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$1,200,000

306 Water St Saint Joseph, MI 49085

3 beds
2 full, 1 partial
1,933 sqft
$621 / sqft
House

Property details

About 306 Water St

Calling all boat enthusiasts to come and view this Mediterranean-inspired coastal villa that overlooks a private marina with walking access to your 50 FT boat slip. Yes, you can have it all. Soak in sweeping views of the St. Joseph River, Marina and Lake Michigan from this picturesque, iconic location. The natural light and panoramic scenery greets you from gourmet kitchen, dining and living areas. Seller has updated the home with a large picture window that features the unobstructed water and boating views. The marble flooring sets a sophisticated tone throughout the main level of living and the custom carved marble fireplace sets the ambiance. Enjoy views of the glistening water from your updated kitchen with granite counters, solid cherry cabinetry and stainless, premium, KitchenAid, Jenn-Air appliances. All bathrooms are updated and offer granite counters, solid cherry cabinetry and updated plumbing and faucets. Step out onto your impressive deck where you experience the elevated touch found only at 306 Water Street. All decks have been upgraded with a premium imported hardwood with no obtrusive screw or nails. Seller installed a sliding glass door in the upper deck for an all season living experience. The private 2 car, attached garage has been updated with premium ceramic tile where you can enjoy entertaining friends with a barbecue after a summer's day of boating on Lake Michigan. There is also a third deck featuring a private grilling and sitting area. The direct access to the marina is where you will find your 50 FT boat slip that has a 28,000 pound premium lift in place that was installed by Dunkersloot & Sons out of New Buffalo. The location of this boat slip is the best in the City of St. Joseph and the Waterfront Marina as it provides easy access in and out of the marina with direct access onto Lake Michigan with no bridges or other obstacles to encounter.

Highlights

Home typeSingle Family Residence
HeatingForced Air, Natural Gas
StatusActive
CoolingCentral Air
Size1,933 sqft
Year built1989
ParkingAttached, Garage Door Opener, Paved, Garage Faces Rear, Shared Driveway
MLS #69025035299
Attached garage2 spaces
WaterfrontLake, Dock Facilities, Lake Front, Other, Private Water Frontage, Public Lake, River Front, Shared Water Frontage, Water Access
FireplaceLiving Room
ViewWater

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Range, Washer
  • Flooring Type: Carpet, Other
  • Interior: Pantry
  • Fireplace: Living Room
  • Total Bedroom Count: 3
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Parking: Attached, Garage Door Opener, Paved, Garage Faces Rear, Shared Driveway
  • Waterfront: Lake, Dock Facilities, Lake Front, Other, Private Water Frontage, Public Lake, River Front, Shared Water Frontage, Water Access
  • View: Water
  • Exterior: Balcony, Garden
  • Architectural Style: Other
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • List Price: $1,200,000
  • Price/SqFt: $620
  • HOA Amount: $789 Monthly
  • Annual Tax Amount: $14,434
  • Tax Year: 2024
  • Lot: Level, Other
  • Directions: Enter the Waterfront Association from Water Street.
  • Year Built: 1989
  • Stories: 3
  • Living Area: 1,933 SqFt
  • MLS Number: 69025035299
  • MLS Name: Southwestern Michigan Association of REALTORS
  • Office Name: Cressy & Everett Real Estate
  • Office Phone: (269) 429-6666
  • Listing Agent: Tamra Curtis

IDXDisclaimer: The data relating to real estate on this web site comes in part from the IDX of Realcomp II Ltd. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.

IDX provided courtesy of Realcomp II Ltd. Copyright © 2025 Realcomp II Ltd. Shareholders. All rights reserved. Originating MLS shown with each listing detail.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/17/2025, 9:45:32 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Dec 06, 2007
Home Sold
$440,000

Tax history

YearAssessmentProperty Tax
2024$373,400$14,434
2023$288,700$13,767
2022$264,500$13,290
2021$260,600$13,109
2020$248,600$12,964
2019$213,700$12,724
2018$213,700$12,355
2017$223,500$12,140

History based on county public records data.

Nearby schools

7

Lincoln School

Public District PK-5

1.2 mi

1102 Orchard Ave

2

Fair Plain East Elementary School

Public District 4-5

3.0 mi

1995 Union Ave

7

Brown School

Public District PK-5

3.3 mi

2027 Brown School Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $55,983. Residents of Saint Joseph, MI typically earn between $35k-100k each year. The majority of families are single, no kids. Typical level of education for residents in this area is post secondary degree.

How much money do the neighbors make?

33%
<35k
42%
35k-100k
14%
100k-200k
11%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

60%
Single, No Kids
4%
Single, with Kids
25%
Married, No Kids
11%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

10%
<11 yrs old
5%
12-17 yrs old
19%
18-34 yrs old
39%
35-64 yrs old
27%
65+ yrs old

What do the neighbors do for fun?

  • Symphony or OperaSymphony or Opera
  • Continuing Education CoursesContinuing Education Courses
  • Hiking/backpackingHiking/backpacking

Where do the neighbors shop?

  • Chico'sChico's
  • Express/Express For MenExpress/Express For Men
  • Nordstrom RackNordstrom Rack

Where do the neighbors go to eat?

  • Boston MarketBoston Market
  • QdobaQdoba
  • ChipotleChipotle

What do the neighbors drive?

  • VolvoVolvo
  • VolkswagenVolkswagen
  • MazdaMazda

What do the neighbors listen to?

  • Talk/PersonalityTalk/Personality
  • Urban ContemporaryUrban Contemporary
  • RockRock
All data provided by Home Junction and Claritas

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Frequently asked questions

About 306 Water St

The listing price of 306 Water St property is $1,200,000.

The property 306 Water St is a house located in Saint Joseph, Michigan, 49085.

Active Listing: 306 Water St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 306 Water St are: Lincoln School (GreatSchools Rating 7/10), Fair Plain East Elementary School (GreatSchools Rating 2/10), Brown School (GreatSchools Rating 7/10), Benton Harbor Charter School Academy (GreatSchools Rating 3/10), Mildred C Wells Preparatory Academy (GreatSchools Rating 4/10), Fair Plain Middle School (GreatSchools Rating 1/10), Benton Harbor High School (GreatSchools Rating 1/10), St. Joseph High School (GreatSchools Rating 7/10), Career and Alternative Pathways to Education Center (GreatSchools Rating 3/10).

According to the records, the last property tax for 2024 is $14,434 (source: MLS/based on county public records data).

The last sale was on December 6, 2007 for $440,000 (source: MLS/tax record).

The property at 306 Water St has 3 bedrooms and 2 full and 1 half bathrooms.

The property 306 Water St is 1,933 SqFt (source: MLS/tax record).

The year of construction for 306 Water St is 1989.

This home is located at 306 Water St in Saint Joseph, MI and zip code 49085. This 1,933 square foot home was built in 1989. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since July 17, 2025 and is currently priced at $1,200,000.

In June 2025 more than 6 listings in Saint Joseph, MI were sold above the asking price. During the same period more than 4 listings were sold at asking price, while more than 6 were sold below. The number of listings in Saint Joseph, MI increased by 24.4% between May and June 2025. Listings spent 30 days on the market in June 2025, and had a median list price of $341,000 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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