$1,500,000

3528 S River Ter Edgewater, MD 21037

$10,000
Closing credit¹
3 beds
2 full, 1 partial
2,115 sqft
0.3 acres
$709 / sqft
House

Property details

About 3528 S River Ter

Don't miss this rare opportunity to own a charming waterfront retreat in the sought-after Loch Haven community! Boasting breathtaking views of the South River, this home is a true gem, complete with a brand-new pier featuring a 12,000 lb. remote-controlled boat lift. Enjoy full riparian rights, a unique benefit grandfathered in from the property's original sale in the 1950s. From the moment you step inside, you'll be captivated by expansive water views. The spacious family room is a showstopper, featuring wide-plank flooring, vaulted beamed ceilings, and a cozy fireplace, all framed by walls of glass that bring the outside in. The kitchen includes a new stove and refrigerator, along with ample cabinet space and granite countertops. Just off the kitchen, the patio offers the perfect space for outdoor entertaining while soaking in the serene waterfront setting. The adjacent dining room is equally impressive with vaulted ceilings, wood beams, abundant natural light from the windows that surround the space, and hardwood floors. The main-level primary suite is a peaceful retreat with a luxurious newly renovated bathroom, a walk-in closet, and a large window designed to maximize the view. Two additional bedrooms and another full bath complete this level. The fully finished walk-out lower level has been professionally waterproofed and offers a spacious recreation room, plus a utility room with workshop space.The exterior of the home is in the process of being updated with brand-new siding—photos of the planned enhancements are included in the listing photos. Located in the amenity-rich Loch Haven community, residents enjoy access to a private marina, boat ramp, sandy beach, tennis, pickleball, and basketball courts, as well as the scenic Farm Park. Conveniently located near Annapolis, Baltimore, and Washington D.C., this home is perfect for year-round living or an exceptional weekend escape. Schedule your private showing today and make this waterfront dream home yours!

Highlights

Home typeSingle Family Residence
HeatingHeat Pump
StatusActive
(ACTIVE)
CoolingCentral Air, Ceiling Fan(s)
Size2,115 sqft
BasementYes
Lot size0.29 Acres
Year built1959
ParkingDriveway
MLS #MDAA2108438
FireplaceBrick

Summary

  • MLS Number: MDAA2108438
  • MLS Name: BRIGHT
  • Office Name: EXP Realty, LLC
  • Office Phone: (888) 860-7369
  • Office Email: md.broker@exprealty.net
  • Listing Agent: Colleen M Smith
  • Agent Phone: (443) 995-2409
  • Agent Email: cmsrealtymd@gmail.com

IDX Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors. ©2025 BrightMLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 3/14/2025, 10:21:00 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Get an agent. Get a mortgage. Save big.¹

ranch-style home featuring a water view, brick siding, driveway, and a shingled roof

$1,500,000

3528 S River Ter

$10,000

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Aug 07, 2019
Home Sold
$755,000
Nov 09, 2004
Home Sold
$950,000

Tax history

YearAssessmentProperty Tax
2024$758,200$7,854
2023$719,300$7,854
2022$719,300$7,516
2021$719,300$6,725
2020$723,900$8,054
2018$663,233$6,658
2017$632,900$6,546

History based on county public records data.

Nearby schools

9

Mayo Elementary School

Public District KG-5

2.0 mi

1260 Mayo Ridge Rd

6

Edgewater Elementary School

Public District KG-5

2.1 mi

121 Washington Rd

5

Central Elementary School

Public District KG-5

2.2 mi

130 Stepney Ln

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $112,097. Typical income of Edgewater, MD residents is between $100k-200k annually. The majority of families are married, no kids. Typical level of education for residents in this area is post secondary degree.

How much money do the neighbors make?

11%
<35k
31%
35k-100k
40%
100k-200k
18%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

28%
Single, No Kids
8%
Single, with Kids
33%
Married, No Kids
31%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

16%
<11 yrs old
9%
12-17 yrs old
15%
18-34 yrs old
48%
35-64 yrs old
12%
65+ yrs old

What do the neighbors do for fun?

  • Skiing/snowboardingSkiing/snowboarding
  • Men's TennisMen's Tennis
  • SoccerSoccer

Where do the neighbors shop?

  • NordstromNordstrom
  • BloomingdalesBloomingdales
  • The Container StoreThe Container Store

Where do the neighbors go to eat?

  • California Pizza KitchenCalifornia Pizza Kitchen
  • Bonefish GrillBonefish Grill
  • StarbucksStarbucks

What do the neighbors drive?

  • BMWBMW
  • LexusLexus
  • AcuraAcura

What do the neighbors listen to?

  • Talk/PersonalityTalk/Personality
  • NewsNews
  • AlternativeAlternative
All data provided by Home Junction and Claritas

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Frequently asked questions

About 3528 S River Ter

This home is located at 3528 S River Ter in Edgewater, MD and zip code 21037 in the Loch Haven Beach neighborhood. This 2,115 square foot home, which was built in 1959, sits on a 0.29 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 12, 2025 and is currently priced at $1,500,000.

From Rocket Homes Real Estate and based on county public records data.

More resources

Housing market reports in Anne Arundel County