6 days on Rocket
$3,479 Closing Credit¹
#118894, Jennifer Dilday, Listing office: Middle Bay Realty - K
#2514023·
Listing office: Providence Hill Real Estate·
Listing agent: Cole Atkins·
Listing office phone: 804-512-4999
$299,950 List price
344 Cottage Cove Way Lancaster, VA 22503
$3,562
Closing credit¹
1 bed
1 full
740 sqft
0.5 acres
$405 / sqft
House
Property details
About 344 Cottage Cove Way
ONCE IN A LIFETIME INVESTMENT OPPORTUNITY! WATER ON BOTH SIDES! This vintage and quaint fishing cottage comes mostly furnished with a boat ready to go in the boathouse! Just bring your fishing rod and bathing suit and enjoy! Step out of your front door and onto your own private beach on the Rappahannock River! Enjoy amazing waterfront views from the two docks, one fronting Beach Creek and the other the Rappahannock! The half acre lot is very private and feels like a park or private beach setting with water on both sides! The original cottage includes a screened porch that overlooks the water, perfect for relaxing, entertaining or watching a sunset! Wooden walkways connect the home to the beach, docks, boathouse, and walking trail. The interior space of the home can accommodate the whole family for a day at the river. The back room with sliding doors has ample room to be used as another bedroom, and the wall of windows and double glass doors on the front of the home showcase the dreamiest sunsets the Rappahannock has to offer! It is fully equipped with a charming original exposed wood interior, an open kitchen, wood burning fireplace, and a full bathroom just waiting for your cosmetic renovations! Well pump replaced (2024), Septic pumped (2023), Jetty Wall (2022) and updated plumbing are some of the many things that make this property a great vacation/fishing get-way or a great AirBnB Opportunity! Hop on the Ottoman Ferry to shop, eat, or enjoy all that Kilmarnock offers!
Highlights
Home typeSingle Family Residence
HeatingBaseboard, Electric
StatusActive
CoolingElectric, Window Unit(s)
Size740 sqft
Lot size0.478 Acres
Year built1934
MLS #2514023
WaterfrontNavigable Water, River Front, River Access, Water Access, Waterfront
Summary
- Full Bathrooms: 1
- Appliances: Electric Water Heater, Microwave, Oven, Refrigerator, Stove
- Basement: No
- Flooring Type: Wood
- Interior: Beamed Ceilings, Bedroom on Main Level, Eat-in Kitchen, French Door(s)/Atrium Door(s), Kitchen Island, Main Level Primary, Solid Surface Counters
- Total Bedroom Count: 1
- Private Pool: No
- Waterfront: Navigable Water, River Front, River Access, Water Access, Waterfront
- Exterior: Deck, Dock, Out Building(s), Porch
- Architectural Style: Bungalow, Cottage
- Heating: Baseboard, Electric
- Cooling: Electric, Window Unit(s)
- List Price: $299,950
- Price/SqFt: $405
- Annual Tax Amount: $465
- Tax Year: 2023
- Lot: Beach, Waterfront
- Year Built: 1934
- Stories: 1
- Living Area: 740 SqFt
- Lot Size: 0.478 Acres
- MLS Number: 2514023
- MLS Name: CVR
- Office Name: Providence Hill Real Estate
- Office Phone: (804) 512-4999
- Office Email: elliottgravitt@phrehomes.com
- Listing Agent: Cole Atkins
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/9/2025, 11:45:28 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$299,950
344 Cottage Cove Way
$3,562
closing credit¹
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Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $73,900 | $465 |
| 2022 | $73,900 | $- |
| 2021 | $73,900 | $- |
| 2020 | $73,900 | $- |
| 2018 | $68,700 | $- |
| 2017 | $68,700 | $- |
History based on county public records data.
Nearby schools
4
Middlesex Elementary School
Public District PK-5
5.8 mi
•823 Philpot Rd
2
Lancaster Primary School
Public District PK-3
8.8 mi
•36 Primary School Cir
5
Petsworth Elementary School
Public District PK-5
14.7 mi
•10658 George Washington Memorial Hwy
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $54,276. Typical income of Lancaster, VA residents is between $35k-100k annually. Most families are single, no kids. The majority of residents in this area have high school diploma education.
How much money do the neighbors make?
28%
<35k
50%
35k-100k
18%
100k-200k
4%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
44%
Single, No Kids
7%
Single, with Kids
42%
Married, No Kids
7%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
12%
<11 yrs old
5%
12-17 yrs old
12%
18-34 yrs old
41%
35-64 yrs old
30%
65+ yrs old
What do the neighbors do for fun?
Figure Skating
Hunting
NASCAR
Where do the neighbors shop?
Dollar General
Dillards
Wal-Mart
Where do the neighbors go to eat?
Applebees
Cracker Barrel
Hardee's
What do the neighbors drive?
Cadillac
Oldsmobile
Ram
What do the neighbors listen to?
Classic Country
News/Talk/Information
Oldies
All data provided by Home Junction and Claritas
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Frequently asked questions
About 344 Cottage Cove Way
The listing price of 344 Cottage Cove Way property is $299,950.
The property 344 Cottage Cove Way is a house located in Lancaster, Virginia, 22503.
Active Listing: 344 Cottage Cove Way is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 344 Cottage Cove Way are: Middlesex Elementary School (GreatSchools Rating 4/10), Lancaster Primary School (GreatSchools Rating 2/10), Petsworth Elementary School (GreatSchools Rating 5/10), St. Clare Walker Middle School (GreatSchools Rating 5/10), Lancaster Middle School (GreatSchools Rating 3/10), King & Queen Elementary School (GreatSchools Rating 5/10), Middlesex High School (GreatSchools Rating 6/10), Lancaster High School (GreatSchools Rating 6/10), West Point Middle/High (GreatSchools Rating 6/10).
According to the records, the last property tax for 2023 is $465 (source: MLS/based on county public records data).
The property at 344 Cottage Cove Way has 1 bedroom and 1 bathroom.
The property 344 Cottage Cove Way is 740 SqFt (source: MLS/tax record).
The year of construction for 344 Cottage Cove Way is 1934.
This home is located at 344 Cottage Cove Way in Lancaster, VA and zip code 22503. This 740 square foot home, which was built in 1934, sits on a 0.48 acre lot. Features: 1 bedroom, 1 bathroom. It has been listed on Rocket Homes since May 27, 2025 and is currently priced at $299,950.
In May 2025 more than 5 listings in Lancaster, VA were sold above the asking price. During the same period more than 5 listings were sold at asking price, while more than 6 were sold below. The inventory of homes for sale in Lancaster, VA between April and May 2025 increased by 11.9%. While the average time on the market in May 2025 was 26 days, the median list price was $412,000.
From Rocket Homes Real Estate and based on county public records data.