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$1,700,000

3403 Niagara Rd Annapolis, MD 21403

4 beds
3 full, 1 partial
3,520 sqft
0.2 acres
$483 / sqft
House

Property details

About 3403 Niagara Rd

Coastal charm and modern comfort come together in this beautifully appointed Arundel-on-the-Bay home, perfectly positioned to capture tranquil views of Fishing Creek. Whether you're seeking a full-time residence, a weekend retreat, or an income-generating Airbnb, this property offers the best of all worlds. From the moment you arrive, you’ll feel the elevated lifestyle—gather in the light-filled open-concept living space, unwind on the gracious front porch overlooking the water, or load up your kayaks and paddleboards from the oversized garage that’s ready for all your Chesapeake Bay adventures. Inside, gleaming hardwood floors, an airy coastal color palette, and abundant natural light create a sense of calm throughout. The stylish kitchen and dining areas are made for entertaining, while three generous bedrooms and 2.5 well-appointed baths provide plenty of room for family, guests, or short-term renters. Step into your fully fenced backyard oasis—ideal for morning coffee, summer cookouts, or peaceful evenings under the stars. And when the day comes to a close, nothing beats watching the sun dance on the water from your own private perch. Tucked away in the coveted Arundel-on-the-Bay community—just minutes from downtown Annapolis yet worlds away—this home is as versatile as it is beautiful. Whether you live here year-round or take advantage of its proven vacation rental appeal, you're investing in timeless waterfront living.

Highlights

Home typeSingle Family Residence
HeatingForced Air
StatusActive
(ACTIVE)
CoolingCentral Air
Size3,520 sqft
BasementYes
Lot size0.22 Acres
Year built2002
ParkingAdditional Storage Area,Garage - Front Entry,Oversized, Attached Garage,Driveway,Off Street
MLS #MDAA2116290
Garage4 spaces
WaterfrontShared, Beach
FireplaceFireplace - Glass Doors
ViewCreek/Stream, Water

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 3
  • Basement: Yes
  • Fireplace: Fireplace - Glass Doors
  • Total Bedroom Count: 4
  • Garage Space: 4 spaces
  • Parking: Additional Storage Area,Garage - Front Entry,Oversized, Attached Garage,Driveway,Off Street
  • Waterfront: Shared, Beach
  • View: Creek/Stream, Water
  • Architectural Style: Coastal, Contemporary
  • Heating: Forced Air
  • Cooling: Central Air
  • List Price: $1,700,000
  • Price/SqFt: $482
  • Annual Tax Amount: $9,046
  • Tax Year: 2024
  • Directions: Take Arundel on the Bay Road through Oyster Harbor. After entering the Arundel on the Bay Community Take First Right on Walnut, Take First Right on Saratoga. Take left at end of the street and follow it all the way down to the water. Welcome Home!
  • Year Built: 2002
  • Stories: 3
  • Living Area: 3,520 SqFt
  • Lot Size: 0.22 Acres
  • MLS Number: MDAA2116290
  • MLS Name: BRIGHT
  • Office Name: Coldwell Banker Realty
  • Office Phone: (410) 263-8686
  • Office Email: khylah.settle@cbmove.com
  • Listing Agent: Heather Giovingo
  • Agent Phone: (443) 254-1074
  • Agent Email: heather.giovingo@cbrealty.com

IDX Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors. ©2025 BrightMLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/15/2025, 3:45:28 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
May 21, 2012
Home Sold
$800,000
May 07, 2007
Home Sold
$1,350,000

Tax history

YearAssessmentProperty Tax
2024$922,567$9,046
2023$828,400$9,046
2022$819,667$8,565
2021$810,933$8,134
2020$802,200$9,825
2018$802,200$9,291
2017$813,300$9,223

History based on county public records data.

Nearby schools

8

Hillsmere Elementary School

Public District PK-5

1.6 mi

3052 Arundel on the Bay Rd

3

Georgetown East Elementary School

Public District PK-5

2.4 mi

111 Dogwood Rd

3

Tyler Heights Elementary School

Public District PK-5

2.8 mi

200 Janwall St

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $135,029. Typical income of Annapolis, MD residents is between $100k-200k annually. The majority of families are married, no kids. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

15%
<35k
24%
35k-100k
31%
100k-200k
30%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

34%
Single, No Kids
6%
Single, with Kids
37%
Married, No Kids
23%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

14%
<11 yrs old
7%
12-17 yrs old
14%
18-34 yrs old
49%
35-64 yrs old
16%
65+ yrs old

What do the neighbors do for fun?

  • Skiing/snowboardingSkiing/snowboarding
  • Men's TennisMen's Tennis
  • SoccerSoccer

Where do the neighbors shop?

  • NordstromNordstrom
  • BloomingdalesBloomingdales
  • The Container StoreThe Container Store

Where do the neighbors go to eat?

  • California Pizza KitchenCalifornia Pizza Kitchen
  • Bonefish GrillBonefish Grill
  • StarbucksStarbucks

What do the neighbors drive?

  • BMWBMW
  • LexusLexus
  • CadillacCadillac

What do the neighbors listen to?

  • Talk/PersonalityTalk/Personality
  • NewsNews
  • AlternativeAlternative
All data provided by Home Junction and Claritas

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Frequently asked questions

About 3403 Niagara Rd

The listing price of 3403 Niagara Rd property is $1,700,000.

The property 3403 Niagara Rd is a house located in Annapolis, Maryland, 21403.

Active Listing: 3403 Niagara Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 3403 Niagara Rd are: Hillsmere Elementary School (GreatSchools Rating 8/10), Georgetown East Elementary School (GreatSchools Rating 3/10), Tyler Heights Elementary School (GreatSchools Rating 3/10), Annapolis Middle School (GreatSchools Rating 2/10), Wiley H. Bates Middle School (GreatSchools Rating 5/10), Central Middle School (GreatSchools Rating 8/10), South River High School (GreatSchools Rating 9/10), Annapolis High School (GreatSchools Rating 3/10), Broadneck High School (GreatSchools Rating 8/10).

According to the records, the last property tax for 2024 is $9,046 (source: MLS/based on county public records data).

The last sale was on May 21, 2012 for $800,000 (source: MLS/tax record).

The property at 3403 Niagara Rd has 4 bedrooms and 3 full and 1 half bathrooms.

The property 3403 Niagara Rd is 3,520 SqFt (source: MLS/tax record).

The year of construction for 3403 Niagara Rd is 2002.

This home is located at 3403 Niagara Rd in Annapolis, MD and zip code 21403 in the Annapolis Neck neighborhood. This 3,520 square foot home, which was built in 2002, sits on a 0.22 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since May 24, 2025 and is currently priced at $1,700,000.

The number of homes for sale in Annapolis, MD increased by 63.5% between May and June 2025. The median list price of listings available in June 2025 was $699,900, while the average time on the real estate market was 64 days.

From Rocket Homes Real Estate and based on county public records data.

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