Tour
$8,063 Closing Credit¹
#TB8377356, Fahreta Shoffit, Listing Office: KELLER WILLIAMS REALTY PORTFOLIO COLLECTION
$695,000 List price
1240 Harbor Lake Dr Largo, FL 33770
$8,253
Closing credit¹
3 beds
2 full
1,675 sqft
0.4 acres
$415 / sqft
House
Property details
About 1240 Harbor Lake Dr
Appraisal completed 5/14 and priced to sell. Welcome to 1240 Harbor Lake Drive — an exceptional 3-bedroom, 2-bathroom waterfront home located on a quiet cul-de-sac and situated on an oversized, private .40-acre double lot with 114 feet of seawall along beautiful McKay Creek. This canal-front home offers direct access to the Intracoastal Waterway and Gulf of Mexico, making it perfect for boating, kayaking, paddleboarding, and fishing. The serene setting is a true nature lover’s paradise, with regular sightings of manatees, otters, a wide variety of birds, and other local wildlife right in your backyard. Boasting 1,975 total square feet, including a bright 300 sq ft enclosed Florida Room, this residence also features an oversized 2 car garage (520 sq ft) and a circular driveway that easily accommodates six or more vehicles. The home has been extensively updated and is move-in ready with brand-new ceramic tile flooring throughout, fresh interior paint, new baseboards, all new interior and closet doors with updated hardware, and all recently new light fixtures, ceiling fans, and blinds. The fully renovated kitchen includes new shaker-style cabinets with modern hardware, new countertops, a large farm-style sink with new faucet and garbage disposal, and brand-new Whirlpool stainless steel appliances including refrigerator, dishwasher, and range. The bathrooms have been updated with new granite-top vanities, tile floors, and modern fixtures. Additional upgrades include a new Rheem 12-year “smart” water heater, new Maytag washer and dryer, a newly built outdoor deck perfect for entertaining, refreshed landscaping, and recently serviced sliding glass doors and garage door with new rollers. This home is light, bright, and impeccably maintained, offering a peaceful retreat with multiple outdoor seating areas, mature trees, and a brand-new dock for enjoying waterfront living. Located just 10 minutes from world-famous beaches, top golf and tennis clubs, shopping, dining, and convenient access to both Tampa and St. Pete/Clearwater airports. Roof replaced in 2014, A/C 2019, Seawall 2003. This one-of-a-kind property is a rare opportunity to own a piece of Florida paradise.
Highlights
Home typeSingle Family Residence
HeatingCentral, Electric
StatusActive
CoolingCentral Air
Size1,675 sqft
Lot size0.4 Acres
Year built1970
MLS #TB8386864
Attached garage2 spaces
WaterfrontCreek
ViewWater
Summary
- Full Bathrooms: 2
- Appliances: Microwave, Range, Refrigerator, Washer, Dishwasher, Disposal, Dryer, Electric Water Heater
- Flooring Type: Ceramic Tile
- Interior: Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Ceiling Fans(s)
- Total Bedroom Count: 3
- Garage Space: 2 spaces
- Attached Garage: Yes
- Private Pool: No
- Waterfront: Creek
- View: Water
- Exterior: Private Mailbox, Rain Gutters, Sliding Doors
- Architectural Style: Traditional
- Heating: Central, Electric
- Cooling: Central Air
- List Price: $695,000
- Price/SqFt: $414
- Annual Tax Amount: $7,356
- Tax Year: 2023
- Lot: Cul-De-Sac, Flood Zone, City Lot, Landscaped, Level, Paved
- Directions: West Bay to Indian Rocks Road, South to Harbor Lake Drive. Turn East (left) on Harbor Lake Dr to end of cul-de-sac. OR Park Blvd to Oakhurst. North on Oakhurst which becomes Indian Rocks Road. Continue north across Ulmerton to Harbor Lake Dr. Turn right.
- Year Built: 1970
- Living Area: 1,675 SqFt
- Lot Size: 0.4 Acres
- MLS Number: TB8386864
- MLS Name: MFRMLS
- Office Name: JOSEPH SULLIVAN REAL ESTATE
- Office Phone: (813) 898-7150
- Listing Agent: James Ponton II LLC
Listings courtesy of Stellar MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
Copyright 2025 My Florida Regional Multiple Listing Service DBA Stellar MLS. The real estate listing data marked with this icon comes from the IDX program of the Stellar MLS system. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided exclusively for consumers’ personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Properties displayed may be listed or sold by various participants in the MLS.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/18/2025, 11:49:29 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Get an agent. Get a mortgage. Save big.¹
$695,000
1240 Harbor Lake Dr
$8,253
closing credit¹
Sell your home with Rocket and save even more!
Seller rebate
0.5% sale price²
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Jul 22, 2020 | Home Sold | $445,000 |
| Oct 08, 2019 | Home Sold | $260,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $431,161 | $7,356 |
| 2022 | $418,603 | $7,162 |
| 2021 | $406,411 | $7,162 |
| 2020 | $256,545 | $7,267 |
| 2019 | $128,814 | $1,774 |
| 2018 | $126,412 | $1,750 |
| 2017 | $123,812 | $1,725 |
History based on county public records data.
Nearby schools
5
Ridgecrest Elementary
Public Magnet KG-5
1.2 mi
•1901 119th St
6
Mildred Helms Elementary
Public Magnet PK-5
1.5 mi
•561 Clearwater Largo Rd S
8
Anona Elementary
Public District PK-5
1.6 mi
•12301 Indian Rocks Rd
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $58,057. Typical income of Largo, FL residents is between $35k-100k annually. Typical family type is single, no kids. Residents of this area typically have post secondary degree education.
How much money do the neighbors make?
23%
<35k
61%
35k-100k
12%
100k-200k
4%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
39%
Single, No Kids
12%
Single, with Kids
32%
Married, No Kids
17%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
13%
<11 yrs old
8%
12-17 yrs old
16%
18-34 yrs old
48%
35-64 yrs old
15%
65+ yrs old
What do the neighbors do for fun?
Horse Races
Hiking/backpacking
Extreme Sports
Where do the neighbors shop?
Stein Mart
Nordstrom Rack
Sam's Club
Where do the neighbors go to eat?
LongHorn Steakhouse
Chipotle
White Castle
What do the neighbors drive?
Buick
Mazda
Oldsmobile
What do the neighbors listen to?
Contemporary Inspirational
Rock
Classical
All data provided by Home Junction and Claritas
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Frequently asked questions
About 1240 Harbor Lake Dr
The listing price of 1240 Harbor Lake Dr property is $695,000.
The property 1240 Harbor Lake Dr is a house located in Largo, Florida, 33770.
Active Listing: 1240 Harbor Lake Dr is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 1240 Harbor Lake Dr are: Ridgecrest Elementary (GreatSchools Rating 5/10), Mildred Helms Elementary (GreatSchools Rating 6/10), Anona Elementary (GreatSchools Rating 8/10), Largo Middle School (GreatSchools Rating 4/10), Plato Seminole (GreatSchools Rating 5/10), Pinellas Academy of Math and Science (GreatSchools Rating 4/10), Dropout Prevention School (GreatSchools Rating 2/10), Largo High School (GreatSchools Rating 5/10), Pinellas Gulf Coast Academy (GreatSchools Rating 2/10).
According to the records, the last property tax for 2023 is $7,356 (source: MLS/based on county public records data).
The last sale was on July 22, 2020 for $445,000 (source: MLS/tax record).
The property at 1240 Harbor Lake Dr has 3 bedrooms and 2 bathrooms.
The property 1240 Harbor Lake Dr is 1,675 SqFt (source: MLS/tax record).
The year of construction for 1240 Harbor Lake Dr is 1970.
This home is located at 1240 Harbor Lake Dr in Largo, FL and zip code 33770 in the Lakeside Heights neighborhood. This 1,675 square foot home, which was built in 1970, sits on a 0.40 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 16, 2025 and is currently priced at $695,000.
Largo, FL housing market in April 2025 saw over 11 listings sold above listed price, more than 20 sold at listed price and over 78 sold below. In April 2025 in Largo, FL there were 1.5% more homes for sale than in March. While the average time on the market in April 2025 was 48 days, the median list price was $378,000.
From Rocket Homes Real Estate and based on county public records data.