#772628, Listing office: CENTURY 21 Ryan Realty Inc
$1,175,000 List price
3207 Swordfish Dr Panama City Beach, FL 32408
4 beds
2 full, 1 partial
2,980 sqft
0.2 acres
$394 / sqft
House
Property details
About 3207 Swordfish Dr
Welcome to WATERFRONT living in Bay Point—where thoughtful design meets sweeping views of Grand Lagoon. Built in 2023, this elevated coastal retreat offers a rare vantage point to watch the yachts glide toward the pass—all from the comfort of your expansive 52-foot back deck complete with an outdoor kitchen (grill, sear station, sink, storage) and sleek cable railing for an unobstructed view. Inside, oversized windows flood the main living space with natural light and showcase the water from nearly every angle. The kitchen is a showstopper with a 10-foot+ island, water-view sink framed by an eight foot wide window, and a butlers pantry that keeps the fridge, microwave, and coffee maker tucked away. No upper cabinets here—just clean lines and beautiful scenery. Upstairs is all all about entertaining, with the kitchen, living, and office oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access off the main living areaideal for flexible living. The office features 100+ year-old European doors that add charm and character. Downstairs, three bedrooms offer privacy and comfort, including a luxurious primary suite with water views, a spa-inspired bath with a soaking tub, walk-in shower, dual vanity, and an oversized custom closet. Just off the primary suite, step onto a private pavered porch with room for outdoor furniture and your very own eight-person Master Spas hot tuball with a peaceful water view. From the grand front staircase and double-door entry to the magical morning sunrises over the lagoon, this home was built for those who appreciate quality, comfort, and a view that never gets old.Home Ins. $2584. Flood Insurance (quoted) $2500. Ave Electric $200. Ave Gas $50. Ave Water $100
Highlights
Home typeSingle Family Residence
StatusActive
Size2,980 sqft
Lot size0.22 Acres
Year built2023
ParkingGolf Cart Covered
MLS #973892
Attached garage2 spaces
WaterfrontLagoon
ViewLagoon
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Dishwasher, Microwave, Refrigerator, Ice Maker, Oven
- Interior: Kitchen Island, Recessed Lighting, Split Bedroom
- Total Bedroom Count: 4
- Garage Space: 2 spaces
- Attached Garage: Yes
- Private Pool: No
- Parking: Golf Cart Covered
- Waterfront: Lagoon
- View: Lagoon
- Exterior: Balcony, BBQ Pit/Grill, Hot Tub, Summer Kitchen
- Architectural Style: Craftsman Style
- List Price: $1,175,000
- Price/SqFt: $394
- HOA Amount: $1650 Annually
- Annual Tax Amount: $1,594
- Tax Year: 2023
- Lot: Cul-De-Sac, Within 1/2 Mile to Water
- Directions: Thomas Drive to Magnolia and take a right into Bay Point. Second Marlin turn right. Take the 3rd left into Wahoo and immediate left onto Bonefish. Go over the bridge, and turn right on Wahoo and immediate left on Swordfish. White home with large staircase at end of cul de sac.
- Year Built: 2023
- Stories: 2
- Living Area: 2,980 SqFt
- Lot Size: 0.22 Acres
- MLS Number: 973892
- MLS Name: Emerald Coast Association of REALTORS®
- Office Name: Beachy Beach Real Estate, Non Member Office (NABOR)
- Office Email: karen@beachybeach.com
- Listing Agent: Karen K Smith, Non Member Agent (NABOR)
Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 8/1/2025, 5:20:36 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Feb 15, 2022 | Home Sold | $150,000 |
| Jul 23, 2019 | Home Sold | $125,000 |
| Jan 18, 2019 | Home Sold | $100,000 |
| Dec 21, 2007 | Home Sold | $300,000 |
| Apr 13, 2007 | Home Sold | $235,000 |
| Aug 30, 2004 | Home Sold | $265,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $127,500 | $1,594 |
| 2022 | $106,400 | $1,230 |
| 2021 | $106,400 | $1,230 |
| 2020 | $107,950 | $1,313 |
| 2018 | $86,700 | $1,085 |
| 2017 | $91,800 | $1,156 |
History based on county public records data.
Nearby schools
7
Patronis Elementary School
Public District KG-5
2.0 mi
•7400 Patronis Dr
5
Lucille Moore Elementary School
Public District PK-5
3.0 mi
•1900 Michigan Ave
1
St. Andrew School at Oakland Terrace
Public District PK-5
3.2 mi
•2010 W 12th St
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $73,214. Typical income of Panama City Beach, FL residents is between $35k-100k annually. Residents typically live in married, no kids family. The most common level of education of people living in this area is post secondary degree.
How much money do the neighbors make?
24%
<35k
42%
35k-100k
29%
100k-200k
5%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
39%
Single, No Kids
4%
Single, with Kids
42%
Married, No Kids
15%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
9%
<11 yrs old
6%
12-17 yrs old
12%
18-34 yrs old
47%
35-64 yrs old
26%
65+ yrs old
What do the neighbors do for fun?
Symphony or Opera
Horse Races
Soccer
Where do the neighbors shop?
Chico's
Stein Mart
Forever 21
Where do the neighbors go to eat?
Boston Market
LongHorn Steakhouse
Dominos Pizza
What do the neighbors drive?
Volvo
Buick
Mazda
What do the neighbors listen to?
Talk/Personality- Contemporary Inspirational
Rhythmic Contemporary Hits
All data provided by Home Junction and Claritas
Similar homes for sale
#774777, Listing office: Keller Williams Success Realty
#772006, Listing office: Keller Williams Realty Emerald
#772906, Listing office: Coastal Sun Realty LLC
#763959, Listing office: Counts Real Estate Group Inc
#769458, Listing office: MAP Management LLC
#767921, Listing office: Beachy Beach Real Estate
#771949, Listing office: Emerald Coast Realty Group
#774609, Listing office: Dalton Wade Inc
#966829, Michele E Morros, Listing office: Keller Williams Success Realty
Frequently asked questions
About 3207 Swordfish Dr
The listing price of 3207 Swordfish Dr property is $1,175,000.
The property 3207 Swordfish Dr is a house located in Panama City Beach, Florida, 32408.
Active Listing: 3207 Swordfish Dr is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 3207 Swordfish Dr are: Patronis Elementary School (GreatSchools Rating 7/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), St. Andrew School at Oakland Terrace (GreatSchools Rating 1/10), Jinks Middle School (GreatSchools Rating 2/10), University Academy Sabl Inc (GreatSchools Rating 10/10), Breakfast Point Academy (GreatSchools Rating 6/10), Rising Leaders Academy (GreatSchools Rating 5/10), Bay Virtual Franchise (GreatSchools Rating 6/10), Central High School (GreatSchools Rating 2/10).
According to the records, the last property tax for 2023 is $1,594 (source: MLS/based on county public records data).
The last sale was on February 15, 2022 for $150,000 (source: MLS/tax record).
The property at 3207 Swordfish Dr has 4 bedrooms and 2 full and 1 half bathrooms.
The property 3207 Swordfish Dr is 2,980 SqFt (source: MLS/tax record).
The year of construction for 3207 Swordfish Dr is 2023.
This home is located at 3207 Swordfish Dr in Panama City Beach, FL and zip code 32408 in the Bonefish Pointe neighborhood. This 2,980 square foot home, which was built in 2023, sits on a 0.22 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 10, 2025 and is currently priced at $1,175,000.
Over 15 listings were sold over their listed price in July 2025 in Panama City Beach, FL. In the same period over 125 listings were sold below the listed price and 38 listings were sold for the listed price. In July 2025 in Panama City Beach, FL there were 5% less homes for sale than in June. In July 2025 median list price was $329,585 and the average listing age was 98 days.
From Rocket Homes Real Estate and based on county public records data.