$419,000

121 N Cove Ln Panama City, FL 32401

$4,976
Closing credit¹
3 beds
2 full
1,897 sqft
0.2 acres
$221 / sqft
House

Property details

About 121 N Cove Ln

Tucked away in the heart of the charming Cove neighborhood, this beautifully updated 3-bedroom, 2-bath home offers a perfect blend of classic character and modern comfort. Inside, natural light pours across refinished hardwood floors and luxury vinyl plank, creating a warm and welcoming atmosphere.The kitchen is equipped with sleek stainless-steel appliances and abundant cabinetry, while the adjacent dining area is ideal for both everyday meals and special gatherings.The spacious family room is a true highlight, featuring large windows and skylights that flood the space with light. A cozy gas fireplace anchors the room, making it a perfect spot to relax on cooler evenings.Step outside to enjoy the low-maintenance vinyl siding, new windows, and doors that enhance both curb appeal and energy efficiency. The privacy-fenced backyard is a peaceful retreat - perfect for entertaining, playing, or quiet moments under the sky. A roomy storage shed with a lean-to and alley access adds practical storage for tools, toys, and outdoor gear.Situated in a vibrant waterfront community, this home offers access to Watson Bayou and Saint Andrews Bay - perfect for kayaking, fishing, or scenic walks along the shoreline. Just a short stroll away, Sudduth Park invites you to enjoy even more outdoor recreation and community charm.Don't miss the chance to experience life in The Cove - where timeless style meets every day ease in a truly inspiring setting.

Highlights

Home typeSingle Family Residence
HeatingCentral, Electric, Fireplace(s)
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size1,897 sqft
Lot size0.24 Acres
Year built1950
ParkingDriveway
MLS #772019
FireplaceGas

Summary

  • Full Bathrooms: 2
  • Appliances: Dishwasher, Electric Range, Gas Water Heater, Refrigerator
  • Interior: Fireplace, Split Bedrooms, Skylights, Utility Room
  • Fireplace: Gas
  • Total Bedroom Count: 3
  • Parking: Driveway
  • Exterior: Sprinkler/Irrigation
  • Architectural Style: Traditional
  • Heating: Central, Electric, Fireplace(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • List Price: $419,000
  • Price/SqFt: $220
  • Annual Tax Amount: $1,525
  • Tax Year: 2023
  • Lot: Interior Lot
  • Directions: Go South on Cove Blvd.; turn left onto Hwy. 98; turn right onto 4th St.; turn left onto Mercedes Ave.; turn left onto 3rd Ct.; take the 1st exit from roundabout onto Cove Pointe Dr.; take the 1st exit from roundabout onto Tyndall Dr.; turn right onto N. Cove Ln. and the home is on the right.
  • Year Built: 1950
  • Living Area: 1,897 SqFt
  • Lot Size: 0.24 Acres
  • MLS Number: 772019
  • MLS Name: BCAR
  • Office Name: Counts Real Estate Group

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/2/2025, 12:20:52 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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ranch-style house with fence, a front lawn, and concrete driveway

$419,000

121 N Cove Ln

$4,976

closing credit¹

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Price information

Property sales

DateEventPrice
Mar 13, 2024
Home Sold
$235,000
Dec 02, 1999
Home Sold
$117,500

Tax history

YearAssessmentProperty Tax
2023$121,663$1,525
2022$118,119$1,493
2021$114,679$1,493
2020$77,608$843
2018$111,510$1,084
2017$112,153$1,089

History based on county public records data.

Nearby schools

4

Merriam Cherry Street Elementary School

Public District PK-5

0.4 mi

1125 Cherry St

1

Cedar Grove Elementary School

Public District PK-5

2.1 mi

2826 E 15th St

4

Parker Elementary School

Public District PK-5

2.4 mi

640 S Highway 22 A

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $52,083. The most common annual income of people living in Panama City, FL is between $35k-100k. Residents typically live in single, no kids family. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

30%
<35k
45%
35k-100k
20%
100k-200k
5%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

43%
Single, No Kids
7%
Single, with Kids
34%
Married, No Kids
16%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

12%
<11 yrs old
6%
12-17 yrs old
18%
18-34 yrs old
43%
35-64 yrs old
21%
65+ yrs old

What do the neighbors do for fun?

  • Horse RacesHorse Races
  • Extreme SportsExtreme Sports
  • Minor League Baseball GamesMinor League Baseball Games

Where do the neighbors shop?

  • Stein MartStein Mart
  • Sam's ClubSam's Club
  • New York & CompanyNew York & Company

Where do the neighbors go to eat?

  • LongHorn SteakhouseLongHorn Steakhouse
  • White CastleWhite Castle
  • Chick-fil-AChick-fil-A

What do the neighbors drive?

  • BuickBuick
  • OldsmobileOldsmobile
  • KiaKia

What do the neighbors listen to?

  • Contemporary InspirationalContemporary Inspirational
  • RockRock
  • Talk/PersonalityTalk/Personality
All data provided by Home Junction and Claritas

Similar homes for sale

Frequently asked questions

About 121 N Cove Ln

The listing price of 121 N Cove Ln property is $419,000.

The property 121 N Cove Ln is a house located in Panama City, Florida, 32401.

Active Listing: 121 N Cove Ln is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 121 N Cove Ln are: Merriam Cherry Street Elementary School (GreatSchools Rating 4/10), Cedar Grove Elementary School (GreatSchools Rating 1/10), Parker Elementary School (GreatSchools Rating 4/10), Jinks Middle School (GreatSchools Rating 2/10), Bay Haven Charter Middle School (GreatSchools Rating 6/10), Tyndall Academy (GreatSchools Rating 7/10), Rosenwald High School (GreatSchools Rating 1/10), Rutherford High School (GreatSchools Rating 3/10), Bay High School (GreatSchools Rating 5/10).

According to the records, the last property tax for 2023 is $1,525 (source: MLS/based on county public records data).

The last sale was on March 13, 2024 for $235,000 (source: MLS/tax record).

The property at 121 N Cove Ln has 3 bedrooms and 2 bathrooms.

The property 121 N Cove Ln is 1,897 SqFt (source: MLS/tax record).

The year of construction for 121 N Cove Ln is 1950.

This home is located at 121 N Cove Ln in Panama City, FL and zip code 32401 in the Cove Terrace neighborhood. This 1,897 square foot home, which was built in 1950, sits on a 0.24 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since April 19, 2025 and is currently priced at $419,000.

While more than 20 listings in Panama City, FL in April 2025 were sold above asking price, there were more than 60 listings sold at asking price, and more than 127 were sold below. In April 2025 in Panama City, FL there were 2.2% more homes for sale than in March. In April 2025, listings were on the market for 83 days. During the same period, the median list price in this real estate market was $334,464.

From Rocket Homes Real Estate and based on county public records data.

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