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$1,100,000

214 S Cove Ln Panama City, FL 32401

3 beds
3 full
2,545 sqft
0.3 acres
$432 / sqft
House

Property details

About 214 S Cove Ln

Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History - luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City--charming local restaurants, shops, parks, and top-rated schools--all while providing the serenity of waterfront living. Whether you're seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home--it's a lifestyle.

Highlights

Home typeSingle Family Residence
HeatingCentral, Electric, Fireplace(s)
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size2,545 sqft
Lot size0.34 Acres
Year built1951
ParkingAttached, Driveway, Garage, Garage Door Opener
MLS #775829
Attached garage2 spaces
WaterfrontBayou, Dock Access, Waterfront
ViewBayou

Summary

  • Full Bathrooms: 3
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Interior: Bookcases, Fireplace, Recessed Lighting, Skylights, Mud Room
  • Total Bedroom Count: 3
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Parking: Attached, Driveway, Garage, Garage Door Opener
  • Waterfront: Bayou, Dock Access, Waterfront
  • View: Bayou
  • Architectural Style: Mediterranean
  • Heating: Central, Electric, Fireplace(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • List Price: $1,100,000
  • Price/SqFt: $432
  • Annual Tax Amount: $5,885
  • Tax Year: 2023
  • Lot: Waterfront
  • Directions: From the intersection of Hwy 98 and MLK Jr Blvd, head South toward The Cove. Continue straight through the intersection of Hwy 98 and Cove Blvd. Continue two miles then turn left onto Cherry St. In .7 miles turn right onto Cove Lane then in .2 miles the property will be on the left.
  • Year Built: 1951
  • Living Area: 2,545 SqFt
  • Lot Size: 0.34 Acres
  • MLS Number: 775829
  • MLS Name: BCAR
  • Office Name: Keller Williams Success Realty

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/30/2025, 4:45:31 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Jul 01, 2016
Home Sold
$450,000

Tax history

YearAssessmentProperty Tax
2023$380,442$5,885
2022$369,361$5,496
2021$358,603$5,496
2020$353,652$5,383
2018$372,639$5,038
2017$367,275$4,913

History based on county public records data.

Nearby schools

4

Merriam Cherry Street Elementary School

Public District PK-5

0.6 mi

1125 Cherry St

4

Parker Elementary School

Public District PK-5

2.2 mi

640 S Highway 22 A

1

Cedar Grove Elementary School

Public District PK-5

2.3 mi

2826 E 15th St

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $52,083. The most common annual income of people living in Panama City, FL is between $35k-100k. The most common type of family is single, no kids. Typical level of education for residents in this area is post secondary degree.

How much money do the neighbors make?

30%
<35k
45%
35k-100k
20%
100k-200k
5%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

43%
Single, No Kids
7%
Single, with Kids
34%
Married, No Kids
16%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

12%
<11 yrs old
6%
12-17 yrs old
18%
18-34 yrs old
43%
35-64 yrs old
21%
65+ yrs old

What do the neighbors do for fun?

  • Horse RacesHorse Races
  • Extreme SportsExtreme Sports
  • Minor League Baseball GamesMinor League Baseball Games

Where do the neighbors shop?

  • Stein MartStein Mart
  • Sam's ClubSam's Club
  • New York & CompanyNew York & Company

Where do the neighbors go to eat?

  • LongHorn SteakhouseLongHorn Steakhouse
  • White CastleWhite Castle
  • Chick-fil-AChick-fil-A

What do the neighbors drive?

  • BuickBuick
  • OldsmobileOldsmobile
  • KiaKia

What do the neighbors listen to?

  • Contemporary InspirationalContemporary Inspirational
  • RockRock
  • Talk/PersonalityTalk/Personality
All data provided by Home Junction and Claritas

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Frequently asked questions

About 214 S Cove Ln

The listing price of 214 S Cove Ln property is $1,100,000.

The property 214 S Cove Ln is a house located in Panama City, Florida, 32401.

Active Listing: 214 S Cove Ln is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 214 S Cove Ln are: Merriam Cherry Street Elementary School (GreatSchools Rating 4/10), Parker Elementary School (GreatSchools Rating 4/10), Cedar Grove Elementary School (GreatSchools Rating 1/10), Jinks Middle School (GreatSchools Rating 2/10), Tyndall Academy (GreatSchools Rating 7/10), Bay Haven Charter Middle School (GreatSchools Rating 6/10), Rosenwald High School (GreatSchools Rating 1/10), Rutherford High School (GreatSchools Rating 3/10), Bay High School (GreatSchools Rating 5/10).

According to the records, the last property tax for 2023 is $5,885 (source: MLS/based on county public records data).

The last sale was on July 1, 2016 for $450,000 (source: MLS/tax record).

The property at 214 S Cove Ln has 3 bedrooms and 3 bathrooms.

The property 214 S Cove Ln is 2,545 SqFt (source: MLS/tax record).

The year of construction for 214 S Cove Ln is 1951.

This home is located at 214 S Cove Ln in Panama City, FL and zip code 32401 in the Cove Terrace neighborhood. This 2,545 square foot home, which was built in 1951, sits on a 0.34 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since July 8, 2025 and is currently priced at $1,100,000.

Panama City, FL housing market in June 2025 saw over 26 listings sold above listed price, more than 47 sold at listed price and over 144 sold below. The number of listings in Panama City, FL decreased by 2.4% between May and June 2025. The median list price of listings available in June 2025 was $330,871, while the average time on the real estate market was 78 days.

From Rocket Homes Real Estate and based on county public records data.

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