#TB8394551, Jaybee Racaza-Benitez, Listing office: BLAKE REAL ESTATE INC
18102 Spencer Rd Odessa, FL 33556
Property details
About 18102 Spencer Rd
A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse
Highlights
Summary
- Full Bathrooms: 2
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier, Water Softener, Wine Cooler
- Flooring Type: Luxury Vinyl, Tile
- Interior: Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Total Bedroom Count: 3
- Garage Space: 1 space
- Attached Garage: No
- Private Pool: No
- Parking: Driveway
- Waterfront: Lake Front
- View: Garden, Trees/Woods, Water
- Exterior: French Doors, Lighting, Private Mailbox, Rain Gutters
- Architectural Style: Craftsman
- Heating: Central, Electric
- Cooling: Central Air
- List Price: $899,000
- Price/SqFt: $451
- HOA Amount: $0
- Annual Tax Amount: $8,018
- Tax Year: 2023
- Lot: Cleared, Irregular Lot, Landscaped, Level, Oversized Lot, Dead End Street, Paved
- Directions: Gunn Hwy to Tarpon Springs Rd. Left on Spencer. House on right.
- Year Built: 1967
- Stories: 1
- Living Area: 1,990 SqFt
- Lot Size: 0.99 Acres
- MLS Number: W7875774
- MLS Name: MFRMLS
- Office Name: ROCKS REALTY
- Listing Agent: Annie Rocks, PA
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Last updated on: 6/27/2025, 11:34:38 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$899,000
18102 Spencer Rd
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Price information
Property sales
Date | Event | Price |
---|---|---|
Nov 15, 2023 | Home Sold | $825,000 |
Feb 15, 2022 | Home Sold | $525,000 |
Tax history
Year | Assessment | Property Tax |
---|---|---|
2023 | $473,218 | $8,018 |
2022 | $148,105 | $434 |
2021 | $143,791 | $434 |
2020 | $141,806 | $395 |
2018 | $136,033 | $242 |
2017 | $133,235 | $236 |
History based on county public records data.
Nearby schools
9
James A. Hammond Elementary School
Public District PK-5
2.7 mi
•8008 N Mobley Rd
8
Odessa Elementary School
Public District KG-5
3.3 mi
•12810 Interlaken Rd
9
Trinity Elementary School
Public District KG-5
4.1 mi
•2209 Duck Slough Blvd
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $108,203. The most common annual income of people living in Odessa, FL is between $35k-100k. The most common type of family is married, no kids. The majority of residents in this area have post secondary degree education.
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Frequently asked questions
About 18102 Spencer Rd
The listing price of 18102 Spencer Rd property is $899,000.
The property 18102 Spencer Rd is a house located in Odessa, Florida, 33556.
Active Listing: 18102 Spencer Rd is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 18102 Spencer Rd are: James A. Hammond Elementary School (GreatSchools Rating 9/10), Odessa Elementary School (GreatSchools Rating 8/10), Trinity Elementary School (GreatSchools Rating 9/10), Walker Middle Magnet School (GreatSchools Rating 9/10), Victory Charter School Tampa (GreatSchools Rating 4/10), Sgt. Smith Middle Academy for Broadcasting and Health Science (GreatSchools Rating 6/10), Sickles High School (GreatSchools Rating 7/10), George M. Steinbrenner High School (GreatSchools Rating 8/10), James W. Mitchell High School (GreatSchools Rating 6/10).
According to the records, the last property tax for 2023 is $8,018 (source: MLS/based on county public records data).
The last sale was on November 15, 2023 for $825,000 (source: MLS/tax record).
The property at 18102 Spencer Rd has 3 bedrooms and 2 bathrooms.
The property 18102 Spencer Rd is 1,990 SqFt (source: MLS/tax record).
The year of construction for 18102 Spencer Rd is 1967.
This home is located at 18102 Spencer Rd in Odessa, FL and zip code 33556. This 1,990 square foot home, which was built in 1967, sits on a 0.99 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 23, 2025 and is currently priced at $899,000.
While more than 4 listings in Odessa, FL in May 2025 were sold above asking price, there were more than 13 listings sold at asking price, and more than 40 were sold below. The number of homes for sale in Odessa, FL increased by 7.4% between April and May 2025. While the average time on the market in May 2025 was 51 days, the median list price was $690,287.