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$600,000

286 N Wells St Panama City Beach, FL 32413

4 beds
3 full
2,189 sqft
0.2 acres
$274 / sqft
House

Property details

About 286 N Wells St

ASSUMABLE 4.5% ASSUMABLE INTEREST RATE FOR QUALIFIED BUYERS...SHORT TERM RENTALS ALLOWED, FULLY FURNISHEDNO NEED TO SHOP FOR FURNITURE!!! WASHER AND DRYER TO CONVEY Beach House Gem in the Gated Community of Laguna Haven: Modern Luxury & Prime Location!** SHORT TERM RENTALS ALLOWEDWelcome to your dream coastal retreat! This stunning one-story home, built in 2022, offers a modern beach house vibe with exquisite attention to detail throughout. Boasting 4 bedrooms, 2.5 baths, and an open floor plan, this home is perfect for both relaxation and entertainment.Situated on the largest lot in the gated community of Laguna Haven subdivision, the pie-shaped fenced backyard backs up to the conservation park, ensuring privacy and tranquility with no builds behind the house. Step inside to discover the beauty of ceramic tile floors, stainless steel appliances, a stylish tile backsplash, and a screened-in back porch that invites you to unwind in the fresh outdoor air.Enjoy the convenience of low HOA fees, which include front yard maintenance, weekly trash pickup, and more. With only two homes in the neighborhood featuring this floor plan, you'll relish the exclusivity and comfort of this unique property.Indulge in the luxury of double sinks and a huge tile shower in the master bath, accented by trey ceilings in both the master bedroom and living room. The extended 2-car garage, pavered driveway, and added security alarm system further enhance the appeal of this home.For those seeking a smart investment, short-term rentals are allowed, providing a fantastic opportunity for potential income. Additionally, an assumable VA loan at 4.5% is available to active duty members or veterans, making ownership more accessible.Located less than 1 mile from the beach in the sought-after west end of Panama City Beach near Pier Park and 30A, this home combines luxury living with a prime location for the ultimate coastal lifestyle. Don't miss out on this rare find--schedule a showing today to experience beachside living at its finest!

Highlights

Home typeSingle Family Residence
HeatingCentral, Electric
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size2,189 sqft
Lot size0.2 Acres
Year built2022
ParkingAdditional Parking, Attached, Driveway, Garage, Garage Door Opener
MLS #768859
Attached garage2 spaces

Summary

  • Full Bathrooms: 3
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Ice Maker, Microwave
  • Interior: Kitchen Island, Split Bedrooms
  • Total Bedroom Count: 4
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Parking: Additional Parking, Attached, Driveway, Garage, Garage Door Opener
  • Exterior: Fire Pit, Sprinkler/Irrigation, Patio, Storm/Security Shutters
  • Architectural Style: Coastal
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • List Price: $600,000
  • Price/SqFt: $274
  • HOA Amount: $399 Quarterly
  • Annual Tax Amount: $6,862
  • Tax Year: 2023
  • Lot: Cul-De-Sac
  • Directions: Take HWY 98 going WEST towards 30A.....Turn Right onto North Wells St. Go to end of road/Entrance to gated subdivision.
  • Year Built: 2022
  • Living Area: 2,189 SqFt
  • Lot Size: 0.2 Acres
  • MLS Number: 768859
  • MLS Name: BCAR
  • Office Name: Keller Williams Success Realty

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/20/2025, 12:45:30 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Jul 05, 2022
Home Sold
$641,700
May 19, 2021
Home Sold
$85,000

Tax history

YearAssessmentProperty Tax
2023$545,716$6,862
2022$53,550$619

History based on county public records data.

Nearby schools

5

West Bay Elementary School

Public District KG-5

4.4 mi

14813 School Dr

7

Hutchison Beach Elementary School

Public District KG-5

5.4 mi

12900 Hutchison Blvd

7

Patronis Elementary School

Public District KG-5

10.2 mi

7400 Patronis Dr

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $34,407. Most Panama City Beach, FL residents have annual incomes less than $<35k. Typical family type is single, no kids. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

52%
<35k
30%
35k-100k
5%
100k-200k
13%
200k+

What level of education do the neighbors have?

No High School
High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

53%
Single, No Kids
10%
Single, with Kids
25%
Married, No Kids
12%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

11%
<11 yrs old
5%
12-17 yrs old
35%
18-34 yrs old
38%
35-64 yrs old
11%
65+ yrs old

What do the neighbors do for fun?

  • College FootballCollege Football
  • Pro WrestlingPro Wrestling
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Express/Express For MenExpress/Express For Men
  • Family DollarFamily Dollar
  • KmartKmart

Where do the neighbors go to eat?

  • SonicSonic
  • Dominos PizzaDominos Pizza
  • Bob EvansBob Evans

What do the neighbors drive?

  • KiaKia
  • FordFord
  • BuickBuick

What do the neighbors listen to?

  • New CountryNew Country
  • OldiesOldies
  • Adult HitsAdult Hits
All data provided by Home Junction and Claritas

Similar homes for sale

Frequently asked questions

About 286 N Wells St

The listing price of 286 N Wells St property is $600,000.

The property 286 N Wells St is a house located in Panama City Beach, Florida, 32413.

Active Listing: 286 N Wells St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 286 N Wells St are: West Bay Elementary School (GreatSchools Rating 5/10), Hutchison Beach Elementary School (GreatSchools Rating 7/10), Patronis Elementary School (GreatSchools Rating 7/10), Surfside Middle School (GreatSchools Rating 6/10), Breakfast Point Academy (GreatSchools Rating 6/10), University Academy Sabl Inc (GreatSchools Rating 10/10), J.R. Arnold High School (GreatSchools Rating 5/10), Rising Leaders Academy (GreatSchools Rating 5/10), Central High School (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $6,862 (source: MLS/based on county public records data).

The last sale was on July 5, 2022 for $641,700 (source: MLS/tax record).

The property at 286 N Wells St has 4 bedrooms and 3 bathrooms.

The property 286 N Wells St is 2,189 SqFt (source: MLS/tax record).

The year of construction for 286 N Wells St is 2022.

This home is located at 286 N Wells St in Panama City Beach, FL and zip code 32413. This 2,189 square foot home, which was built in 2022, sits on a 0.20 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since February 14, 2025 and is currently priced at $600,000.

Panama City Beach, FL housing market in June 2025 saw over 1 listings sold above listed price, more than 21 sold at listed price and over 119 sold below. In June 2025 in Panama City Beach, FL there were 1.2% more homes for sale than in May. The median list price of listings available in June 2025 was $435,000, while the average time on the real estate market was 87 days.

From Rocket Homes Real Estate and based on county public records data.

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