$329,999

190 White Cap Way Panama City Beach, FL 32407

$3,919
Closing credit¹
3 beds
2 full
1,432 sqft
$230 / sqft
Townhouse

Property details

About 190 White Cap Way

Stunning Fully Renovated 3BR/2.5 BA Townhouse in Palm Cove! Includes $10,000 in closing cost assistance, rate buy-down, or price reduction - your choice! Bonus: land survey is also available. Located in Flood Zone X - no flood insurance required.Welcome to this beautifully upgraded townhouse in the heart of Palm Cove, just a short walk from Shipwreck Island, the beach, just jump, restaurants, Sequence gym, and the Shoppes! This 3-bedroom, 2.5-bath home features a master suite, full bath, half bath, and laundry room all on the ground floor-perfect for convenience and privacy. Upstairs, two additional bedrooms share a jack and jill bathroom.Completely renovated with premium materials:All brand-new, high-traffic expensive thick LVP flooring throughout. Luxurious 24x24 polished marble showers with mosaic accents and premium Schluter waterproofing system. Custom kitchen with high-end cabinets, quartz countertops, glass mosaic backsplash, and all-new Samsung appliances. All new interior and exterior trim and doors with upgraded hardware. Modern lights, outlets, switches, and ceiling fans throughout. Fresh exterior paint, professionally caulked and sealed inside and out. New vanities, mirrors, lighting, and hardware in all bathrooms and much more.Home is fully furnished with stylish IKEA furniture and is short-term ready! The AC is in excellent condition and the home boasts very low utility bills, even during peak summer months.Enjoy 2 assigned parking spaces right at your doorstep, a gated community with 2 pools, kids' play area, and more. Low HOA covers yard maintenance, mailbox station, and community amenities. LOW HOA!Perfect as a primary residence, second home, or short-term and long-term rental investment. Beachside lifestyle meets top-quality renovation!This is a perfect opportunity for investors looking to maximize ROI or for anyone wanting a move-in-ready home by the beach.

Highlights

Home typeTownhouse
HeatingCentral, Electric
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size1,432 sqft
Year built2005
MLS #774486

Summary

  • Full Bathrooms: 2
  • Total Bedroom Count: 3
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • List Price: $329,999
  • Price/SqFt: $230
  • HOA Amount: $497 Quarterly
  • Annual Tax Amount: $2,788
  • Tax Year: 2023
  • Directions: West on Middle Beach Road (Hutchison Blvd.), right into Palm Cove, right on Cabana, right on Sand Castle, left on White Cap Way, townhouse on the left corner.
  • Year Built: 2005
  • Living Area: 1,432 SqFt
  • MLS Number: 774486
  • MLS Name: BCAR
  • Office Name: Dalton Wade Inc

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/11/2025, 9:45:32 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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190 White Cap Way, Panama City Beach, FL 32407 - view of bedroom

$329,999

190 White Cap Way

$3,919

closing credit¹

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Price information

Property sales

DateEventPrice
Dec 17, 2018
Home Sold
$157,000
Feb 16, 2006
Home Sold
$199,900

Tax history

YearAssessmentProperty Tax
2023$252,160$2,788
2022$176,861$2,085
2021$163,657$2,085
2020$148,891$1,934
2018$106,671$1,462
2017$103,214$1,301

History based on county public records data.

Nearby schools

7

Hutchison Beach Elementary School

Public District KG-5

1.3 mi

12900 Hutchison Blvd

7

Patronis Elementary School

Public District KG-5

3.5 mi

7400 Patronis Dr

5

Lucille Moore Elementary School

Public District PK-5

6.6 mi

1900 Michigan Ave

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $42,156. Typical income of Panama City Beach, FL residents is between $35k-100k annually. Residents typically live in single, no kids family. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

37%
<35k
56%
35k-100k
7%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

52%
Single, No Kids
13%
Single, with Kids
19%
Married, No Kids
16%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

14%
<11 yrs old
6%
12-17 yrs old
39%
18-34 yrs old
34%
35-64 yrs old
7%
65+ yrs old

What do the neighbors do for fun?

  • Pro WrestlingPro Wrestling
  • College FootballCollege Football
  • SoccerSoccer

Where do the neighbors shop?

  • Family DollarFamily Dollar
  • Express/Express For MenExpress/Express For Men
  • Old NavyOld Navy

Where do the neighbors go to eat?

  • Dominos PizzaDominos Pizza
  • SonicSonic
  • Jimmy JohnsJimmy Johns

What do the neighbors drive?

  • FordFord
  • KiaKia
  • GMCGMC

What do the neighbors listen to?

  • New CountryNew Country
  • OldiesOldies
  • CountryCountry
All data provided by Home Junction and Claritas

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Frequently asked questions

About 190 White Cap Way

The listing price of 190 White Cap Way property is $329,999.

The property 190 White Cap Way is a townhouse located in Panama City Beach, Florida, 32407.

Active Listing: 190 White Cap Way is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 190 White Cap Way are: Hutchison Beach Elementary School (GreatSchools Rating 7/10), Patronis Elementary School (GreatSchools Rating 7/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), Breakfast Point Academy (GreatSchools Rating 6/10), Surfside Middle School (GreatSchools Rating 6/10), University Academy Sabl Inc (GreatSchools Rating 10/10), J.R. Arnold High School (GreatSchools Rating 5/10), Rising Leaders Academy (GreatSchools Rating 5/10), Central High School (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $2,788 (source: MLS/based on county public records data).

The last sale was on December 17, 2018 for $157,000 (source: MLS/tax record).

The property at 190 White Cap Way has 3 bedrooms and 2 bathrooms.

The property 190 White Cap Way is 1,432 SqFt (source: MLS/tax record).

The year of construction for 190 White Cap Way is 2005.

This home is located at 190 White Cap Way in Panama City Beach, FL and zip code 32407 in the Palm Cove Phase 3 neighborhood. This 1,432 square foot home was built in 2005. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since June 5, 2025 and is currently priced at $329,999.

While more than 2 listings in Panama City Beach, FL in May 2025 were sold above asking price, there were more than 25 listings sold at asking price, and more than 111 were sold below. The number of homes for sale in Panama City Beach, FL increased by 6.2% between April and May 2025. The median list price of listings available in May 2025 was $440,000, while the average time on the real estate market was 95 days.

From Rocket Homes Real Estate and based on county public records data.

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