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$750,000

2789 Summer Dr Chipley, FL 32428

3 beds
2 full, 1 partial
2,324 sqft
3.6 acres
$323 / sqft
House

Property details

About 2789 Summer Dr

Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FLWelcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work.Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry--perfect for entertaining and additional storage--making this kitchen as functional as it is beautiful.The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests.An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop.Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area--perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water.The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience.Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations.Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.

Highlights

Home typeSingle Family Residence
HeatingCentral, Electric, Fireplace(s)
StatusActive
CoolingCentral Air, Electric
Size2,324 sqft
Lot size3.62 Acres
Year built2021
ParkingAdditional Parking, Detached Carport, Driveway, Detached, Garage, Unpaved
MLS #772799
Garage6 spaces
WaterfrontLake Front, Sandy Shoreline, See Remarks, Deeded Access
ViewLake, Other

Virtual tour

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 2
  • Appliances: Double Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
  • Interior: Beamed Ceilings, Wet Bar, Breakfast Bar, Cathedral Ceiling(s), Fireplace, High Ceilings, Kitchen Island, Pantry, Split Bedrooms, Instant Hot Water
  • Total Bedroom Count: 3
  • Garage Space: 6 spaces
  • Attached Garage: No
  • Parking: Additional Parking, Detached Carport, Driveway, Detached, Garage, Unpaved
  • Waterfront: Lake Front, Sandy Shoreline, See Remarks, Deeded Access
  • View: Lake, Other
  • Exterior: Covered Patio, Fire Pit
  • Architectural Style: Traditional
  • Heating: Central, Electric, Fireplace(s)
  • Cooling: Central Air, Electric
  • List Price: $750,000
  • Price/SqFt: $322
  • Annual Tax Amount: $3,373
  • Tax Year: 2023
  • Lot: Waterfront, Other, See Remarks
  • Directions: At the intersection of Hwy 20 and Hwy 77, go North on Hwy 77 about 3.5 miles and turn left on Summer Drive, property will be on your left.
  • Year Built: 2021
  • Living Area: 2,324 SqFt
  • Lot Size: 3.62 Acres
  • MLS Number: 772799
  • MLS Name: BCAR
  • Office Name: eXp Realty, LLC

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/24/2025, 2:45:31 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
May 15, 2018
Home Sold
$41,000
May 01, 2018
Home Sold
$30,000

Tax history

YearAssessmentProperty Tax
2023$287,720$3,373
2022$279,340$3,285
2021$41,400$3,285

History based on county public records data.

Nearby schools

3

Vernon Elementary School

Public District PK-5

10.8 mi

3665 Roche Ave

6

Southport Elementary School

Public District PK-5

12.8 mi

1835 Bridge St

4

Deer Point Elementary School

Public District KG-5

15.6 mi

4800 Highway 2321

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $48,026. Residents of Chipley, FL typically earn between $35k-100k each year. The majority of families are married, no kids. Typical level of education for residents in this area is post secondary degree.

How much money do the neighbors make?

28%
<35k
64%
35k-100k
8%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

34%
Single, No Kids
6%
Single, with Kids
41%
Married, No Kids
19%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

13%
<11 yrs old
7%
12-17 yrs old
16%
18-34 yrs old
51%
35-64 yrs old
13%
65+ yrs old

What do the neighbors do for fun?

  • HuntingHunting
  • Pro WrestlingPro Wrestling
  • NASCARNASCAR

Where do the neighbors shop?

  • Wal-MartWal-Mart
  • Dollar GeneralDollar General
  • Bass Pro ShopsBass Pro Shops

Where do the neighbors go to eat?

  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns
  • ApplebeesApplebees

What do the neighbors drive?

  • RamRam
  • DodgeDodge
  • GMCGMC

What do the neighbors listen to?

  • Classic CountryClassic Country
  • CountryCountry
  • New CountryNew Country
All data provided by Home Junction and Claritas

Similar homes for sale

Frequently asked questions

About 2789 Summer Dr

The listing price of 2789 Summer Dr property is $750,000.

The property 2789 Summer Dr is a house located in Chipley, Florida, 32428.

Active Listing: 2789 Summer Dr is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 2789 Summer Dr are: Vernon Elementary School (GreatSchools Rating 3/10), Southport Elementary School (GreatSchools Rating 6/10), Deer Point Elementary School (GreatSchools Rating 4/10), Vernon Middle School (GreatSchools Rating 2/10), Mowat Middle School (GreatSchools Rating 5/10), North Bay Haven Charter Academy Middle School (GreatSchools Rating 8/10), Deane Bozeman School (GreatSchools Rating 7/10), Vernon High School (GreatSchools Rating 3/10), North Bay Haven Career Academy (GreatSchools Rating 9/10).

According to the records, the last property tax for 2023 is $3,373 (source: MLS/based on county public records data).

The last sale was on May 15, 2018 for $41,000 (source: MLS/tax record).

The property at 2789 Summer Dr has 3 bedrooms and 2 full and 1 half bathrooms.

The property 2789 Summer Dr is 2,324 SqFt (source: MLS/tax record).

The year of construction for 2789 Summer Dr is 2021.

This home is located at 2789 Summer Dr in Chipley, FL and zip code 32428. This 2,324 square foot home, which was built in 2021, sits on a 3.62 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since May 1, 2025 and is currently priced at $750,000.

In June 2025 more than 3 listings in Chipley, FL were sold above the asking price. During the same period more than 14 listings were sold at asking price, while more than 9 were sold below. In June 2025 in Chipley, FL there were 4.7% less homes for sale than in May. In June 2025, listings were on the market for 73 days. During the same period, the median list price in this real estate market was $222,490.

From Rocket Homes Real Estate and based on county public records data.

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