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$690,000

320 Main St Middleburgh, NY 12122

5 beds
6 baths
4,646 sqft
0.06 acres
$149 / sqft
Multi-Family

Property details

About 320 Main St

Attention all savvy investors, Airbnb aficionados, and cash-flow chasers: this is not your average upstate property. This fully renovated, mixed-use beauty in the heart of Middleburgh is part turnkey income stream, part lifestyle play—and 100 ready to impress your portfolio. Let's talk numbers: five fully dialed-in apartments, thoughtfully designed and primed for short-term or long-term rental domination. Each one-bedroom unit has ductless heat/AC, in-unit laundry, dishwashers, and the kind of clean, modern finish tenants will happily pay for. Four units share a common entrance; one gets its own private access. Then there's the cherry on top: a stylish commercial storefront currently home to one of the town's most beloved coffee shops and bakeries. That means a built-in anchor tenant, consistent monthly income, and community clout. Whether you keep the scones flowing or reimagine the space, this is exactly the kind of mixed-use setup that checks every investor box: residential + commercial = stability and flexibility, all under one beautifully updated roof. Speaking of updates—this isn't a landlord-special reno. The building has been gutted and rebuilt with modern systems, plumbing, electric, HVAC, and more, while keeping just enough historic character to charm your tenants. It's clean, compliant, and cruising into your cap rate sweet spot. Located right in the center of walkable, friendly Middleburgh, your tenants will enjoy quaint shops, local eats, and community events year-round. You? You'll enjoy diversified income streams and that elusive combo of lifestyle and ROI. The numbers make sense, the setup is solid, and the hard work is already done. All that's missing is the investor who sees the potential and takes the leap. Floor plans and financials are ready when you are. This isn't just real estate. It's a recession-resistant, revenue-generating, rural dream machine.

Highlights

Home typeMulti Family
StatusActive
Size4,646 sqft
Lot size0.06 Acres
Year built1927
MLS #20252686

Summary

  • Appliances: Washer/Dryer, Refrigerator, Range, Dishwasher
  • Total Bedroom Count: 5
  • Architectural Style: Rowhouse
  • List Price: $690,000
  • Price/SqFt: $148
  • Annual Tax Amount: $8,607
  • Tax Year: 2023
  • Directions: Google takes you to the right place.
  • Year Built: 1927
  • Living Area: 4,646 SqFt
  • Lot Size: 0.06 Acres
  • MLS Number: 20252686
  • MLS Name: UlsterCounty
  • Office Name: Anatole House LLC
  • Office Phone: (845) 943-4177
  • Listing Agent: Arlena Armstrong-Petock

IDX Copyright © 2025 Hudson Valley Catskill Region MLS. All rights reserved. Real estate listings of brokerage firms other than Hudson Valley Catskill Region MLS are marked with the IDX logo and the detailed information about them includes the listing broker's name. This information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.

This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available.
Last updated on: 7/25/2025, 5:45:33 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Dec 16, 2021
Home Sold
$140,000
Jan 30, 2017
Home Sold
$140,000
Jan 03, 2007
Home Sold
$195,000

Tax history

YearAssessmentProperty Tax
2023$278,300$8,607
2022$110,000$2,038
2021$110,000$2,038
2020$110,000$2,038
2019$110,000$8,171
2018$110,000$8,171
2017$145,000$8,389

History based on county public records data.

Nearby schools

4

Middleburgh Elementary School

Public District PK-6

0.4 mi

245 Main St

5

Schoharie Elementary School

Public District PK-5

4.9 mi

136 Academy Dr

8

Berne-Knox-Westerlo Elementary School

Public District PK-6

9.9 mi

1738 Helderberg Trl

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $48,177. The most common annual income of people living in Middleburgh, NY is between $35k-100k. Typical family type is single, no kids. Typical level of education for residents in this area is high school diploma.

How much money do the neighbors make?

27%
<35k
52%
35k-100k
18%
100k-200k
3%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

50%
Single, No Kids
12%
Single, with Kids
22%
Married, No Kids
16%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

13%
<11 yrs old
8%
12-17 yrs old
18%
18-34 yrs old
43%
35-64 yrs old
18%
65+ yrs old

What do the neighbors do for fun?

  • NASCARNASCAR
  • HuntingHunting
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Dollar GeneralDollar General
  • Bass Pro ShopsBass Pro Shops
  • Wal-MartWal-Mart

Where do the neighbors go to eat?

  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns
  • ApplebeesApplebees

What do the neighbors drive?

  • OldsmobileOldsmobile
  • GMCGMC
  • RamRam

What do the neighbors listen to?

  • OldiesOldies
  • Classic CountryClassic Country
  • New CountryNew Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 320 Main St

The listing price of 320 Main St property is $690,000.

The property 320 Main St is a multi located in Middleburgh, New York, 12122.

Active Listing: 320 Main St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 320 Main St are: Middleburgh Elementary School (GreatSchools Rating 4/10), Schoharie Elementary School (GreatSchools Rating 5/10), Berne-Knox-Westerlo Elementary School (GreatSchools Rating 8/10), Voorheesville Middle School (GreatSchools Rating 6/10), Greenville Middle School (GreatSchools Rating 6/10), Schalmont Middle School (GreatSchools Rating 3/10), Middleburgh Junior/Senior High School (GreatSchools Rating 6/10), Schoharie High School (GreatSchools Rating 4/10), William H Golding Middle School (GreatSchools Rating 3/10).

According to the records, the last property tax for 2023 is $8,607 (source: MLS/based on county public records data).

The last sale was on December 16, 2021 for $140,000 (source: MLS/tax record).

The property 320 Main St is 4,646 SqFt (source: MLS/tax record).

The year of construction for 320 Main St is 1927.

This home is located at 320 Main St in Middleburgh, NY and zip code 12122. This 4,646 square foot home, which was built in 1927, sits on a 0.06 acre lot. Features: 5 bedrooms, 6 bathrooms. It has been listed on Rocket Homes since July 2, 2025 and is currently priced at $690,000.

Over 1 listings were sold over their listed price in June 2025 in Middleburgh, NY. In the same period over 2 listings were sold below the listed price and 1 listings were sold for the listed price. The inventory of homes for sale in Middleburgh, NY between May and June 2025 decreased by 14.3%. While the average time on the market in June 2025 was 53 days, the median list price was $252,000.

From Rocket Homes Real Estate and based on county public records data.

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