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$645,900

1560 Bell Phipps Rd Monticello, KY 42633

3 beds
2 full
3.0 acres
House

Property details

About 1560 Bell Phipps Rd

Never-Before-Seen GEM Now on the Market!This truly one-of-a-kind property is overflowing with charm, character, and endless amenities. Nestled on a picturesque 3-acre setting, the main home boasts soaring 12-ft ceilings, stained glass windows, a laundry chute, steam room, oversized garage, and thoughtfully crafted built-ins throughout--including a custom primary bed with extra storage. You'll love the upgraded appliances, built-in pantry, and the elegance of a blooming garden just outside your door.But that's not all! There's also a beautifully designed open concept carriage/guest house featuring its own 3 car air conditioned garage, full kitchen, living room, 1.5 baths, bedroom, loft bed, and additional built-in sleeping areas for guests. Both homes have underground utilities (no power lines on the property) and offer ample space to grow and entertain.Located just minutes from two cement boat ramps near Beaver Creek Marina on Lake Cumberland, this property offers the perfect blend of country serenity and refined living. Don't miss your chance to own this rare treasure!

Highlights

Home typeSingle Family Residence
HeatingElectric, Heat Pump, Propane
StatusActive
CoolingHeat Pump, Attic Fan, Electric
Lot size3 Acres
Year built2014
ParkingDriveway
MLS #25016879
FireplaceFree Standing, Electric, Gas Fireplace, Ventless, Living Room, Gas Log

Summary

  • Full Bathrooms: 2
  • Appliances: Dryer, Electric Water Heater, Oven, Gas Range, Washer, Refrigerator, Microwave, Dishwasher
  • Basement: No
  • Flooring Type: Carpet, Tile, Hardwood
  • Interior: Dining Area, Primary First Floor, Bedroom First Floor, Walk-In Closet(s), Ceiling Fan(s)
  • Fireplace: Free Standing, Electric, Gas Fireplace, Ventless, Living Room, Gas Log
  • Total Bedroom Count: 3
  • Parking: Driveway
  • Exterior: Deck, Porch, Other, Patio
  • Architectural Style: Colonial
  • Heating: Electric, Heat Pump, Propane
  • Cooling: Heat Pump, Attic Fan, Electric
  • List Price: $645,900
  • Annual Tax Amount: $1,346
  • Tax Year: 2023
  • Lot: Secluded, Wooded
  • Directions: From HWY 90, turn right onto HWY 1546. Travel approximately 3.5 miles, continue straight onto Murl Rd, turn right onto Bell Phipps Rd, continue to the end of road to the property on the right.
  • Year Built: 2014
  • Stories: 1
  • Lot Size: 3 Acres
  • MLS Number: 25016879
  • Office Name: Lake Cumberland Real Estate Professionals
  • Office Phone: (606) 677-0059
  • Office Email: LCRealEstatePros@gmail.com

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Lexington-Bluegrass Association of Realtors Multiple Listing Service. Real estate listings held by IDX Brokerage firms other than this broker, are marked with the IDX logo or the IDX thumbnail logo and detailed information about them includes the name of the listing IDX Brokers. Information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Listing(s) information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2025 LBAR Multiple Listing Service. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 8/4/2025, 6:45:32 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

We're sorry, we currently don't have property sales data for this listing.

Tax history

YearAssessmentProperty Tax
2023$188,970$1,346
2022$188,970$1,413
2021$188,970$1,423
2019$188,970$1,453
2017$188,970$1,444

History based on county public records data.

Nearby schools

3

Monticello Elementary School

Public District 3-5

5.8 mi

160 Cave St

5

Jamestown Elementary School

Public District PK-5

11.3 mi

342 S Main St

4

Albany Elementary School

Public District 1-4

13.9 mi

819 3rd St

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $36,444. The majority of Monticello, KY residents have income less than $<35k annually. Residents typically live in single, no kids family. Typical level of education for residents in this area is high school diploma.

How much money do the neighbors make?

47%
<35k
45%
35k-100k
8%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

34%
Single, No Kids
11%
Single, with Kids
27%
Married, No Kids
28%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

17%
<11 yrs old
10%
12-17 yrs old
20%
18-34 yrs old
39%
35-64 yrs old
14%
65+ yrs old

What do the neighbors do for fun?

  • Monster TrucksMonster Trucks
  • NASCARNASCAR
  • HuntingHunting

Where do the neighbors shop?

  • Wal-MartWal-Mart
  • Dollar GeneralDollar General
  • Academy Sports & OutdoorsAcademy Sports & Outdoors

Where do the neighbors go to eat?

  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns
  • ApplebeesApplebees

What do the neighbors drive?

  • ChevroletChevrolet
  • GMCGMC
  • RamRam

What do the neighbors listen to?

  • CountryCountry
  • Classic CountryClassic Country
  • New CountryNew Country
All data provided by Home Junction and Claritas

Frequently asked questions

About 1560 Bell Phipps Rd

The listing price of 1560 Bell Phipps Rd property is $645,900.

The property 1560 Bell Phipps Rd is a house located in Monticello, Kentucky, 42633.

Active Listing: 1560 Bell Phipps Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 1560 Bell Phipps Rd are: Monticello Elementary School (GreatSchools Rating 3/10), Jamestown Elementary School (GreatSchools Rating 5/10), Albany Elementary School (GreatSchools Rating 4/10), Wayne County Middle School (GreatSchools Rating 4/10), Clinton County Middle School (GreatSchools Rating 4/10), Russell County Middle School (GreatSchools Rating 6/10), Wayne County High School (GreatSchools Rating 4/10), Clinton County High School (GreatSchools Rating 4/10), Russell County High School (GreatSchools Rating 5/10).

According to the records, the last property tax for 2023 is $1,346 (source: MLS/based on county public records data).

The property at 1560 Bell Phipps Rd has 3 bedrooms and 2 bathrooms.

The year of construction for 1560 Bell Phipps Rd is 2014.

This home is located at 1560 Bell Phipps Rd in Monticello, KY and zip code 42633. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since August 1, 2025 and is currently priced at $645,900.

In July 2025 more than 0 listings in Monticello, KY were sold above the asking price. During the same period more than 0 listings were sold at asking price, while more than 3 were sold below. In July 2025 in Monticello, KY there were equal homes for sale than in June. In July 2025, listings were on the market for 30 days. During the same period, the median list price in this real estate market was $206,500.

From Rocket Homes Real Estate and based on county public records data.

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