#971278, Debbie J Grist, Listing Office: Sand Dunes Real Estate LLC
$4,999,000 List price
20405 Front Beach Rd Panama City Beach, FL 32413
9 beds
9 full, 1 partial
5,215 sqft
0.09 acres
$959 / sqft
House
Property details
About 20405 Front Beach Rd
**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. The home has also never allowed pets, so the homes condition has been maintained at the highest caliber. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The propertys design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.
Highlights
Home typeSingle Family Residence
StatusActive
Size5,215 sqft
Lot size0.09 Acres
Year built2019
ParkingGarage
MLS #971408
Attached garageYes
WaterfrontGulf
ViewGulf
Private poolYes
Virtual tour
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 9
- Appliances: Dishwasher, Dryer, Ice Maker, Microwave, Refrigerator, Electric Oven, Washer
- Flooring Type: Hardwood
- Interior: Raised Ceiling, Recessed Lighting, Owners Closet, Window Treatment(s)
- Total Bedroom Count: 9
- Attached Garage: Yes
- Private Pool: Yes
- Parking: Garage
- Waterfront: Gulf
- View: Gulf
- Exterior: Balcony, BBQ Pit/Grill, Hot Tub, Patio Covered, Pool - Heated, Pool - In-Ground, Porch
- Architectural Style: Contemporary
- List Price: $4,999,000
- Price/SqFt: $958
- Annual Tax Amount: $31,956
- Tax Year: 2023
- Lot: Within 1/2 Mile to Water
- Directions: Directions: From Hwy 98 turn south on Wisteria Lane. Continue to Front Beach Rd. Turn right on Front Beach Road and the house is immediately on the left.
- Year Built: 2019
- Stories: 4
- Living Area: 5,215 SqFt
- Lot Size: 0.09 Acres
- MLS Number: 971408
- MLS Name: Emerald Coast Association of REALTORS®
- Office Name: Compass
- Office Phone: (305) 851-2820
- Office Email: brokerfl@compass.com
- Listing Agent: Caleb A Spears, Spears Group
Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/9/2025, 12:50:35 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Get an agent. Get a mortgage. Save big.¹
$4,999,000
20405 Front Beach Rd
Sell your home with Rocket and save even more!
Seller rebate
0.5% sale price²
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Dec 20, 2021 | Home Sold | $3,800,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $2,552,763 | $31,956 |
| 2022 | $2,909,750 | $33,695 |
| 2021 | $2,289,320 | $33,695 |
History based on county public records data.
Nearby schools
5
West Bay Elementary School
Public District KG-5
5.6 mi
•14813 School Dr
7
Hutchison Beach Elementary School
Public District KG-5
6.7 mi
•12900 Hutchison Blvd
7
Patronis Elementary School
Public District KG-5
11.5 mi
•7400 Patronis Dr
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $59,286. The most common annual income of people living in Panama City Beach, FL is between $35k-100k. Residents typically live in single, no kids family. Typical level of education for residents in this area is post secondary degree.
How much money do the neighbors make?
34%
<35k
39%
35k-100k
18%
100k-200k
9%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
46%
Single, No Kids
8%
Single, with Kids
34%
Married, No Kids
12%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
9%
<11 yrs old
5%
12-17 yrs old
17%
18-34 yrs old
46%
35-64 yrs old
23%
65+ yrs old
What do the neighbors do for fun?
Figure Skating
NASCAR
PGA/LPGA
Where do the neighbors shop?
Kmart
Dollar General
Stein Mart
Where do the neighbors go to eat?
Bob Evans
Cracker Barrel
Dominos Pizza
What do the neighbors drive?
Buick
Ram
Lincoln
What do the neighbors listen to?
Oldies
Classic Country
News/Talk/Information
All data provided by Home Junction and Claritas
Similar homes for sale
Frequently asked questions
About 20405 Front Beach Rd
The listing price of 20405 Front Beach Rd property is $4,999,000.
The property 20405 Front Beach Rd is a house located in Panama City Beach, Florida, 32413.
Active Listing: 20405 Front Beach Rd is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 20405 Front Beach Rd are: West Bay Elementary School (GreatSchools Rating 5/10), Hutchison Beach Elementary School (GreatSchools Rating 7/10), Patronis Elementary School (GreatSchools Rating 7/10), Surfside Middle School (GreatSchools Rating 6/10), Breakfast Point Academy (GreatSchools Rating 6/10), Emerald Coast Middle School (GreatSchools Rating 6/10), J.R. Arnold High School (GreatSchools Rating 5/10), Seaside Neighborhood School (GreatSchools Rating 10/10), Rising Leaders Academy (GreatSchools Rating 5/10).
According to the records, the last property tax for 2023 is $31,956 (source: MLS/based on county public records data).
The last sale was on December 20, 2021 for $3,800,000 (source: MLS/tax record).
The property at 20405 Front Beach Rd has 9 bedrooms and 9 full and 1 half bathrooms.
The property 20405 Front Beach Rd is 5,215 SqFt (source: MLS/tax record).
The year of construction for 20405 Front Beach Rd is 2019.
This home is located at 20405 Front Beach Rd in Panama City Beach, FL and zip code 32413 in the Laguna Beach neighborhood. This 5,215 square foot home, which was built in 2019, sits on a 0.09 acre lot. Features: 9 bedrooms, 10 bathrooms. It has been listed on Rocket Homes since March 18, 2025 and is currently priced at $4,999,000.
Over 1 listings were sold over their listed price in April 2025 in Panama City Beach, FL. In the same period over 96 listings were sold below the listed price and 18 listings were sold for the listed price. The number of listings in Panama City Beach, FL increased by 6.2% between March and April 2025. The median list price of listings available in April 2025 was $439,280, while the average time on the real estate market was 92 days.
From Rocket Homes Real Estate and based on county public records data.