#773639, Listing office: Local Insight Realty
$445,000 List price
3840 Heartwood St Panama City, FL 32404
5 beds
3 full, 1 partial
2,763 sqft
0.2 acres
$161 / sqft
House
Property details
About 3840 Heartwood St
Welcome to Your Dream Home in College Station!Centrally located between both the Navy and Air Force bases, this stunning 5-bedroom, 3.5-bathroom home offers the perfect blend of convenience, space, and luxury. With approximately 2,763 square feet of living space and a spacious 2-car garage, this home truly has it all!Step inside and be greeted by an elegant entryway that leads into a spacious, open-concept living area. The main floor features beautiful, low-maintenance luxury vinyl plank (LVP) flooring throughout, while plush carpeting adds comfort to the upstairs bedrooms. This home also has gorgeous granite countertops that add a touch of sophistication to the kitchen and baths.The thoughtfully designed floor plan includes a spacious master suite on the first floor, providing privacy and ease of access. Upstairs, you'll find four additional bedrooms -- one with its own private ensuite bathroom, ideal for guests or a teen suite, and the other three sharing a third full bathroom.Situated on a large, fully fenced lot that backs to a tranquil wooded area, this home offers exceptional privacy and outdoor enjoyment. The newly added 13' x 13.5' screened-in back patio is perfect for relaxing or entertaining, bug-free.Located in the desirable College Station subdivision, you're just minutes from top-rated schools, shopping, dining, and both military bases. Loaded with upgrades and move-in ready, this home is a must-see!
Highlights
Home typeSingle Family Residence
HeatingCentral, Electric
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size2,763 sqft
Lot size0.24 Acres
Year built2022
ParkingAttached, Driveway, Garage, Garage Door Opener
MLS #773919
Attached garage2 spaces
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 3
- Appliances: Dishwasher, Electric Range, Microwave
- Interior: Breakfast Bar, High Ceilings, Pantry, Recessed Lighting, Split Bedrooms, Entrance Foyer
- Total Bedroom Count: 5
- Garage Space: 2 spaces
- Attached Garage: Yes
- Parking: Attached, Driveway, Garage, Garage Door Opener
- Exterior: Sprinkler/Irrigation, Patio
- Architectural Style: Craftsman
- Heating: Central, Electric
- Cooling: Central Air, Ceiling Fan(s), Electric
- List Price: $445,000
- Price/SqFt: $161
- HOA Amount: $150 Quarterly
- Annual Tax Amount: $508
- Tax Year: 2022
- Lot: Cleared
- Directions: North on 231 to Pipeline Rd, turn right on Pipeline road, turn Left on E39th st... Follow down to see the new community, take a right on Heartwood and home is down on the left side of the road, look for sign.
- Year Built: 2022
- Living Area: 2,763 SqFt
- Lot Size: 0.24 Acres
- MLS Number: 773919
- MLS Name: BCAR
- Office Name: Coldwell Banker Realty
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/30/2025, 11:45:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Oct 21, 2022 | Home Sold | $418,200 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $339,688 | $- |
| 2022 | $44,021 | $508 |
| 2021 | $42,944 | $508 |
History based on county public records data.
Nearby schools
9
North Bay Haven Charter Academy Elementary School
Public Charter KG-5
1.4 mi
•1 Buccaneer Dr
4
Tommy Smith Elementary School
Public District PK-5
2.1 mi
•5044 Tommy Smith Dr
6
Bay Haven Charter Academy
Public Charter KG-5
2.5 mi
•2501 Hawks Landing Blvd
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $66,142. The majority of Panama City, FL residents have income between $35k-100k annually. The most common type of family is single, no kids. Typical level of education for residents in this area is high school diploma.
How much money do the neighbors make?
23%
<35k
54%
35k-100k
21%
100k-200k
2%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
34%
Single, No Kids
10%
Single, with Kids
29%
Married, No Kids
27%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
13%
<11 yrs old
7%
12-17 yrs old
31%
18-34 yrs old
40%
35-64 yrs old
9%
65+ yrs old
What do the neighbors do for fun?
Hunting
Monster Trucks
NASCAR
Where do the neighbors shop?
Academy Sports & Outdoors
Wal-Mart
Bass Pro Shops
Where do the neighbors go to eat?
Jimmy Johns
Hardee's
Applebees
What do the neighbors drive?
Chevrolet
Ram
GMC
What do the neighbors listen to?
New Country
Classic Country- Country
All data provided by Home Junction and Claritas
Similar homes for sale
Frequently asked questions
About 3840 Heartwood St
The listing price of 3840 Heartwood St property is $445,000.
The property 3840 Heartwood St is a house located in Panama City, Florida, 32404.
Active Listing: 3840 Heartwood St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 3840 Heartwood St are: North Bay Haven Charter Academy Elementary School (GreatSchools Rating 9/10), Tommy Smith Elementary School (GreatSchools Rating 4/10), Bay Haven Charter Academy (GreatSchools Rating 6/10), North Bay Haven Charter Academy Middle School (GreatSchools Rating 8/10), Merritt Brown Middle School (GreatSchools Rating 3/10), Bay Haven Charter Middle School (GreatSchools Rating 6/10), North Bay Haven Career Academy (GreatSchools Rating 9/10), A Crawford Mosley High School (GreatSchools Rating 6/10), Rutherford High School (GreatSchools Rating 3/10).
According to the records, the last property tax for 2022 is $508 (source: MLS/based on county public records data).
The last sale was on October 21, 2022 for $418,200 (source: MLS/tax record).
The property at 3840 Heartwood St has 5 bedrooms and 3 full and 1 half bathrooms.
The property 3840 Heartwood St is 2,763 SqFt (source: MLS/tax record).
The year of construction for 3840 Heartwood St is 2022.
This home is located at 3840 Heartwood St in Panama City, FL and zip code 32404 in the Saint Andrews Bay neighborhood. This 2,763 square foot home, which was built in 2022, sits on a 0.24 acre lot. Features: 5 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since June 27, 2025 and is currently priced at $445,000.
Over 26 listings were sold over their listed price in June 2025 in Panama City, FL. In the same period over 144 listings were sold below the listed price and 47 listings were sold for the listed price. The number of homes for sale in Panama City, FL decreased by 2.4% between May and June 2025. While the average time on the market in June 2025 was 78 days, the median list price was $330,871.
From Rocket Homes Real Estate and based on county public records data.