$2,250,000

12 S Bluff Rd Chattanooga, TN 37419

$10,000
Closing credit¹
4 beds
3 full, 1 partial
3,722 sqft
1.5 acres
$605 / sqft
House

Property details

About 12 S Bluff Rd

On a rare occasion a property of this caliber enters the market showcased as one of Chattanooga's finest! Awe inspiring views of the Tennessee River Gorge with spectacular long range views of the Tennessee River and Cumberland Plateau provide a serene vista to absorb the sunsets. Nature's backdrop of the surrounding Prentice Cooper State Forest provides a natural, protected, privacy buffer. The architecturally pleasing design of the home allows unsurpassed views from every corner. Multiple level living with state of the art finishes and modern conveniences, all meticulously maintained, encourage entertaining and effortless living while allowing time to enjoy the beauty. Walls of windows that bring the outside in, soaring ceilings and gleaming hardwoods add to the luxurious features throughout. Experience captive bluff and river views from the expansive exterior decking with a walkway that leads to a stunning overlook. You will never want to leave home! Conveniently located less than 10 minutes from the downtown district of Chattanooga with close proximity to Atlanta, Nashville and Knoxville. The prestigious Elder Mountain guard-gated community provides 24-hour attendant service for security and peace of mind. This property also offers a great investment opportunity, suitable for both short-term rentals (like Airbnb) and long-term rentals. The flexible nature of the property allows for options such as using it as a personal vacation home while also generating income through rentals or making it your private permanent residence. From the timeless architecture to the unparalleled views, this home will not disappoint!

Highlights

Home typeSingle Family Residence
HeatingCentral, Electric
StatusActive
CoolingCentral Air
Size3,722 sqft
BasementYes
Lot size1.5 Acres
Year built1978
ParkingGarage Door Opener, Attached, Main Level
MLS #1298770
Attached garage2 spaces
WaterfrontRiver
FireplaceWood Burning, Gas Log
ViewOther, Mountain(s), Trees/Woods

Virtual tour

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 3
  • Appliances: Tankless Water Heater, Gas Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
  • Basement: Yes
  • Flooring Type: Hardwood, Tile
  • Interior: Walk-In Closet(s), Cathedral Ceiling(s), Kitchen Island, Pantry, Breakfast Bar, Eat-in Kitchen
  • Fireplace: Wood Burning, Gas Log
  • Total Bedroom Count: 4
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Parking: Garage Door Opener, Attached, Main Level
  • Waterfront: River
  • View: Other, Mountain(s), Trees/Woods
  • Exterior: Prof Landscaped, Balcony
  • Architectural Style: Chalet, Traditional
  • Heating: Central, Electric
  • Cooling: Central Air
  • List Price: $2,250,000
  • Price/SqFt: $604
  • Annual Tax Amount: $3,350
  • Tax Year: 2023
  • Lot: River, Private, Wooded, Level, Rolling/Hilly
  • Directions: Take I-24W from Downtown Chattanooga to Browns Ferry Road (Exit 175). Turn Right at the bottom of the exit ramp onto Browns Ferry Road and go about 1 mile then turn Left onto Elder Mountain Road. Stay on Elder Mountain Road approximately 2.7 miles. At the guard house turn Left onto Cumberland Road. Bear Right onto S Bluff Road. Home is on the Right.
  • Year Built: 1978
  • Living Area: 3,722 SqFt
  • Lot Size: 1.5 Acres
  • MLS Number: 1298770
  • MLS Name: East Tennessee REALTORS® MLS
  • Office Name: Alliance Sotheby's Internation
  • Office Phone: (865) 357-3232
  • Office Email: debbieelliottsexton@gmail.com

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Knoxville Area Association of REALTORS® Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some or all of the listings may not belong to the firm whose website is being visited. Real estate listings held by brokerage firms other than this broker are indicated by detailed information about them such as the name of the listing firms.

The Knoxville Area Association of REALTORS® Multiple Listing Service does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing.

Information deemed reliable but not guaranteed. This information is updated daily, however, some of these properties may subsequently have sold and may no longer be available. The Real Estate Broker providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision.

Copyright © 2025 Knoxville Area Association of REALTORS® Multiple Listing Service.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 4/28/2025, 10:20:56 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Get an agent. Get a mortgage. Save big.¹

caption unavailable

$2,250,000

12 S Bluff Rd

$10,000

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Apr 23, 2014
Home Sold
$450,000

Tax history

YearAssessmentProperty Tax
2023$190,325$3,350
2022$190,325$3,350
2021$190,325$3,350
2020$190,325$3,350
2019$156,675$3,398
2018$156,675$3,398
2017$156,675$3,398

History based on county public records data.

Nearby schools

6

Lookout Valley Elementary School

Public District PK-5

1.8 mi

701 Browns Ferry Rd

4

Battle Academy

Public Magnet PK-5

4.4 mi

1601 Market St

4

Red Bank Elementary School

Public District PK-5

4.6 mi

1100 Mountain Creek Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $56,667. The most common annual income of people living in Chattanooga, TN is between $35k-100k. The most common type of family is married, no kids. The majority of residents in this area have post secondary degree education.

How much money do the neighbors make?

25%
<35k
48%
35k-100k
22%
100k-200k
5%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

40%
Single, No Kids
5%
Single, with Kids
42%
Married, No Kids
13%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

9%
<11 yrs old
5%
12-17 yrs old
15%
18-34 yrs old
49%
35-64 yrs old
22%
65+ yrs old

What do the neighbors do for fun?

  • Figure SkatingFigure Skating
  • NASCARNASCAR
  • HuntingHunting

Where do the neighbors shop?

  • Dollar GeneralDollar General
  • Bass Pro ShopsBass Pro Shops
  • Academy Sports & OutdoorsAcademy Sports & Outdoors

Where do the neighbors go to eat?

  • ApplebeesApplebees
  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns

What do the neighbors drive?

  • CadillacCadillac
  • GMCGMC
  • ChevroletChevrolet

What do the neighbors listen to?

  • Classic CountryClassic Country
  • New CountryNew Country
  • CountryCountry
All data provided by Home Junction and Claritas

Frequently asked questions

Living in Chattanooga, TN

Chattanooga's transportation infrastructure includes a mix of public transit options and well-maintained roads and highways that facilitate travel within the city and to surrounding areas. The public transit system provides connectivity across neighborhoods, with schedules designed to accommodate commuters and residents. The city is also bike-friendly, with dedicated lanes and trails that encourage cycling as a mode of transport. Efforts to improve transport efficiency and accessibility are ongoing, reflecting Chattanooga's dedication to a sustainable and connected urban environment.

The community benefits from a robust educational system, with numerous public and private schools, as well as higher education institutions that contribute to the city's intellectual environment. Healthcare facilities in Chattanooga are comprehensive, offering a range of services from primary care to specialized treatments. The city also features a network of public libraries and a variety of retail and dining options that reflect the local culture. Initiatives to enhance services, particularly in response to demographic shifts, are a testament to the city's commitment to meeting the needs of its residents.

Chattanooga is celebrated for its vibrant community spirit and scenic beauty, nestled along the Tennessee River and surrounded by mountains. The city prides itself on its outdoor recreational opportunities, including world-class rock climbing, hiking, and water sports. Cultural events and festivals throughout the year showcase the city's diverse heritage and foster a strong sense of community among residents.

Chattanooga's housing market offers a diverse array of options, with single-family homes being a significant presence. Architectural styles range from historic Victorian and Tudor homes to contemporary new constructions. The market is dynamic, with a mix of older homes that reflect the city's rich history and newer developments that cater to modern living preferences. While the exact composition of the housing market can vary, there is a healthy balance between homeownership and rental opportunities, accommodating a variety of lifestyle needs.

About 12 S Bluff Rd

The listing price of 12 S Bluff Rd property is $2,250,000.

The property 12 S Bluff Rd is a house located in Chattanooga, Tennessee, 37419.

Active Listing: 12 S Bluff Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 12 S Bluff Rd are: Lookout Valley Elementary School (GreatSchools Rating 6/10), Battle Academy (GreatSchools Rating 4/10), Red Bank Elementary School (GreatSchools Rating 4/10), Normal Park Museum Magnet School (GreatSchools Rating 6/10), Howard Connect Academy (GreatSchools Rating 3/10), Red Bank Middle School (GreatSchools Rating 3/10), Lookout Valley Middle/High School (GreatSchools Rating 5/10), Chatt High Center for Creative Arts (GreatSchools Rating 9/10), The Howard School (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $3,350 (source: MLS/based on county public records data).

The last sale was on April 23, 2014 for $450,000 (source: MLS/tax record).

The property at 12 S Bluff Rd has 4 bedrooms and 3 full and 1 half bathrooms.

The property 12 S Bluff Rd is 3,722 SqFt (source: MLS/tax record).

The year of construction for 12 S Bluff Rd is 1978.

This home is located at 12 S Bluff Rd in Chattanooga, TN and zip code 37419. This 3,722 square foot home, which was built in 1978, sits on a 1.50 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since April 25, 2025 and is currently priced at $2,250,000.

While more than 66 listings in Chattanooga, TN in March 2025 were sold above asking price, there were more than 103 listings sold at asking price, and more than 194 were sold below. The inventory of homes for sale in Chattanooga, TN between February and March 2025 increased by 8.2%. In March 2025, listings were on the market for 53 days. During the same period, the median list price in this real estate market was $332,081.

From Rocket Homes Real Estate and based on county public records data.

More resources