$469,000

2108 Royal Tern St Panama City, FL 32405

$5,569
Closing credit¹
3 beds
2 full
1,664 sqft
0.2 acres
$282 / sqft
House

Property details

About 2108 Royal Tern St

Welcome to 2108 Royal Tern Street, a beautifully crafted Harris Doyle home nestled in the sought-after SweetBay community. This Clearwater floor plan features 3 bedrooms, 2 bathrooms, and offers refined coastal living with thoughtful upgrades throughout. One unique highlight of this home is its location as no street parking is allowed directly in front, providing added privacy. It is also positioned next to a lush green space, offering a serene view from the front porch swing. Inside, the flexible layout includes two living areas, ideal for a home office, dining room, or additional family space. Elegant coastal-inspired design elements include light walnut luxury vinyl plank (LVP) flooring, brushed nickel hardware, and stylish lighting fixtures. The home also includes custom blinds throughout and plantation shutters on the front windows to provide added privacy. The kitchen seamlessly connects to the main living area and is a true centerpiece, showcasing Artic white quartz countertops, stone gray cabinetry, white backsplash, decorative wood hood, slide-in gas range, large island with seating, stainless steel single-bowl sink, built-in microwave, and under-cabinet lighting. The spacious primary suite overlooks the fully fenced backyard and features an ensuite bathroom with Infinity Calacatta ceramic tile flooring, zero-entry floor-to-ceiling tiled shower, double quartz vanity, stone gray cabinetry, and walk-in closet. The main living area showcases a sophisticated fireplace and offers seamless indoor-outdoor living with 6 sliding glass doors leading to the backyard. Step into your private, fully fenced retreat, where a covered back porch sets the stage for refined entertaining, elevated al fresco dining, or watching the game in comfort and style with guests. Located in SweetBay, this vibrant waterfront community offers over 5 miles of bayfront shoreline, two resort-style pools, basketball court, walking trails, playgrounds, and ample green space. The neighborhood also features the highly rated University Academy (Preschool-8th Grade), and a golf cart-friendly lifestyle. SweetBay is also home to its own Town Center, featuring a Publix, Starbucks, and plans for additional dining and retail options. Plans are also underway for an 11-acre marina with over 100 wet slips and 250+ dry boat storage. Dont miss this opportunity and schedule your private tour today.

Highlights

Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCentral Air
Size1,664 sqft
Lot size0.16 Acres
Year built2022
ParkingGarage, Oversized
MLS #975530
Attached garage2 spaces
FireplaceFireplace

Virtual tour

Summary

  • Full Bathrooms: 2
  • Appliances: Cooktop, Disposal, Microwave, Range Hood, Refrigerator, Ice Maker, Gas Water Heater
  • Interior: Fireplace, Kitchen Island, Recessed Lighting, Washer/Dryer Hookups
  • Fireplace: Fireplace
  • Total Bedroom Count: 3
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Private Pool: No
  • Parking: Garage, Oversized
  • Exterior: Fenced Back Yard, Sprinkler System
  • Architectural Style: Craftsman Style
  • Heating: Central
  • Cooling: Central Air
  • List Price: $469,000
  • Price/SqFt: $281
  • HOA Amount: $399 Quarterly
  • Annual Tax Amount: $5,715
  • Tax Year: 2023
  • Lot: Covenant/Restriction, Curbs, Interior Lot, Survey Available
  • Directions: From Publix at Town Center (SweetBay), Follow Sweet Bay Ave. for approximately .2 and take a left on Discovery Loop. Then, take your first right onto Rushes Ave. Continue approx. .7 miles and take a right on Blossom St. Continue .2 miles and take a right on Royal Tern St. Home will be on the right.
  • Year Built: 2022
  • Stories: 1
  • Living Area: 1,664 SqFt
  • Lot Size: 0.16 Acres
  • MLS Number: 975530
  • MLS Name: Emerald Coast Association of REALTORS®
  • Office Name: ERA Neubauer Commercial
  • Office Email: tom.neubauer@era.com
  • Listing Agent: Kaci A Hawes

IDX Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/13/2025, 2:40:36 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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2108 Royal Tern St, Panama City, FL 32405 - view of front of house featuring covered porch, driveway, a front yard, roof with shingles, and an attached garage

$469,000

2108 Royal Tern St

$5,569

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Sep 19, 2023
Home Sold
$448,500
Mar 30, 2022
Home Sold
$1,200,000

Tax history

YearAssessmentProperty Tax
2023$346,085$5,715
2022$14,682$426

History based on county public records data.

Nearby schools

3

Northside Elementary School

Public District PK-5

1.9 mi

2001 Northside Dr

5

Lucille Moore Elementary School

Public District PK-5

2.4 mi

1900 Michigan Ave

1

St. Andrew School at Oakland Terrace

Public District PK-5

2.9 mi

2010 W 12th St

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $66,500. The most common annual income of people living in Panama City, FL is between $35k-100k. The most common type of family is single, no kids. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

21%
<35k
55%
35k-100k
17%
100k-200k
7%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

43%
Single, No Kids
8%
Single, with Kids
31%
Married, No Kids
18%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

13%
<11 yrs old
7%
12-17 yrs old
19%
18-34 yrs old
43%
35-64 yrs old
18%
65+ yrs old

What do the neighbors do for fun?

  • Horse RacesHorse Races
  • SoccerSoccer
  • Continuing Education CoursesContinuing Education Courses

Where do the neighbors shop?

  • Stein MartStein Mart
  • Forever 21Forever 21
  • Express/Express For MenExpress/Express For Men

Where do the neighbors go to eat?

  • LongHorn SteakhouseLongHorn Steakhouse
  • Dominos PizzaDominos Pizza
  • QdobaQdoba

What do the neighbors drive?

  • BuickBuick
  • MazdaMazda
  • VolkswagenVolkswagen

What do the neighbors listen to?

  • Contemporary InspirationalContemporary Inspirational
  • Rhythmic Contemporary HitsRhythmic Contemporary Hits
  • Urban ContemporaryUrban Contemporary
All data provided by Home Junction and Claritas

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Frequently asked questions

About 2108 Royal Tern St

The listing price of 2108 Royal Tern St property is $469,000.

The property 2108 Royal Tern St is a house located in Panama City, Florida, 32405.

Active Listing: 2108 Royal Tern St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 2108 Royal Tern St are: Northside Elementary School (GreatSchools Rating 3/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), St. Andrew School at Oakland Terrace (GreatSchools Rating 1/10), University Academy Sabl Inc (GreatSchools Rating 10/10), Mowat Middle School (GreatSchools Rating 5/10), Jinks Middle School (GreatSchools Rating 2/10), Central High School (GreatSchools Rating 2/10), A Crawford Mosley High School (GreatSchools Rating 6/10), Rising Leaders Academy (GreatSchools Rating 5/10).

According to the records, the last property tax for 2023 is $5,715 (source: MLS/based on county public records data).

The last sale was on September 19, 2023 for $448,500 (source: MLS/tax record).

The property at 2108 Royal Tern St has 3 bedrooms and 2 bathrooms.

The property 2108 Royal Tern St is 1,664 SqFt (source: MLS/tax record).

The year of construction for 2108 Royal Tern St is 2022.

This home is located at 2108 Royal Tern St in Panama City, FL and zip code 32405. This 1,664 square foot home, which was built in 2022, sits on a 0.16 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 4, 2025 and is currently priced at $469,000.

In May 2025, from all listings sold in Panama City, FL there were more than 32 sold above asking price, over 141 sold below and more than 65 were sold right at the asked price. In May 2025 in Panama City, FL there were 3.4% more homes for sale than in April. While the average time on the market in May 2025 was 77 days, the median list price was $331,357.

From Rocket Homes Real Estate and based on county public records data.

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