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$219,900

320 Congress St Ottawa, IL 61350

4 beds
2 full
1,711 sqft
0.2 acres
$129 / sqft
House

Property details

About 320 Congress St

Step into this classic 4-bedroom, 2-bath home in the heart of Ottawa. Built in 1897, it's full of original charm from the wood floors to the tall ceilings while offering the updates you need for modern living. The main floor has a bedroom, a office/flex space, and a laundry area. The large kitchen has a cozy breakfast nook, perfect for casual meals or morning coffee. Outside comes with a fenced yard with patio, a screened-in front porch, and an oversized one-car garage making both indoor and outdoor spaces comfortable and functional. A full basement offers extra storage. Just a few blocks from downtown Ottawa, local parks, and schools, with a great view of the fireworks on the 4th of July and Black Friday! This home is a great find!

Highlights

Home typeSingle Family Residence
HeatingNatural Gas, Forced Air
StatusAccepting Backup Offers
(Contingent)
CoolingCentral Air, Wall Unit(s)
Size1,711 sqft
BasementYes
Lot size0.1663 Acres
Year built1897
ParkingConcrete, Garage Door Opener, On Site, Garage Owned, Detached, Garage
MLS #12405556
Garage1 space

Summary

  • Full Bathrooms: 2
  • Basement: Yes
  • Total Bedroom Count: 4
  • Garage Space: 1 space
  • Parking: Concrete, Garage Door Opener, On Site, Garage Owned, Detached, Garage
  • Architectural Style: Victorian
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air, Wall Unit(s)
  • List Price: $219,900
  • Price/SqFt: $128
  • HOA Amount: $0
  • Annual Tax Amount: $3,275
  • Tax Year: 2023
  • Directions: East on main to east on Shabbona. North on Congress to house.
  • Year Built: 1897
  • Living Area: 1,711 SqFt
  • Lot Size: 0.1663 Acres
  • MLS Number: 12405556
  • MLS Name: MRED
  • Office Name: Star Grieff Realty
  • Office Phone: (815) 702-7827
  • Office Email: star@stargrieffrealty.com
  • Listing Agent: Nicole Dransfeldt

IDX Listings courtesy of Midwest Real Estate Data as distributed by MLS GRID.

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Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
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Price information

Property sales

DateEventPrice
Aug 25, 2020
Home Sold
$154,500
Oct 09, 2009
Home Sold
$116,000
Jun 29, 2005
Home Sold
$135,000

Tax history

YearAssessmentProperty Tax
2023$37,097$3,275
2022$33,669$-
2021$31,558$2,748
2020$29,978$2,564
2019$29,672$2,619
2018$28,960$2,537
2017$28,073$2,430

History based on county public records data.

Nearby schools

6

Jefferson Elementary School

Public District KG-4

0.8 mi

1709 Columbus St

5

Lincoln Elementary School

Public District PK-4

1.0 mi

1110 W Main St

7

McKinley Elementary School

Public District KG-4

1.5 mi

1320 State St

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $65,372. Residents of Ottawa, IL typically earn between $35k-100k each year. The majority of families are single, no kids. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

26%
<35k
49%
35k-100k
25%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

36%
Single, No Kids
12%
Single, with Kids
34%
Married, No Kids
18%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

15%
<11 yrs old
7%
12-17 yrs old
20%
18-34 yrs old
45%
35-64 yrs old
13%
65+ yrs old

What do the neighbors do for fun?

  • NASCARNASCAR
  • College FootballCollege Football
  • SoccerSoccer

Where do the neighbors shop?

  • Dick's Sporting GoodsDick's Sporting Goods
  • Express/Express For MenExpress/Express For Men
  • Old NavyOld Navy

Where do the neighbors go to eat?

  • ArbysArbys
  • SonicSonic
  • Jimmy JohnsJimmy Johns

What do the neighbors drive?

  • GMCGMC
  • KiaKia
  • LexusLexus

What do the neighbors listen to?

  • Adult HitsAdult Hits
  • New CountryNew Country
  • OldiesOldies
All data provided by Home Junction and Claritas

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Frequently asked questions

About 320 Congress St

The listing price of 320 Congress St property is $219,900.

The property 320 Congress St is a house located in Ottawa, Illinois, 61350.

Accepting Backup Offers: 320 Congress St is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.

The nearby schools for 320 Congress St are: Jefferson Elementary School (GreatSchools Rating 6/10), Lincoln Elementary School (GreatSchools Rating 5/10), McKinley Elementary School (GreatSchools Rating 7/10), Shepherd Middle School (GreatSchools Rating 3/10), Wallace Elementary School (GreatSchools Rating 8/10), Rutland Elementary School (GreatSchools Rating 6/10), Ottawa Township High School (GreatSchools Rating 3/10), Serena High School (GreatSchools Rating 3/10), Seneca High School (GreatSchools Rating 6/10).

According to the records, the last property tax for 2023 is $3,275 (source: MLS/based on county public records data).

The last sale was on August 25, 2020 for $154,500 (source: MLS/tax record).

The property at 320 Congress St has 4 bedrooms and 2 bathrooms.

The property 320 Congress St is 1,711 SqFt (source: MLS/tax record).

The year of construction for 320 Congress St is 1897.

This home is located at 320 Congress St in Ottawa, IL and zip code 61350. This 1,711 square foot home, which was built in 1897, sits on a 0.17 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since June 29, 2025 and is currently priced at $219,900.

While more than 8 listings in Ottawa, IL in June 2025 were sold above asking price, there were more than 2 listings sold at asking price, and more than 13 were sold below. The inventory of homes for sale in Ottawa, IL between May and June 2025 increased by 9.5%. While the average time on the market in June 2025 was 30 days, the median list price was $189,900.

From Rocket Homes Real Estate and based on county public records data.

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