$1,100,000

194 Harbor Dr Lusby, MD 20657

$10,000
Closing credit¹
4 beds
3 full
2,722 sqft
0.5 acres
$404 / sqft
House

Property details

About 194 Harbor Dr

Beautiful Waterfront Setting on Mill Creek! Discover the perfect blend of coastal luxury and timeless comfort at this sprawling waterfront retreat on the serene shores of Mill Creek just off the Patuxent River. Tucked away in a peaceful setting, this beautifully renovated home offers an unparalleled lifestyle for boating enthusiasts and lovers of the Chesapeake Bay lifestyle. One of the property’s most coveted features is its expansive private pier, complete with a rare boat house—a true gem in this area. With an impressive 7 feet of mean low water (MLW), the dock easily accommodates large sailboats, offering deep water access that is both rare and valuable. The boat house has a 10,000lb boat lift, an ideal place to keep your power boat. Another unique feature is the boat shed located between the house and pier. Perfect storage for all your water toys (kayaks, SUPs, water skis), maybe a future cabana? Best of all, you're just a short and scenic boat ride to Solomons Island, a beloved waterfront destination known for its dining, entertainment, and maritime charm. Step inside to experience a renovated interior that blends high-end finishes with modern design. The high-end kitchen boasts Cambria quartz countertops, custom cabinetry, and stainless-steel appliances—perfect for entertaining or enjoying quiet meals at home. Throughout the house, you'll find all new flooring, luxurious bathrooms with heated tile floors, custom-tiled showers and many other hand selected features that elevate everyday living. The living room is a great size but retains a cozy feel with a pellet stove and charming bay window providing more amazing views of Mill Creek! The main level suite with an attached bath is ideal for guests. You will also find two more bedrooms and another full bath on this level. Head up the custom oak spiral staircase and find the primary suite, a true sanctuary. Featuring a lounging area with propane fireplace, a walk-in closet, and a renovated spa-style bathroom, this space offers the ultimate in comfort and privacy. Vaulted wood ceilings and lots of windows provide a bright and airy feel. Step out onto your private screened porch and take in the stunning views of Mill Creek—an ideal spot for morning coffee or evening relaxation. Whether you're looking for a full-time residence or a weekend getaway, 194 Harbor Drive delivers unmatched waterfront living with upscale finishes, rare boating amenities, and breathtaking views—all just minutes by water to the vibrant Solomons Island scene. Don’t miss your chance to own one of Mill Creek’s finest waterfront properties.

Highlights

Home typeSingle Family Residence
HeatingHeat Pump, Central, Forced Air
StatusActive
(ACTIVE)
CoolingCentral Air, Ceiling Fan(s)
Size2,722 sqft
Lot size0.53 Acres
Year built1950
ParkingGarage - Front Entry,Garage Door Opener,Inside Access,Oversized, Asphalt Driveway,Circular Driveway,Private, Attached Garage,Driveway
MLS #MDCA2021630
Garage2 spaces
FireplaceGas/Propane, Mantel(s), Insert, Stone, Other
ViewCreek/Stream, Panoramic, Water

Virtual tour

Summary

  • Full Bathrooms: 3
  • Appliances: Microwave, Dishwasher, Dryer, Oven, Gas Range, Refrigerator, Washer, Water Heater
  • Basement: No
  • Flooring Type: Ceramic Tile, Carpet
  • Interior: Bathroom - Soaking Tub, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Recessed Lighting, Skylight(s), Stove - Pellet, Walk-in Closet(s), Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Curved Staircase, Floor Plan - Open, Upgraded Countertops, Wet/Dry Bar
  • Fireplace: Gas/Propane, Mantel(s), Insert, Stone, Other
  • Total Bedroom Count: 4
  • Garage Space: 2 spaces
  • Parking: Garage - Front Entry,Garage Door Opener,Inside Access,Oversized, Asphalt Driveway,Circular Driveway,Private, Attached Garage,Driveway
  • View: Creek/Stream, Panoramic, Water
  • Exterior: Chimney Cap(s), Extensive Hardscape, Exterior Lighting, Outbuilding(s)
  • Architectural Style: Coastal, Cottage, Ranch/Rambler
  • Heating: Heat Pump, Central, Forced Air
  • Cooling: Central Air, Ceiling Fan(s)
  • List Price: $1,100,000
  • Price/SqFt: $404
  • HOA Amount: $341 Annually
  • Annual Tax Amount: $5,733
  • Tax Year: 2024
  • Lot: Seawall, Back Yard, Stream/Creek
  • Directions: GPS
  • Year Built: 1950
  • Stories: 2
  • Living Area: 2,722 SqFt
  • Lot Size: 0.53 Acres
  • MLS Number: MDCA2021630
  • MLS Name: BRIGHT
  • Office Name: Berkshire Hathaway HomeServices PenFed Realty
  • Office Phone: (410) 394-0990
  • Listing Agent: Christine M. McNelis
  • Agent Phone: (410) 610-4045
  • Agent Email: chris.mcnelis@penfedrealty.com

IDX Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors. ©2025 BrightMLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/28/2025, 3:45:35 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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194 Harbor Dr, Lusby, MD 20657 - bird's eye view of a large body of water and a heavily wooded area

$1,100,000

194 Harbor Dr

$10,000

closing credit¹

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Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Jun 28, 2018
Home Sold
$545,000

Tax history

YearAssessmentProperty Tax
2024$577,833$5,733
2023$551,800$5,733
2022$535,067$5,559
2021$518,333$5,259
2020$501,600$5,671
2018$501,200$5,676
2017$501,000$5,746

History based on county public records data.

Nearby schools

5

Dowell Elementary School

Public District PK-5

1.7 mi

12680 Hg Trueman Rd

6

Appeal Elementary School

Public District 3-5

2.8 mi

11655 Hg Trueman Rd

5

Town Creek Elementary School

Public District KG-5

3.9 mi

45805 Dent Dr

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $95,933. The most common annual income of people living in Lusby, MD is between $35k-100k. Typical family type is married, no kids. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

14%
<35k
39%
35k-100k
37%
100k-200k
10%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

31%
Single, No Kids
11%
Single, with Kids
34%
Married, No Kids
24%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

15%
<11 yrs old
9%
12-17 yrs old
18%
18-34 yrs old
42%
35-64 yrs old
16%
65+ yrs old

What do the neighbors do for fun?

  • PGA/LPGAPGA/LPGA
  • NASCARNASCAR
  • SoccerSoccer

Where do the neighbors shop?

  • Stein MartStein Mart
  • Dick's Sporting GoodsDick's Sporting Goods
  • Old NavyOld Navy

Where do the neighbors go to eat?

  • Cracker BarrelCracker Barrel
  • ArbysArbys
  • Jimmy JohnsJimmy Johns

What do the neighbors drive?

  • LexusLexus
  • GMCGMC
  • RamRam

What do the neighbors listen to?

  • OldiesOldies
  • Adult HitsAdult Hits
  • New CountryNew Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 194 Harbor Dr

The listing price of 194 Harbor Dr property is $1,100,000.

The property 194 Harbor Dr is a house located in Lusby, Maryland, 20657.

Active Listing: 194 Harbor Dr is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 194 Harbor Dr are: Dowell Elementary School (GreatSchools Rating 5/10), Appeal Elementary School (GreatSchools Rating 6/10), Town Creek Elementary School (GreatSchools Rating 5/10), Mill Creek Middle School (GreatSchools Rating 5/10), Esperanza Middle School (GreatSchools Rating 7/10), Southern Middle School (GreatSchools Rating 5/10), Patuxent High School (GreatSchools Rating 7/10), Great Mills High School (GreatSchools Rating 4/10), Leonardtown High School (GreatSchools Rating 6/10).

According to the records, the last property tax for 2024 is $5,733 (source: MLS/based on county public records data).

The last sale was on June 28, 2018 for $545,000 (source: MLS/tax record).

The property at 194 Harbor Dr has 4 bedrooms and 3 bathrooms.

The property 194 Harbor Dr is 2,722 SqFt (source: MLS/tax record).

The year of construction for 194 Harbor Dr is 1950.

This home is located at 194 Harbor Dr in Lusby, MD and zip code 20657 in the Drum Point neighborhood. This 2,722 square foot home, which was built in 1950, sits on a 0.53 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since June 26, 2025 and is currently priced at $1,100,000.

From Rocket Homes Real Estate and based on county public records data.

More resources

Housing market reports in Calvert County