#978206, Micha S Knowles, Listing office: ERA American Real Estate
$849,000 List price
1190 Bay Ct Destin, FL 32541
5 beds
3 full, 1 partial
3,059 sqft
0.3 acres
$278 / sqft
House
Property details
About 1190 Bay Ct
INVESTOR ALERT-RENTED AT $4,687K/MONTH- INCOME PRODUCING PROPERTY Tucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stones throw from the Bay and Joes Bayou public dock, the location blends privacy and accessibility. Enjoy being only two miles from HarborWalk Villages restaurants, shops, and entertainment—and a quick drive to multiple beach access points, including Snorkel Beach (5 mins) and Henderson or Beasley Park (10 mins). Designed for flexibility, this two-story home offers two complete living areas each with a full kitchen, laundry, HVAC, water heater, and private entrances. Upstairs features 3 bedrooms and 2 baths, vaulted 14-foot ceilings, and an open-concept layout filled with natural light. A cozy loft with bay views makes the perfect home office or yoga retreat. Downstairs includes 2 additional bedrooms and 2 baths, fully wheelchair accessible, making it ideal for multigenerational living or a separate rental opportunity. The list of upgrades is extensive: new flooring, cabinetry, countertops, lighting, fresh paint, and recent 2024 improvements including a brand-new roof, new irrigation pump (well system), 100 amp panel in the barn, and a 50-amp Tesla-ready circuit in the garage. A full home inspection from March 2024 is available upon request. Step outside to a spacious backyard with room for a pool, garden, and detached workshop. Whether youre entertaining, investing, or simply looking for space to spread out, this home delivers comfort, convenience, and potential- all just minutes from the best of Destin. Homes like this do not come along very often! A must see.
Highlights
Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCeiling Fan(s), Central Air
Size3,059 sqft
Lot size0.29 Acres
Year built1998
ParkingGarage, Boat, Carport Detached, Oversized, RV
MLS #976533
Attached garage2 spaces
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 3
- Appliances: Disposal, Freezer, Microwave, Self Cleaning Oven, Refrigerator, Gas Oven
- Interior: Cathedral Ceiling(s), Ceiling Crown Molding, Tray/Cofferd Ceiling, Lock Out, Split Bedroom, Washer/Dryer Hookups
- Total Bedroom Count: 5
- Garage Space: 2 spaces
- Attached Garage: Yes
- Private Pool: No
- Parking: Garage, Boat, Carport Detached, Oversized, RV
- Exterior: Balcony, BBQ Pit/Grill
- Architectural Style: Split Level
- Heating: Central
- Cooling: Ceiling Fan(s), Central Air
- List Price: $849,000
- Price/SqFt: $277
- Annual Tax Amount: $6,996
- Tax Year: 2023
- Lot: Flood Insurance Required, Sidewalk, Survey Available, Within 1/2 Mile to Water
- Directions: Highway 98 East Benning Drive. Take a Right on Bay Court . Home will be on your right.
- Year Built: 1998
- Stories: 2
- Living Area: 3,059 SqFt
- Lot Size: 0.29 Acres
- MLS Number: 976533
- MLS Name: Emerald Coast Association of REALTORS®
- Office Name: Watersound Real Estate
- Office Phone: (850) 428-3002
- Office Email: jason.green@watersound.com
- Listing Agent: Morgan Palmer, Angie Gibson
Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/24/2025, 12:50:33 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Apr 18, 2022 | Home Sold | $699,000 |
| Aug 24, 2021 | Home Sold | $450,000 |
| Oct 09, 1997 | Home Sold | $42,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $585,655 | $6,996 |
| 2022 | $549,459 | $6,621 |
| 2021 | $431,877 | $6,621 |
| 2020 | $391,542 | $5,355 |
| 2018 | $329,967 | $4,236 |
| 2017 | $319,383 | $4,171 |
History based on county public records data.
Nearby schools
8
Destin Elementary School
Public District PK-4
0.6 mi
•630 Kelly St
7
Eglin Elementary School
Public District KG-4
5.0 mi
•200 Gaffney Rd
4
Shalimar Elementary School
Public District PK-5
5.5 mi
•1350 Joe Martin Cir
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $71,778. The most common annual income of people living in Destin, FL is between $35k-100k. Typical family type is single, no kids. The most common level of education of people living in this area is post secondary degree.
How much money do the neighbors make?
24%
<35k
48%
35k-100k
23%
100k-200k
5%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
42%
Single, No Kids
8%
Single, with Kids
32%
Married, No Kids
18%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
11%
<11 yrs old
7%
12-17 yrs old
18%
18-34 yrs old
50%
35-64 yrs old
14%
65+ yrs old
What do the neighbors do for fun?
Horse Races
Extreme Sports
Hiking/backpacking
Where do the neighbors shop?
Stein Mart
Sam's Club
Nordstrom Rack
Where do the neighbors go to eat?
LongHorn Steakhouse
White Castle
Chipotle
What do the neighbors drive?
Buick
Oldsmobile
Mazda
What do the neighbors listen to?
Contemporary Inspirational
Rock
Classical
All data provided by Home Junction and Claritas
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Frequently asked questions
About 1190 Bay Ct
The listing price of 1190 Bay Ct property is $849,000.
The property 1190 Bay Ct is a house located in Destin, Florida, 32541.
Active Listing: 1190 Bay Ct is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 1190 Bay Ct are: Destin Elementary School (GreatSchools Rating 8/10), Eglin Elementary School (GreatSchools Rating 7/10), Shalimar Elementary School (GreatSchools Rating 4/10), Destin Middle School (GreatSchools Rating 8/10), Lewis School (GreatSchools Rating 8/10), Meigs Middle School (GreatSchools Rating 5/10), Niceville High School (GreatSchools Rating 6/10), Choctawhatchee High School (GreatSchools Rating 4/10), Okaloosa Technical College and Choice High School (GreatSchools Rating 2/10).
According to the records, the last property tax for 2023 is $6,996 (source: MLS/based on county public records data).
The last sale was on April 18, 2022 for $699,000 (source: MLS/tax record).
The property at 1190 Bay Ct has 5 bedrooms and 3 full and 1 half bathrooms.
The property 1190 Bay Ct is 3,059 SqFt (source: MLS/tax record).
The year of construction for 1190 Bay Ct is 1998.
This home is located at 1190 Bay Ct in Destin, FL and zip code 32541. This 3,059 square foot home, which was built in 1998, sits on a 0.29 acre lot. Features: 5 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since May 16, 2025 and is currently priced at $849,000.
Over 3 listings were sold over their listed price in June 2025 in Destin, FL. In the same period over 58 listings were sold below the listed price and 7 listings were sold for the listed price. In June 2025 in Destin, FL there were 3.3% more homes for sale than in May. Listings spent 125 days on the market in June 2025, and had a median list price of $579,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.