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$795,000

12702 N 1225 W Monticello, IN 47960

4 beds
3 full
0.4 acres
$417 / sqft
House

Property details

About 12702 N 1225 W

Don't miss this rare opportunity to own a unique waterfront property on Lake Freeman! This 3 bedroom, 2 bath home includes an attached 1 bedroom, 1 bath cottage with a loft—perfect for guests or rental income. Situated on a level waterfront lot with a private boat dock, the property features a 2-car attached garage connecting the main house and cottage. The main home boasts a cozy brick fireplace in the living room and an enclosed porch with serene views of the backyard and water. The cottage offers a bright, airy atmosphere with a wood cathedral ceiling, loft, second laundry room, kitchen, dining, and living areas. Whether you're looking for a family retreat or an investment opportunity, this property offers endless possibilities. Enjoy lake life and all that Monticello has to offer—schedule your showing today!

Highlights

Home typeSingle Family Residence
HeatingNatural Gas, Forced Air
StatusActive
CoolingCentral Air
Lot size0.36 Acres
Year built1948
MLS #202521498
Attached garage2 spaces
WaterfrontLake Front
FireplaceLiving/Great Rm

Virtual tour

Summary

  • Full Bathrooms: 3
  • Fireplace: Living/Great Rm
  • Total Bedroom Count: 4
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Waterfront: Lake Front
  • Exterior: Vinyl
  • Architectural Style: Ranch
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • List Price: $795,000
  • Price/SqFt: $416
  • Lot: Level, Waterfront
  • Directions: Head southeast on US-421 S toward N 1200 W/N Upper Lakeshore Dr, Turn left onto N 1200 W, Turn left onto W 1250 N, Turn right onto N 1225 W, Destination will be on the left
  • Year Built: 1948
  • Lot Size: 0.36 Acres
  • MLS Number: 202521498
  • Office Name: @properties
  • Listing Agent: Cathy Russell

IDX The data on this website relating to real estate for sale comes in part from the Internet Data Exchange (IDX) program of the Indiana Regional MLS (IRMLS). IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2011-2025 Indiana Regional MLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/16/2025, 2:45:34 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
May 04, 2011
Home Sold
$115,000

Tax history

We're sorry, we currently don't have tax history data for this listing.

History based on county public records data.

Nearby schools

7

Oaklawn Elementary School

Public District KG-4

0.4 mi

402 E South St

5

Meadowlawn Elementary School

Public District KG-5

1.2 mi

715 W Ohio St

7

Eastlawn Elementary School

Public District PK-4

7.0 mi

47 S 1300 E

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $63,628. Most Monticello, IN residents have annual incomes between $35k-100k. The majority of families are married, no kids. The most common level of education of people living in this area is high school diploma.

How much money do the neighbors make?

26%
<35k
53%
35k-100k
18%
100k-200k
3%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

28%
Single, No Kids
10%
Single, with Kids
39%
Married, No Kids
23%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

15%
<11 yrs old
10%
12-17 yrs old
18%
18-34 yrs old
43%
35-64 yrs old
14%
65+ yrs old

What do the neighbors do for fun?

  • HuntingHunting
  • NASCARNASCAR
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Academy Sports & OutdoorsAcademy Sports & Outdoors
  • Bass Pro ShopsBass Pro Shops
  • Wal-MartWal-Mart

Where do the neighbors go to eat?

  • Jimmy JohnsJimmy Johns
  • Hardee'sHardee's
  • ApplebeesApplebees

What do the neighbors drive?

  • ChevroletChevrolet
  • GMCGMC
  • RamRam

What do the neighbors listen to?

  • New CountryNew Country
  • Classic CountryClassic Country
  • OldiesOldies
All data provided by Home Junction and Claritas

Similar homes for sale

Frequently asked questions

About 12702 N 1225 W

The listing price of 12702 N 1225 W property is $795,000.

The property 12702 N 1225 W is a house located in Monticello, Indiana, 47960.

Active Listing: 12702 N 1225 W is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 12702 N 1225 W are: Oaklawn Elementary School (GreatSchools Rating 7/10), Meadowlawn Elementary School (GreatSchools Rating 5/10), Eastlawn Elementary School (GreatSchools Rating 7/10), Roosevelt Middle School (GreatSchools Rating 5/10), North White Middle School (GreatSchools Rating 4/10), Delphi Community Middle School (GreatSchools Rating 6/10), Twin Lakes Senior High School (GreatSchools Rating 5/10), Frontier Jr-Sr High School (GreatSchools Rating 5/10), North White High School (GreatSchools Rating 5/10).

The last sale was on May 4, 2011 for $115,000 (source: MLS/tax record).

The property at 12702 N 1225 W has 4 bedrooms and 3 bathrooms.

The year of construction for 12702 N 1225 W is 1948.

This home is located at 12702 N 1225 W in Monticello, IN and zip code 47960. This home, which was built in 1948, sits on a 0.36 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since June 6, 2025 and is currently priced at $795,000.

In June 2025, from all listings sold in Monticello, IN there were more than 2 sold above asking price, over 13 sold below and more than 2 were sold right at the asked price. Between May and June 2025, Monticello, IN real estate market has seen increase in the number of listings by 5.8%.

From Rocket Homes Real Estate and based on county public records data.

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