$499,900

1776 N Royal Oaks Dr Monticello, IN 47960

$5,936
Closing credit¹
4 beds
2 full, 1 partial
0.6 acres
$182 / sqft
House

Property details

About 1776 N Royal Oaks Dr

Welcome to this beautifully updated ranch-style home with a walkout basement, located in the highly desirable Royal Oaks Subdivision on Upper Lake Freeman. With 100 feet of water frontage, this property offers a rare combination of peaceful surroundings and stunning views in a one-of-a-kind setting. Step inside to find a thoughtfully designed layout that’s perfect for both everyday living and entertaining. The main level features a spacious living room with a fireplace and access to a lakeside deck, while the lower level offers a cozy family room with a second fireplace—with access to a lakeside patio. This home includes 3 to 4 bedrooms and 2.5 bathrooms, including a main-level primary suite with private deck access and water views. The kitchen is equipped with stainless steel built-in appliances, stone countertops, and ample cabinetry. Enjoy the outdoors with an upper deck, lower patio, and fenced backyard, all overlooking the serene lake/river. Additional features include a three-car attached garage, tasteful updates inside and out, and multiple living spaces that make this home truly special. Don’t miss the chance to own this waterfront gem in one of the area’s most sought-after neighborhoods!

Highlights

Home typeSingle Family Residence
HeatingNatural Gas, Forced Air
StatusActive
CoolingCentral Air
Lot size0.57 Acres
Year built1968
ParkingAsphalt
MLS #202516276
Attached garage3 spaces
WaterfrontLake Front
FireplaceFamily Rm, Living/Great Rm, Wood Burning, Two

Virtual tour

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 2
  • Flooring Type: Hardwood Floors, Ceramic Tile
  • Fireplace: Family Rm, Living/Great Rm, Wood Burning, Two
  • Total Bedroom Count: 4
  • Garage Space: 3 spaces
  • Attached Garage: Yes
  • Parking: Asphalt
  • Waterfront: Lake Front
  • Exterior: Brick, Vinyl
  • Architectural Style: Walkout Ranch
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • List Price: $499,900
  • Price/SqFt: $181
  • Annual Tax Amount: $1,819
  • Tax Year: 2023
  • Lot: Wooded, Lake/Pond, Waterfront
  • Directions: North on Main St, right onto Francis St, turn right after the bridge and right again onto Royal Oaks, property is on the right.
  • Year Built: 1968
  • Lot Size: 0.57 Acres
  • MLS Number: 202516276
  • Office Name: REAL ESTATE NETWORK L.L.C
  • Office Phone: (574) 870-4269
  • Listing Agent: Bart Hickman

IDX The data on this website relating to real estate for sale comes in part from the Internet Data Exchange (IDX) program of the Indiana Regional MLS (IRMLS). IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2011-2025 Indiana Regional MLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/4/2025, 2:45:27 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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1776 N Royal Oaks Dr, Monticello, IN 47960 - single story home featuring an attached garage, driveway, and a front yard

$499,900

1776 N Royal Oaks Dr

$5,936

closing credit¹

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Price information

Property sales

We're sorry, we currently don't have property sales data for this listing.

Tax history

YearAssessmentProperty Tax
2023$331,000$1,819
2022$294,500$1,736
2021$242,600$1,401
2020$212,300$1,186
2019$178,700$899
2018$173,700$847
2017$174,800$1,862

History based on county public records data.

Nearby schools

5

Meadowlawn Elementary School

Public District KG-5

2.4 mi

715 W Ohio St

7

Oaklawn Elementary School

Public District KG-4

2.4 mi

402 E South St

7

Eastlawn Elementary School

Public District PK-4

7.6 mi

47 S 1300 E

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $60,473. The most common annual income of people living in Monticello, IN is between $35k-100k. Most families are married, no kids. The majority of residents in this area have post secondary degree education.

How much money do the neighbors make?

16%
<35k
65%
35k-100k
14%
100k-200k
5%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

25%
Single, No Kids
8%
Single, with Kids
43%
Married, No Kids
24%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

15%
<11 yrs old
9%
12-17 yrs old
15%
18-34 yrs old
44%
35-64 yrs old
17%
65+ yrs old

What do the neighbors do for fun?

  • Extreme SportsExtreme Sports
  • PGA/LPGAPGA/LPGA
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Academy Sports & OutdoorsAcademy Sports & Outdoors
  • Stein MartStein Mart
  • KmartKmart

Where do the neighbors go to eat?

  • Little CaesarsLittle Caesars
  • Bob EvansBob Evans
  • Cracker BarrelCracker Barrel

What do the neighbors drive?

  • ChevroletChevrolet
  • LincolnLincoln
  • BuickBuick

What do the neighbors listen to?

  • CountryCountry
  • News/Talk/InformationNews/Talk/Information
  • OldiesOldies
All data provided by Home Junction and Claritas

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Frequently asked questions

About 1776 N Royal Oaks Dr

The listing price of 1776 N Royal Oaks Dr property is $499,900.

The property 1776 N Royal Oaks Dr is a house located in Monticello, Indiana, 47960.

Active Listing: 1776 N Royal Oaks Dr is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 1776 N Royal Oaks Dr are: Meadowlawn Elementary School (GreatSchools Rating 5/10), Oaklawn Elementary School (GreatSchools Rating 7/10), Eastlawn Elementary School (GreatSchools Rating 7/10), Roosevelt Middle School (GreatSchools Rating 5/10), North White Middle School (GreatSchools Rating 4/10), Delphi Community Middle School (GreatSchools Rating 6/10), Twin Lakes Senior High School (GreatSchools Rating 5/10), North White High School (GreatSchools Rating 5/10), Frontier Jr-Sr High School (GreatSchools Rating 5/10).

According to the records, the last property tax for 2023 is $1,819 (source: MLS/based on county public records data).

The property at 1776 N Royal Oaks Dr has 4 bedrooms and 2 full and 1 half bathrooms.

The year of construction for 1776 N Royal Oaks Dr is 1968.

This home is located at 1776 N Royal Oaks Dr in Monticello, IN and zip code 47960. This home, which was built in 1968, sits on a 0.57 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since May 7, 2025 and is currently priced at $499,900.

Monticello, IN housing market in May 2025 saw over 2 listings sold above listed price, more than 1 sold at listed price and over 15 sold below. In May 2025 in Monticello, IN there were 25.3% more homes for sale than in April.

From Rocket Homes Real Estate and based on county public records data.

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