Redfin is joining Rocket

Discover how we're simplifying your journey home.

$540,000

12951 Mills Creek Dr Lusby, MD 20657

3 beds
3 full
2,600 sqft
0.3 acres
$208 / sqft
House

Property details

About 12951 Mills Creek Dr

***Assumable VA Loan with a 2.25% Interest rate*** Welcome to 12951 Mills Creek Dr., a fully renovated waterfront retreat with 3 bedrooms, 3 full baths, and over 2,600 sqft of living space. Located in the peaceful Drum Point community, this home features an open floor plan, vaulted ceilings, hardwood floors, and abundant natural light throughout. Enjoy relaxing year-round in the 220 sqft screened-in porch, which lives like a second living room and overlooks serene Mills Creek, perfect for kayaking and fishing right from your backyard. The main level offers plush carpeting in bedrooms, a washer and dryer for convenience, and a well-appointed kitchen ideal for entertaining. The finished lower level includes high-quality vinyl flooring, a cozy fireplace, a bedroom, a full bath, and a flexible space perfect for a home office or 4th bedroom. A large indoor workshop and generous storage areas provide added functionality. You'll love the quiet neighborhood, where friendly neighbors enjoy walks throughout the day. As a bonus, residents have access to private community amenities, including a boat ramp, beach, and clubhouse. If you’re looking for style, comfort, and direct water access, this home is the one. Don’t miss your chance to own this stunning slice of waterfront paradise in Lusby, MD! The buyer of this home also has the rare opportunity to purchase the neighboring lot at 12947 Mills Creek Dr., Lusby, MD 20657 (MLS# MDCA2022010) for $60,000. This additional parcel offers extra privacy, space for future expansion, or the potential to build your dream guesthouse, garage, or water-access getaway.

Highlights

Home typeSingle Family Residence
HeatingCentral, Forced Air
StatusAccepting Backup Offers
(ACTIVE UNDER CONTRACT)
CoolingCeiling Fan(s), Heat Pump
Size2,600 sqft
BasementYes
Lot size0.34 Acres
Year built1990
ParkingCircular Driveway, Off Street,Driveway
MLS #MDCA2021996
FireplaceGas/Propane
ViewCreek/Stream, Water

Virtual tour

Summary

  • Full Bathrooms: 3
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Oven, Electric Range, Range Hood, Refrigerator, Washer
  • Basement: Yes
  • Flooring Type: Hardwood, Carpet
  • Interior: Breakfast Area, Kitchen - Country, Window Treatments, Primary Bath(s), Floor Plan - Open
  • Fireplace: Gas/Propane
  • Total Bedroom Count: 3
  • Parking: Circular Driveway, Off Street,Driveway
  • View: Creek/Stream, Water
  • Architectural Style: Split Foyer
  • Heating: Central, Forced Air
  • Cooling: Ceiling Fan(s), Heat Pump
  • List Price: $540,000
  • Price/SqFt: $207
  • HOA Amount: $188 Annually
  • Annual Tax Amount: $3,618
  • Tax Year: 2024
  • Lot: Stream/Creek, Wetlands
  • Directions: Use GPS
  • Year Built: 1990
  • Stories: 2
  • Living Area: 2,600 SqFt
  • Lot Size: 0.34 Acres
  • MLS Number: MDCA2021996
  • MLS Name: BRIGHT
  • Office Name: Realty One Group Performance, LLC
  • Office Phone: (240) 583-1183
  • Listing Agent: Kenneth L Powell
  • Agent Phone: (240) 237-7855
  • Agent Email: ken@pohawkteam.com

IDX Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors. ©2025 BrightMLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/24/2025, 4:45:36 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Feb 03, 2017
Home Sold
$340,000
Jul 01, 2003
Home Sold
$299,900

Tax history

YearAssessmentProperty Tax
2024$379,700$3,618
2023$348,300$3,618
2022$342,900$3,562
2021$337,500$3,326
2020$332,100$3,787
2018$302,100$3,473
2017$287,100$3,355

History based on county public records data.

Nearby schools

5

Dowell Elementary School

Public District PK-5

1.8 mi

12680 Hg Trueman Rd

6

Appeal Elementary School

Public District 3-5

2.9 mi

11655 Hg Trueman Rd

5

Town Creek Elementary School

Public District KG-5

3.8 mi

45805 Dent Dr

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $95,933. Most Lusby, MD residents have annual incomes between $35k-100k. The majority of families are married, no kids. Most residents in this area have post secondary degree education.

How much money do the neighbors make?

14%
<35k
39%
35k-100k
37%
100k-200k
10%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

31%
Single, No Kids
11%
Single, with Kids
34%
Married, No Kids
24%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

15%
<11 yrs old
9%
12-17 yrs old
18%
18-34 yrs old
42%
35-64 yrs old
16%
65+ yrs old

What do the neighbors do for fun?

  • PGA/LPGAPGA/LPGA
  • NASCARNASCAR
  • SoccerSoccer

Where do the neighbors shop?

  • Stein MartStein Mart
  • Dick's Sporting GoodsDick's Sporting Goods
  • Old NavyOld Navy

Where do the neighbors go to eat?

  • Cracker BarrelCracker Barrel
  • ArbysArbys
  • Jimmy JohnsJimmy Johns

What do the neighbors drive?

  • LexusLexus
  • GMCGMC
  • RamRam

What do the neighbors listen to?

  • OldiesOldies
  • Adult HitsAdult Hits
  • New CountryNew Country
All data provided by Home Junction and Claritas

Similar homes for sale

Frequently asked questions

About 12951 Mills Creek Dr

The listing price of 12951 Mills Creek Dr property is $540,000.

The property 12951 Mills Creek Dr is a house located in Lusby, Maryland, 20657.

Accepting Backup Offers: 12951 Mills Creek Dr is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.

The nearby schools for 12951 Mills Creek Dr are: Dowell Elementary School (GreatSchools Rating 5/10), Appeal Elementary School (GreatSchools Rating 6/10), Town Creek Elementary School (GreatSchools Rating 5/10), Mill Creek Middle School (GreatSchools Rating 5/10), Esperanza Middle School (GreatSchools Rating 7/10), Southern Middle School (GreatSchools Rating 5/10), Patuxent High School (GreatSchools Rating 7/10), Great Mills High School (GreatSchools Rating 4/10), Leonardtown High School (GreatSchools Rating 6/10).

According to the records, the last property tax for 2024 is $3,618 (source: MLS/based on county public records data).

The last sale was on February 3, 2017 for $340,000 (source: MLS/tax record).

The property at 12951 Mills Creek Dr has 3 bedrooms and 3 bathrooms.

The property 12951 Mills Creek Dr is 2,600 SqFt (source: MLS/tax record).

The year of construction for 12951 Mills Creek Dr is 1990.

This home is located at 12951 Mills Creek Dr in Lusby, MD and zip code 20657 in the Drum Point neighborhood. This 2,600 square foot home, which was built in 1990, sits on a 0.34 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since July 5, 2025 and is currently priced at $540,000.

From Rocket Homes Real Estate and based on county public records data.

More resources

Housing market reports in Calvert County