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$215,000

105 Gardner St Waterloo, IL 62298

2 beds
1 full, 1 partial
1,316 sqft
0.1 acres
$163 / sqft
House

Property details

About 105 Gardner St

Don’t miss this beautifully updated charmer in the heart of Waterloo! Step into a bright and airy living room filled with natural light and fresh flooring throughout. The stylish kitchen wows with statement cabinetry, butcher block countertops, stainless steel appliances, and a custom pantry for added storage. Two spacious bedrooms and a modern full bath complete the main floor. Downstairs, enjoy a partially finished basement with a built-in bar, half bath, laundry, and bonus living space. Outside, the brand new fence and spacious patio make the backyard perfect for entertaining! Two covered parking spaces and a prime location just steps from Downtown Waterloo make this one a must-see!

Highlights

Home typeSingle Family Residence
HeatingForced Air, Natural Gas
StatusActive
CoolingCeiling Fan(s), Central Air, Electric
Size1,316 sqft
BasementYes
Lot size0.1137 Acres
Year built1961
MLS #25046039
ViewOther

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 1
  • Appliances: Stainless Steel Appliance(s), Gas Water Heater
  • Basement: Yes
  • Flooring Type: Laminate
  • Interior: Ceiling Fan(s), Eat-in Kitchen, Pantry
  • Total Bedroom Count: 2
  • Attached Garage: No
  • View: Other
  • Exterior: Private Yard, Fence, Fully Fenced
  • Architectural Style: Traditional
  • Heating: Forced Air, Natural Gas
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • List Price: $215,000
  • Price/SqFt: $163
  • Annual Tax Amount: $2,426
  • Tax Year: 2023
  • Lot: Back Yard, Front Yard, Landscaped, Level
  • Year Built: 1961
  • Living Area: 1,316 SqFt
  • Lot Size: 0.1137 Acres
  • MLS Number: 25046039
  • MLS Name: MARIS2
  • Office Name: eXp Realty
  • Office Phone: (888) 574-9405

IDX Listings courtesy of Mid America Regional Information System as distributed by MLS GRID.

All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.

DMCA Notice

IDX Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.

Listings courtesy of MARIS MLS as distributed by MLS GRID. Copyright © 2025 Mid America Regional Information System (MARIS). All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/13/2025, 12:38:27 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Aug 05, 2019
Home Sold
$138,000

Tax history

YearAssessmentProperty Tax
2023$44,540$2,426
2022$43,750$-
2021$36,880$-
2020$34,840$1,931
2019$33,630$1,876
2018$31,250$1,713

History based on county public records data.

Nearby schools

5

Gardner Elementary School

Public District 4-5

0.5 mi

1 Ed Gardner Pl

10

Rogers Elementary School

Public District 2-3

0.5 mi

200 Rogers St

2

Valmeyer Elementary School

Public District PK-5

7.2 mi

300 S Cedar Bluff Dr

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $67,319. Typical income of Waterloo, IL residents is between $35k-100k annually. Most families are married, no kids. Residents of this area typically have post secondary degree education.

How much money do the neighbors make?

17%
<35k
55%
35k-100k
20%
100k-200k
8%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

28%
Single, No Kids
10%
Single, with Kids
38%
Married, No Kids
24%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

13%
<11 yrs old
9%
12-17 yrs old
19%
18-34 yrs old
44%
35-64 yrs old
15%
65+ yrs old

What do the neighbors do for fun?

  • NASCARNASCAR
  • College FootballCollege Football
  • SoccerSoccer

Where do the neighbors shop?

  • Dick's Sporting GoodsDick's Sporting Goods
  • Best BuyBest Buy
  • Old NavyOld Navy

Where do the neighbors go to eat?

  • ArbysArbys
  • Texas RoadhouseTexas Roadhouse
  • Jimmy JohnsJimmy Johns

What do the neighbors drive?

  • GMCGMC
  • RamRam
  • LincolnLincoln

What do the neighbors listen to?

  • Adult HitsAdult Hits
  • Contemporary ChristianContemporary Christian
  • New CountryNew Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 105 Gardner St

The listing price of 105 Gardner St property is $215,000.

The property 105 Gardner St is a house located in Waterloo, Illinois, 62298.

Active Listing: 105 Gardner St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 105 Gardner St are: Gardner Elementary School (GreatSchools Rating 5/10), Rogers Elementary School (GreatSchools Rating 10/10), Valmeyer Elementary School (GreatSchools Rating 2/10), Waterloo Junior High School (GreatSchools Rating 9/10), Valmeyer Jr High School (GreatSchools Rating 3/10), Columbia Middle School (GreatSchools Rating 5/10), Waterloo High School (GreatSchools Rating 6/10), Valmeyer High School (GreatSchools Rating 9/10), Columbia High School (GreatSchools Rating 8/10).

According to the records, the last property tax for 2023 is $2,426 (source: MLS/based on county public records data).

The last sale was on August 5, 2019 for $138,000 (source: MLS/tax record).

The property at 105 Gardner St has 2 bedrooms and 1 full and 1 half bathrooms.

The property 105 Gardner St is 1,316 SqFt (source: MLS/tax record).

The year of construction for 105 Gardner St is 1961.

This home is located at 105 Gardner St in Waterloo, IL and zip code 62298. This 1,316 square foot home, which was built in 1961, sits on a 0.11 acre lot. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since July 10, 2025 and is currently priced at $215,000.

Waterloo, IL housing market in June 2025 saw over 5 listings sold above listed price, more than 5 sold at listed price and over 9 sold below. Between May and June 2025, Waterloo, IL real estate market has seen increase in the number of listings by 12.5%. In June 2025, listings were on the market for 52 days. During the same period, the median list price in this real estate market was $345,000.

From Rocket Homes Real Estate and based on county public records data.

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