#MDAA2106152, Colleen M Smith, Listing Office: EXP Realty, LLC
3528 S River Ter Edgewater, MD 21037
Property details
About 3528 S River Ter
Don't miss this rare opportunity to own a charming waterfront retreat in the sought-after Loch Haven community! Boasting breathtaking views of the South River, this home is a true gem, complete with a brand-new pier featuring a 12,000 lb. remote-controlled boat lift. Enjoy full riparian rights, a unique benefit grandfathered in from the property's original sale in the 1950s. From the moment you step inside, you'll be captivated by expansive water views. The spacious family room is a showstopper, featuring wide-plank flooring, vaulted beamed ceilings, and a cozy fireplace, all framed by walls of glass that bring the outside in. The kitchen includes a new stove and refrigerator, along with ample cabinet space and granite countertops. Just off the kitchen, the patio offers the perfect space for outdoor entertaining while soaking in the serene waterfront setting. The adjacent dining room is equally impressive with vaulted ceilings, wood beams, abundant natural light from the windows that surround the space, and hardwood floors. The main-level primary suite is a peaceful retreat with a luxurious newly renovated bathroom, a walk-in closet, and a large window designed to maximize the view. Two additional bedrooms and another full bath complete this level. The fully finished walk-out lower level has been professionally waterproofed and offers a spacious recreation room, plus a utility room with workshop space.The exterior of the home is in the process of being updated with brand-new siding—photos of the planned enhancements are included in the listing photos. Located in the amenity-rich Loch Haven community, residents enjoy access to a private marina, boat ramp, sandy beach, tennis, pickleball, and basketball courts, as well as the scenic Farm Park. Conveniently located near Annapolis, Baltimore, and Washington D.C., this home is perfect for year-round living or an exceptional weekend escape. Schedule your private showing today and make this waterfront dream home yours!
Highlights
(ACTIVE)
Summary
- MLS Number: MDAA2108438
- MLS Name: BRIGHT
- Office Name: EXP Realty, LLC
- Office Phone: (888) 860-7369
- Office Email: md.broker@exprealty.net
- Listing Agent: Colleen M Smith
- Agent Phone: (443) 995-2409
- Agent Email: cmsrealtymd@gmail.com
Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.
BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors. ©2025 BrightMLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 3/14/2025, 12:21:00 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Get an agent. Get a mortgage. Save big.¹

$1,500,000
3528 S River Ter
$10,000
closing credit¹
Sell your home with Rocket and save even more!
Seller rebate
0.5% sale price²
Price information
Property sales
Date | Event | Price |
---|---|---|
Aug 07, 2019 | Home Sold | $755,000 |
Nov 09, 2004 | Home Sold | $950,000 |
Tax history
Year | Assessment | Property Tax |
---|---|---|
2024 | $758,200 | $7,854 |
2023 | $719,300 | $7,854 |
2022 | $719,300 | $7,516 |
2021 | $719,300 | $6,725 |
2020 | $723,900 | $8,054 |
2018 | $663,233 | $6,658 |
2017 | $632,900 | $6,546 |
History based on county public records data.
Nearby schools
9
Mayo Elementary School
Public District KG-5
2.0 mi
•1260 Mayo Ridge Rd
6
Edgewater Elementary School
Public District KG-5
2.1 mi
•121 Washington Rd
5
Central Elementary School
Public District KG-5
2.2 mi
•130 Stepney Ln
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $112,097. Typical income of Edgewater, MD residents is between $100k-200k annually. Typical family type is married, no kids. The majority of residents in this area have post secondary degree education.
Similar homes for sale
Frequently asked questions
About 3528 S River Ter
This home is located at 3528 S River Ter in Edgewater, MD and zip code 21037 in the Loch Haven Beach neighborhood. This 2,115 square foot home, which was built in 1959, sits on a 0.29 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 12, 2025 and is currently priced at $1,500,000.