Redfin is joining Rocket

Discover how we're simplifying your journey home.

$729,000

3820 Treasure Cir Panama City Beach, FL 32408

5 beds
4 full
2,204 sqft
0.1 acres
$331 / sqft
House

Property details

About 3820 Treasure Cir

PRICE DROP!! Turn key duplex with proven rental history. Projections of $85K - 100K Two rental units, completely renovated. Sold fully furnished! The studio apartment sleeps four, with a kitchenette, Murphy bed and sitting area. Upstairs, over 2000 square feet, with two primary bedroom ensuites. Two more bedrooms share a Jack and Jill bathroom. The kitchen with its granite countertops and island, along with the family room and fireplace are the comfortable heart of the home! St. Andrew State Park, beautiful beaches and incredible dining are only minutes away! Improvements include: new solid metal roof, all new windows and doors, new and resurfaced railing and decks, new Heatpump upstairs, new mini split in the studio apartment, new water heaters, hooked up to city water and sewer

Highlights

Home typeSingle Family Residence
HeatingHeat Pump
StatusActive
Size2,204 sqft
Lot size0.15 Acres
Year built1983
MLS #969388
FireplaceFireplace
ViewCanal
Private poolYes

Summary

  • Full Bathrooms: 4
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Ice Maker, Electric Oven
  • Interior: Breakfast Bar, Vaulted Ceilings, Fireplace, Kitchen Island, Split Bedroom, Washer/Dryer Hookups
  • Fireplace: Fireplace
  • Total Bedroom Count: 5
  • Private Pool: Yes
  • View: Canal
  • Exterior: Fenced Back Yard, Shower
  • Architectural Style: Beach House
  • Heating: Heat Pump
  • List Price: $729,000
  • Price/SqFt: $330
  • Annual Tax Amount: $3,606
  • Tax Year: 2023
  • Lot: Corner Lot, Within 1/2 Mile to Water
  • Directions: Go south on Thomas Drive. Turn right on Flint, house is on the left.
  • Year Built: 1983
  • Stories: 2
  • Living Area: 2,204 SqFt
  • Lot Size: 0.15 Acres
  • MLS Number: 969388
  • MLS Name: Emerald Coast Association of REALTORS®
  • Office Name: Beachy Beach Real Estate
  • Office Email: karen@beachybeach.com
  • Listing Agent: Karen K Smith

IDX Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 8/1/2025, 5:20:36 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Nov 08, 2021
Home Sold
$270,000
May 24, 2004
Home Sold
$210,000
Mar 04, 2003
Home Sold
$153,000
Nov 01, 2002
Home Sold
$140,100
Feb 25, 2002
Home Sold
$175,000
Nov 01, 2001
Home Sold
$160,000
Nov 02, 2000
Home Sold
$318,000
Jul 10, 1997
Home Sold
$157,500
May 16, 1996
Home Sold
$87,500

Tax history

YearAssessmentProperty Tax
2023$316,202$3,606
2022$237,320$2,784
2021$110,941$2,784
2020$109,409$911
2018$150,840$1,455
2017$147,738$1,430

History based on county public records data.

Nearby schools

7

Patronis Elementary School

Public District KG-5

2.0 mi

7400 Patronis Dr

5

Lucille Moore Elementary School

Public District PK-5

3.8 mi

1900 Michigan Ave

1

St. Andrew School at Oakland Terrace

Public District PK-5

4.0 mi

2010 W 12th St

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $41,776. Residents of Panama City Beach, FL typically earn between $35k-100k each year. Typical family type is single, no kids. The most common level of education of people living in this area is high school diploma.

How much money do the neighbors make?

37%
<35k
49%
35k-100k
8%
100k-200k
6%
200k+

What level of education do the neighbors have?

No High School
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

57%
Single, No Kids
6%
Single, with Kids
28%
Married, No Kids
9%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

8%
<11 yrs old
4%
12-17 yrs old
23%
18-34 yrs old
44%
35-64 yrs old
21%
65+ yrs old

What do the neighbors do for fun?

  • Figure SkatingFigure Skating
  • Pro WrestlingPro Wrestling
  • College FootballCollege Football

Where do the neighbors shop?

  • KmartKmart
  • Family DollarFamily Dollar
  • Express/Express For MenExpress/Express For Men

Where do the neighbors go to eat?

  • Bob EvansBob Evans
  • Dominos PizzaDominos Pizza
  • SonicSonic

What do the neighbors drive?

  • BuickBuick
  • FordFord
  • KiaKia

What do the neighbors listen to?

  • OldiesOldies
  • New CountryNew Country
  • News/Talk/InformationNews/Talk/Information
All data provided by Home Junction and Claritas

Similar homes for sale

Frequently asked questions

About 3820 Treasure Cir

The listing price of 3820 Treasure Cir property is $729,000.

The property 3820 Treasure Cir is a house located in Panama City Beach, Florida, 32408.

Active Listing: 3820 Treasure Cir is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 3820 Treasure Cir are: Patronis Elementary School (GreatSchools Rating 7/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), St. Andrew School at Oakland Terrace (GreatSchools Rating 1/10), Jinks Middle School (GreatSchools Rating 2/10), Breakfast Point Academy (GreatSchools Rating 6/10), University Academy Sabl Inc (GreatSchools Rating 10/10), Rising Leaders Academy (GreatSchools Rating 5/10), Bay Virtual Franchise (GreatSchools Rating 6/10), Central High School (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $3,606 (source: MLS/based on county public records data).

The last sale was on November 8, 2021 for $270,000 (source: MLS/tax record).

The property at 3820 Treasure Cir has 5 bedrooms and 4 bathrooms.

The property 3820 Treasure Cir is 2,204 SqFt (source: MLS/tax record).

The year of construction for 3820 Treasure Cir is 1983.

This home is located at 3820 Treasure Cir in Panama City Beach, FL and zip code 32408 in the Treasure Island Section One neighborhood. This 2,204 square foot home, which was built in 1983, sits on a 0.15 acre lot. Features: 5 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since January 31, 2025 and is currently priced at $729,000.

Panama City Beach, FL housing market in July 2025 saw over 15 listings sold above listed price, more than 38 sold at listed price and over 125 sold below. The inventory of homes for sale in Panama City Beach, FL between June and July 2025 decreased by 5%. The median list price of listings available in July 2025 was $329,585, while the average time on the real estate market was 98 days.

From Rocket Homes Real Estate and based on county public records data.

More resources