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$3,795,000

20 Garfield St Santa Rosa Beach, FL 32459

5 beds
5 full, 1 partial
3,550 sqft
0.1 acres
$1,069 / sqft
House

Property details

About 20 Garfield St

Positioned along the serene shores of Western Lake, this exceptional residence in Grayton Landing offers an unparalleled coastal lifestyle. Designed with both elegance and functionality in mind, this 3,550-square-foot home provides breathtaking lake views from every floor, a private boat slip and effortless access to the Gulf of Mexico. The second floor serves as the heart of the home, featuring an open-concept living area designed for entertaining. A chefs kitchen showcases solid wood cabinetry, quartz countertops, a Wolf 36-in. gas range and a built-in Sub-Zero refrigerator, while a covered porch extends the living space for seamless indoor-outdoor dining. The primary suite offers a custom-built walk-in closet and an en suite bath complete with dual vanity sinks, multiple showerheads and a freestanding tub. On the third floor, three additional bedrooms boast ensuite baths, including a second primary suite with a private porch and spa-inspired bath. The fourth floor is designed for entertainment and relaxation, with a sunlit bunkroom, a second living area with a wet bar and an open porch with durable Trex decking. Located within a gated enclave of just six residences, this home includes access to exclusive amenities such as a lakeside pool, outdoor kitchen, private boat dock with assigned slips and 175 feet of frontage on Western Lake. A five-minute walk leads to the gulfs pristine white sands, making this property a perfect choice for those seeking a vacation retreat or investment opportunity. *Buyer to verify dimensions, assessment fees, and all items of importance.*

Highlights

Home typeSingle Family Residence
HeatingHeat Pump
StatusActive
CoolingCeiling Fan(s)
Size3,550 sqft
Lot size0.14 Acres
Year built2019
ParkingCovered
MLS #968129
WaterfrontLake
ViewLake

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 5
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Refrigerator, Gas Oven, Washer, Wine Cooler
  • Interior: Beamed Ceilings, Elevator, Kitchen Island, Recessed Lighting, Pantry, Washer/Dryer Hookups, Wet Bar
  • Total Bedroom Count: 5
  • Attached Garage: No
  • Private Pool: No
  • Parking: Covered
  • Waterfront: Lake
  • View: Lake
  • Exterior: Boat Slip, Hurricane Shutters, Summer Kitchen
  • Architectural Style: Craftsman Style
  • Heating: Heat Pump
  • Cooling: Ceiling Fan(s)
  • List Price: $3,795,000
  • Price/SqFt: $1,069
  • HOA Amount: $715 Monthly
  • Annual Tax Amount: $23,786
  • Tax Year: 2023
  • Lot: Within 1/2 Mile to Water
  • Directions: At the four-way intersection of Highway 30A and Highway 283, head south onto DeFuniak Street, entering Grayton Beach. Continue straight through the three-way stop. At the following stop sign, turn left onto Lydia Street. Then, at the next stop sign, turn left onto Garfield Street and proceed north until you reach the dead end, where youll find the community gate.
  • Year Built: 2019
  • Stories: 4
  • Living Area: 3,550 SqFt
  • Lot Size: 0.14 Acres
  • MLS Number: 968129
  • MLS Name: Emerald Coast Association of REALTORS®
  • Office Name: Scenic Sothebys International Realty
  • Office Phone: (850) 231-6052
  • Office Email: will@scenicsir.com
  • Listing Agent: Ron J Hefner, Blake Morar Group

IDX Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 8/1/2025, 2:40:35 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Dec 07, 2020
Home Sold
$2,050,000

Tax history

YearAssessmentProperty Tax
2023$2,876,561$23,786
2022$2,564,966$21,856
2021$1,975,321$21,856
2020$1,859,740$19,120
2019$509,232$5,057

History based on county public records data.

Nearby schools

8

Dune Lakes Elementary School

Public District KG-5

3.7 mi

6565 US Highway 98 E

7

Van R. Butler Elementary School

Public District KG-5

6.0 mi

6694 W County Highway 30A

8

Freeport Elementary School

Public District PK-5

12.4 mi

15381 US Highwayy 331 S

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $91,875. Residents of Santa Rosa Beach, FL typically earn between $35k-100k each year. Most families are married, no kids. Most residents in this area have post secondary degree education.

How much money do the neighbors make?

16%
<35k
39%
35k-100k
22%
100k-200k
23%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

41%
Single, No Kids
3%
Single, with Kids
43%
Married, No Kids
13%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

7%
<11 yrs old
6%
12-17 yrs old
11%
18-34 yrs old
55%
35-64 yrs old
21%
65+ yrs old

What do the neighbors do for fun?

  • HuntingHunting
  • NASCARNASCAR
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • DillardsDillards
  • Dick's Sporting GoodsDick's Sporting Goods
  • Dollar GeneralDollar General

Where do the neighbors go to eat?

  • Cracker BarrelCracker Barrel
  • Texas RoadhouseTexas Roadhouse
  • Hardee'sHardee's

What do the neighbors drive?

  • CadillacCadillac
  • SubaruSubaru
  • OldsmobileOldsmobile

What do the neighbors listen to?

  • News/Talk/InformationNews/Talk/Information
  • New CountryNew Country
  • OldiesOldies
All data provided by Home Junction and Claritas

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Frequently asked questions

About 20 Garfield St

The listing price of 20 Garfield St property is $3,795,000.

The property 20 Garfield St is a house located in Santa Rosa Beach, Florida, 32459.

Active Listing: 20 Garfield St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 20 Garfield St are: Dune Lakes Elementary School (GreatSchools Rating 8/10), Van R. Butler Elementary School (GreatSchools Rating 7/10), Freeport Elementary School (GreatSchools Rating 8/10), Emerald Coast Middle School (GreatSchools Rating 6/10), Freeport Middle School (GreatSchools Rating 7/10), Destin Middle School (GreatSchools Rating 8/10), Seaside Neighborhood School (GreatSchools Rating 10/10), South Walton High School (GreatSchools Rating 8/10), Freeport High School (GreatSchools Rating 8/10).

According to the records, the last property tax for 2023 is $23,786 (source: MLS/based on county public records data).

The last sale was on December 7, 2020 for $2,050,000 (source: MLS/tax record).

The property at 20 Garfield St has 5 bedrooms and 5 full and 1 half bathrooms.

The property 20 Garfield St is 3,550 SqFt (source: MLS/tax record).

The year of construction for 20 Garfield St is 2019.

This home is located at 20 Garfield St in Santa Rosa Beach, FL and zip code 32459. This 3,550 square foot home, which was built in 2019, sits on a 0.14 acre lot. Features: 5 bedrooms, 6 bathrooms. It has been listed on Rocket Homes since February 8, 2025 and is currently priced at $3,795,000.

Santa Rosa Beach, FL housing market in June 2025 saw over 2 listings sold above listed price, more than 10 sold at listed price and over 55 sold below. Between May and June 2025, Santa Rosa Beach, FL real estate market has seen increase in the number of listings by 6.5%. In June 2025, listings were on the market for 101 days. During the same period, the median list price in this real estate market was $995,000.

From Rocket Homes Real Estate and based on county public records data.

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