$4,999,000

20405 Front Beach Rd Panama City Beach, FL 32413

9 beds
9 full, 1 partial
5,215 sqft
0.09 acres
$959 / sqft
House

Property details

About 20405 Front Beach Rd

**Virtual Tour Available**20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. This gorgeous gulf-front estate was fully renovated in 2023 and has newly refinished European White Oak flooring that was completed in March of 2025. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park--the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program.Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.

Highlights

Home typeSingle Family Residence
StatusActive
CoolingMulti Unit(s), Zoned
Size5,215 sqft
Lot size0.09 Acres
Year built2019
ParkingAttached, Garage
MLS #771944
Attached garageYes
WaterfrontGulf, Waterfront
ViewGulf
Private poolYes

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 9
  • Appliances: Washer/Dryer Stacked, Electric Range, Refrigerator, Tankless Water Heater
  • Interior: Breakfast Bar, High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Loft
  • Total Bedroom Count: 9
  • Attached Garage: Yes
  • Private Pool: Yes
  • Parking: Attached, Garage
  • Waterfront: Gulf, Waterfront
  • View: Gulf
  • Exterior: Balcony, Covered Patio
  • Architectural Style: Coastal
  • Cooling: Multi Unit(s), Zoned
  • List Price: $4,999,000
  • Price/SqFt: $958
  • Annual Tax Amount: $31,956
  • Tax Year: 2023
  • Lot: Waterfront
  • Directions: From hwy 98 turn south on Wisteria Lane. Continue to Front Beach Road. Turn right on Front Beach Road and the house is immediately on your left.
  • Year Built: 2019
  • Living Area: 5,215 SqFt
  • Lot Size: 0.09 Acres
  • MLS Number: 771944
  • MLS Name: BCAR
  • Office Name: Compass

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/29/2025, 10:20:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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20405 Front Beach Rd, Panama City Beach, FL 32413 - kitchen with beam ceiling, stainless steel microwave, light wood-style flooring, open floor plan, and white cabinets

$4,999,000

20405 Front Beach Rd

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Price information

Property sales

DateEventPrice
Dec 20, 2021
Home Sold
$3,800,000

Tax history

YearAssessmentProperty Tax
2023$2,552,763$31,956
2022$2,909,750$33,695
2021$2,289,320$33,695

History based on county public records data.

Nearby schools

5

West Bay Elementary School

Public District KG-5

5.6 mi

14813 School Dr

7

Hutchison Beach Elementary School

Public District KG-5

6.7 mi

12900 Hutchison Blvd

7

Patronis Elementary School

Public District KG-5

11.5 mi

7400 Patronis Dr

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $59,286. Most Panama City Beach, FL residents have annual incomes between $35k-100k. Most families are single, no kids. Typical level of education for residents in this area is post secondary degree.

How much money do the neighbors make?

34%
<35k
39%
35k-100k
18%
100k-200k
9%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

46%
Single, No Kids
8%
Single, with Kids
34%
Married, No Kids
12%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

9%
<11 yrs old
5%
12-17 yrs old
17%
18-34 yrs old
46%
35-64 yrs old
23%
65+ yrs old

What do the neighbors do for fun?

  • Figure SkatingFigure Skating
  • NASCARNASCAR
  • PGA/LPGAPGA/LPGA

Where do the neighbors shop?

  • KmartKmart
  • Dollar GeneralDollar General
  • Stein MartStein Mart

Where do the neighbors go to eat?

  • Bob EvansBob Evans
  • Cracker BarrelCracker Barrel
  • Dominos PizzaDominos Pizza

What do the neighbors drive?

  • BuickBuick
  • RamRam
  • LincolnLincoln

What do the neighbors listen to?

  • OldiesOldies
  • Classic CountryClassic Country
  • News/Talk/InformationNews/Talk/Information
All data provided by Home Junction and Claritas

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Frequently asked questions

About 20405 Front Beach Rd

The listing price of 20405 Front Beach Rd property is $4,999,000.

The property 20405 Front Beach Rd is a house located in Panama City Beach, Florida, 32413.

Active Listing: 20405 Front Beach Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 20405 Front Beach Rd are: West Bay Elementary School (GreatSchools Rating 5/10), Hutchison Beach Elementary School (GreatSchools Rating 7/10), Patronis Elementary School (GreatSchools Rating 7/10), Surfside Middle School (GreatSchools Rating 6/10), Breakfast Point Academy (GreatSchools Rating 6/10), Emerald Coast Middle School (GreatSchools Rating 6/10), J.R. Arnold High School (GreatSchools Rating 5/10), Seaside Neighborhood School (GreatSchools Rating 10/10), Rising Leaders Academy (GreatSchools Rating 5/10).

According to the records, the last property tax for 2023 is $31,956 (source: MLS/based on county public records data).

The last sale was on December 20, 2021 for $3,800,000 (source: MLS/tax record).

The property at 20405 Front Beach Rd has 9 bedrooms and 9 full and 1 half bathrooms.

The property 20405 Front Beach Rd is 5,215 SqFt (source: MLS/tax record).

The year of construction for 20405 Front Beach Rd is 2019.

This home is located at 20405 Front Beach Rd in Panama City Beach, FL and zip code 32413 in the Laguna Beach neighborhood. This 5,215 square foot home, which was built in 2019, sits on a 0.09 acre lot. Features: 9 bedrooms, 10 bathrooms. It has been listed on Rocket Homes since March 18, 2025 and is currently priced at $4,999,000.

In April 2025, from all listings sold in Panama City Beach, FL there were more than 1 sold above asking price, over 96 sold below and more than 18 were sold right at the asked price. The inventory of homes for sale in Panama City Beach, FL between March and April 2025 increased by 6.2%. While the average time on the market in April 2025 was 92 days, the median list price was $439,280.

From Rocket Homes Real Estate and based on county public records data.

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