$850,000

12198 W Pirates Roost Rd Monticello, IN 47960

$10,000
Closing credit¹
3 beds
3 full
0.1 acres
$377 / sqft
House

Property details

About 12198 W Pirates Roost Rd

This incredible LAKE LEVEL home located on MAIN Lake Freeman offers stunning views with a sandy bottom swim area. Gorgeous vaulted ceiling and an open floor plan- this home features an updated kitchen with granite countertops, plenty of cabinet space, pantry, stainless steel appliances, dual range hook-up, and breakfast bar. Natural woodwork, solid wood doors, and tons of natural light! Main level bedroom, full bathroom and laundry. Upstairs has a family room, 2 additional bedrooms, 2 full bathrooms. Large second floor en-suite has 2 vanities, walk-in shower, additional laundry hook-up. Outside is perfect for entertaining with the large concrete patio, landscaping, covered permanent boat lift, covered double jet ski lift, maintenance free concrete pier and concrete sea wall. Heated 2 car deep attached garage and shed has plenty of space for all your storage needs. Short golf cart ride to White Oaks restaurant and beach area. Less than 5 miles to Sportsman Inn, Madam Carroll, live music, and downtown Monticello. This stunning and rare lake property has so much to offer!

Highlights

Home typeSingle Family Residence
HeatingNatural Gas, Other
StatusActive
CoolingCentral Air
Lot size0.143 Acres
Year built2006
MLS #202513123
Attached garage2 spaces
WaterfrontLake Front

Virtual tour

Summary

  • Full Bathrooms: 3
  • Total Bedroom Count: 3
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Waterfront: Lake Front
  • Exterior: Vinyl
  • Architectural Style: A-Frame, Other
  • Heating: Natural Gas, Other
  • Cooling: Central Air
  • List Price: $850,000
  • Price/SqFt: $377
  • Annual Tax Amount: $1,595
  • Tax Year: 2023
  • Lot: Level, Waterfront, Flood Plain, Lake/Pond, Views
  • Directions: S on 421, stay R at White Oaks signs to Pirate Roost Road, follow to home on Right.
  • Year Built: 2006
  • Lot Size: 0.143 Acres
  • MLS Number: 202513123
  • Office Name: @properties
  • Listing Agent: Lynn Edgell

IDX The data on this website relating to real estate for sale comes in part from the Internet Data Exchange (IDX) program of the Indiana Regional MLS (IRMLS). IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2011-2025 Indiana Regional MLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/9/2025, 8:20:29 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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rear view of house with a yard, a patio area, and central AC unit

$850,000

12198 W Pirates Roost Rd

$10,000

closing credit¹

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0.5% sale price²

Price information

Property sales

We're sorry, we currently don't have property sales data for this listing.

Tax history

YearAssessmentProperty Tax
2023$322,300$1,595
2021$263,900$1,554
2020$268,300$1,487
2019$264,100$1,405
2017$256,500$1,321

History based on county public records data.

Nearby schools

7

Oaklawn Elementary School

Public District KG-4

3.9 mi

402 E South St

5

Meadowlawn Elementary School

Public District KG-5

4.1 mi

715 W Ohio St

6

Frontier Elementary School

Public District PK-6

8.2 mi

811 S Railroad St

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $33,402. The majority of Monticello, IN residents have income less than $<35k annually. Typical family type is married, no kids. Typical level of education for residents in this area is high school diploma.

How much money do the neighbors make?

55%
<35k
28%
35k-100k
16%
100k-200k
1%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

35%
Single, No Kids
6%
Single, with Kids
45%
Married, No Kids
14%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

9%
<11 yrs old
8%
12-17 yrs old
13%
18-34 yrs old
50%
35-64 yrs old
20%
65+ yrs old

What do the neighbors do for fun?

  • NASCARNASCAR
  • HuntingHunting
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Bass Pro ShopsBass Pro Shops
  • Wal-MartWal-Mart
  • Academy Sports & OutdoorsAcademy Sports & Outdoors

Where do the neighbors go to eat?

  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns
  • ApplebeesApplebees

What do the neighbors drive?

  • GMCGMC
  • RamRam
  • ChevroletChevrolet

What do the neighbors listen to?

  • Classic CountryClassic Country
  • New CountryNew Country
  • OldiesOldies
All data provided by Home Junction and Claritas

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Frequently asked questions

About 12198 W Pirates Roost Rd

The listing price of 12198 W Pirates Roost Rd property is $850,000.

The property 12198 W Pirates Roost Rd is a house located in Monticello, Indiana, 47960.

Active Listing: 12198 W Pirates Roost Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 12198 W Pirates Roost Rd are: Oaklawn Elementary School (GreatSchools Rating 7/10), Meadowlawn Elementary School (GreatSchools Rating 5/10), Frontier Elementary School (GreatSchools Rating 6/10), Roosevelt Middle School (GreatSchools Rating 5/10), Delphi Community Middle School (GreatSchools Rating 6/10), North White Middle School (GreatSchools Rating 4/10), Twin Lakes Senior High School (GreatSchools Rating 5/10), Frontier Jr-Sr High School (GreatSchools Rating 5/10), Delphi Community High School (GreatSchools Rating 5/10).

According to the records, the last property tax for 2023 is $1,595 (source: MLS/based on county public records data).

The property at 12198 W Pirates Roost Rd has 3 bedrooms and 3 bathrooms.

The year of construction for 12198 W Pirates Roost Rd is 2006.

This home is located at 12198 W Pirates Roost Rd in Monticello, IN and zip code 47960. This home, which was built in 2006, sits on a 0.14 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 17, 2025 and is currently priced at $850,000.

In April 2025 more than 0 listings in Monticello, IN were sold above the asking price. During the same period more than 2 listings were sold at asking price, while more than 6 were sold below. The inventory of homes for sale in Monticello, IN between March and April 2025 increased by 59.4%.

From Rocket Homes Real Estate and based on county public records data.

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