloo, Illinois, 62298.
Active Listing: 1020 Oak Creek Ln is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 1020 Oak Creek Ln are: Gardner Elementary School (GreatSchools Rating 5/10), Rogers Elementary School (GreatSchools Rating 10/10), Valmeyer Elementary School (GreatSchools Rating 2/10), Waterloo Junior High School (GreatSchools Rating 9/10), Valmeyer Jr High School (GreatSchools Rating 3/10), Columbia Middle School (GreatSchools Rating 5/10), Waterloo High School (GreatSchools Rating 6/10), Valmeyer High School (GreatSchools Rating 9/10), Columbia High School (GreatSchools Rating 8/10).
According to the records, the last property tax for 2020 is $4,921 (source: MLS/based on county public records data).
The last sale was on May 20, 2008 for $267,000 (source: MLS/tax record).
The property at 1020 Oak Creek Ln has 4 bedrooms and 3 full and 1 half bathrooms.
The property 1020 Oak Creek Ln is 3,139 SqFt (source: MLS/tax record).
The year of construction for 1020 Oak Creek Ln is 2008.
This home is located at 1020 Oak Creek Ln in Waterloo, IL and zip code 62298. This 3,139 square foot home, which was built in 2008, sits on a 0.64 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since June 3, 2025 and is currently priced at $425,000.
While more than 4 listings in Waterloo, IL in May 2025 were sold above asking price, there were more than 5 listings sold at asking price, and more than 10 were sold below. The number of listings in Waterloo, IL increased by 7.1% between April and May 2025. In May 2025, listings were on the market for 63 days. During the same period, the median list price in this real estate market was $349,000.
From Rocket Homes Real Estate and based on county public records data.