$1,275,000

20495 Waterloo Ln Coltons Point, MD 20626

$10,000
Closing credit¹
5 beds
4 full
3,719 sqft
0.4 acres
$343 / sqft
House

Property details

About 20495 Waterloo Ln

Breathtaking, expansive waterfront views, luxury, and premium amenities define this stunning 5-bedroom, 4-bathroom custom-built masterpiece—offering an exceptional waterfront living experience both inside and out. Step into a beautiful ceramic tile foyer and be immediately captivated by panoramic water views beyond. The great room is designed for both relaxation and entertaining, featuring panoramic waterfront views, an A-frame ceiling, a large granite gas fireplace, double beverage center with a wine/beverage cooler, pocket doors and recessed lighting. The gourmet kitchen is complete with granite countertops, abundant cabinetry, a separate island, an additional island bar with a sink, double gas convection ovens, a gas cooktop, and stainless steel appliances. Pella windows are installed throughout the home, complemented by Hunter Douglas window coverings—many with remote controls. Hardwood floors are featured in the main living areas and hallways, while premium wall-to-wall carpeting enhances each of the five bedrooms. For added comfort, heated ceramic floors are featured in the main foyer, kitchen, and primary bath. Each of the five bedrooms offers private access to a full bath, ensuring ultimate convenience and privacy. The expansive primary suite is a true retreat, boasting a spacious sitting area with panoramic water views, a large walk-in closet, and an additional bonus closet—ideal for storing valuables, seasonal clothing, or luggage. The luxurious ensuite bathroom includes a separate water closet, a linen closet, an oversized double vanity, a ceramic tile shower, and a large bubble tub. Outdoor living reaches new heights with a brand-new (2025) first-floor deck, extending from the primary suite to a guest bedroom, seamlessly blending indoor and outdoor spaces. A newly added upper-level deck off the water-facing bedroom provides the perfect spot to enjoy morning coffee while soaking in breathtaking views. The new stone entertaining patio, complete with built-in seating, overlooks the water, while the private 480-square-foot covered boathouse and additional 480-square-foot rooftop observation deck, enhanced with recessed lighting, offer unparalleled waterfront views and enjoyment. The property also features a private 110’ pier with an 8,000-pound remote-controlled boat lift (installed in 2017) and a rock riprap shoreline for durability and erosion protection. The detached, oversized 660 sq ft two-car garage includes a stairway leading to a fully wired, unfinished 660 sq ft space above—perfect for storage or future expansion. Additional premium features include: crawl space with concrete floor, A whole-house generator, two tankless water heaters with an immediate hot water loop for the kitchen, A high-efficiency three-zone heating and air conditioning system (2018 for the Great Room, 2024 for the upstairs and remaining downstairs) with remote app control and an Energy Return Ventilator for optimal comfort and efficiency. This waterfront oasis was totally rebuilt from the slab, up in 2006, all construction was permitted and documented. Don’t miss your chance to experience this exceptional waterfront dream—schedule your private showing today!

Highlights

Home typeSingle Family Residence
HeatingHeat Pump
StatusComing Soon
(COMING SOON)
CoolingHeat Pump, Central Air
Size3,719 sqft
Lot size0.44 Acres
Year built1974
ParkingAdditional Storage Area,Garage - Front Entry,Garage - Side Entry,Garage Door Opener,Oversized, Detached Garage,Driveway
MLS #MDSM2022466
Garage2 spaces
WaterfrontRocky Shoreline
FireplaceStone, Gas/Propane
ViewWater, Panoramic
Active DateMarch 24, 2025

Summary

  • MLS Number: MDSM2022466
  • MLS Name: BRIGHT
  • Office Name: RE/MAX One
  • Office Phone: (443) 295-6123
  • Listing Agent: Catherine C Meyers
  • Agent Phone: (301) 848-8330
  • Agent Email: candymeyers1@aol.com

IDX Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors. ©2025 BrightMLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 3/4/2025, 9:20:59 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Get an agent. Get a mortgage. Save big.¹

birds eye view of property with a water view

$1,275,000

20495 Waterloo Ln

$10,000

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Apr 05, 2004
Home Sold
$389,000
Apr 05, 2004
Home Sold
$389,000

Tax history

YearAssessmentProperty Tax
2024$703,800$7,291
2023$666,600$7,291
2022$629,400$6,040
2021$592,200$5,687
2020$585,133$6,414
2018$571,000$6,151
2017$571,000$6,132

History based on county public records data.

Nearby schools

8

Dynard Elementary School

Public District PK-5

5.8 mi

23510 Bushwood Rd

7

Leonardtown Elementary School

Public District PK-5

8.9 mi

22885 Duke St

6

Benjamin Banneker Elementary School

Public District PK-5

8.9 mi

27180 Point Lookout Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $59,375. Most Coltons Point, MD residents have annual incomes between $35k-100k. Typical family type is single, no kids. Typical level of education for residents in this area is high school diploma.

How much money do the neighbors make?

35%
<35k
36%
35k-100k
23%
100k-200k
6%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

39%
Single, No Kids
10%
Single, with Kids
35%
Married, No Kids
16%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

12%
<11 yrs old
5%
12-17 yrs old
16%
18-34 yrs old
43%
35-64 yrs old
24%
65+ yrs old

What do the neighbors do for fun?

  • HuntingHunting
  • Figure SkatingFigure Skating
  • NASCARNASCAR

Where do the neighbors shop?

  • DillardsDillards
  • Dick's Sporting GoodsDick's Sporting Goods
  • Wal-MartWal-Mart

Where do the neighbors go to eat?

  • Cracker BarrelCracker Barrel
  • Texas RoadhouseTexas Roadhouse
  • Hardee'sHardee's

What do the neighbors drive?

  • CadillacCadillac
  • SubaruSubaru
  • RamRam

What do the neighbors listen to?

  • News/Talk/InformationNews/Talk/Information
  • New CountryNew Country
  • Classic CountryClassic Country
All data provided by Home Junction and Claritas

Frequently asked questions

About 20495 Waterloo Ln

This home is located at 20495 Waterloo Ln in Coltons Point, MD and zip code 20626. This 3,719 square foot home, which was built in 1974, sits on a 0.44 acre lot. Features: 5 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since March 4, 2025 and is currently priced at $1,275,000.

From Rocket Homes Real Estate and based on county public records data.

More resources

Housing market reports in Saint Mary's County