$739,000

386 Charlotte Dr Lake Lure, NC 28746

$8,776
Closing credit¹
3 beds
2 full
842 sqft
$878 / sqft
House

Property details

About 386 Charlotte Dr

Lake Lure Lifestyle - Create cherished memories in this adorable classic lakefront cottage with a boathouse and electric lift. Move in ready! Two bedrooms and one bathroom on the main level; a private one-bedroom en suite on the lower level. Spacious kitchen with modern stainless-steel appliances and plenty of cabinet space. Enjoy a view of Charlotte Cove from the light-filled sunroom. Terraced gardens flank the cottage from street level to the seawall. Entertain on the boathouse rooftop deck with chairs, loungers, tables, grill, and fire pit. Few steps to the water's edge from the home! This property, also known as The Chill Out Cottage, was a successful short-term rental property in 2024. All furnishings and fixtures are included. A home inspection was performed in December 2024. Prime location is 5 minutes from Ingles, Starbucks, pharmacy, and restaurants. Across the street is arguably the best restaurant in town - Appalachia restaurant in the Lodge on Lake Lure.

Highlights

Home typeSingle Family Residence
HeatingDuctless
StatusAccepting Backup Offers
(Active Under Contract)
CoolingDuctless
Size842 sqft
BasementYes
Year built1950
ParkingOn Street
MLS #4243740
WaterfrontBoat House, Boat Lift, Seawall, Dock
ViewWater

Summary

  • Full Bathrooms: 2
  • Appliances: Dishwasher, Electric Water Heater, Gas Range, Microwave, Washer/Dryer
  • Basement: Yes
  • Flooring Type: Laminate
  • Interior: Breakfast Bar
  • Total Bedroom Count: 3
  • Parking: On Street
  • Waterfront: Boat House, Boat Lift, Seawall, Dock
  • View: Water
  • Exterior: Outdoor Shower, Rooftop Terrace
  • Architectural Style: Cabin
  • Heating: Ductless
  • Cooling: Ductless
  • List Price: $739,000
  • Price/SqFt: $877
  • Annual Tax Amount: $4,286
  • Tax Year: 2024
  • Directions: GPS will navigate to the property. I-26 East to Exit 67. Follow signs for US-74E/Rutherfordton. Go 1.1 miles and take exit 163. Turn left on NC-108 E. In 3.3 miles, turn left onto NC-9N. Drive 9 miles and turn right onto US-64 E/US-74 ALT E. Turn left onto Charlotte Drive in 0.8 miles. House will be on the right side of road.
  • Year Built: 1950
  • Living Area: 842 SqFt
  • MLS Number: 4243740
  • Office Name: Blue Ridge Real Estate
  • Office Email: larry@blueridgerealestate.com

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Get an agent. Get a mortgage. Save big.¹

386 Charlotte Dr, Lake Lure, NC 28746 - rear view of property featuring a wooden deck

$739,000

386 Charlotte Dr

$8,776

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Dec 16, 2019
Home Sold
$395,000

Tax history

YearAssessmentProperty Tax
2024$527,500$4,286
2023$527,500$3,290
2022$291,000$3,290
2021$291,000$3,290
2020$286,800$2,924
2018$331,400$3,204
2017$331,400$3,018

History based on county public records data.

Nearby schools

6

Sunny View Elementary School

Public District PK-5

3.8 mi

86 Sunny View School Rd

6

Polk Central Elementary School

Public District PK-5

10.2 mi

2141 S NC 9 Hwy

2

Edneyville Elementary School

Public District PK-5

10.7 mi

2875 Pace Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $40,000. Residents of Lake Lure, NC typically earn less than $<35k each year. Most families are single, no kids. Most residents in this area have high school diploma education.

How much money do the neighbors make?

46%
<35k
41%
35k-100k
9%
100k-200k
4%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

46%
Single, No Kids
7%
Single, with Kids
39%
Married, No Kids
8%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

9%
<11 yrs old
4%
12-17 yrs old
13%
18-34 yrs old
43%
35-64 yrs old
31%
65+ yrs old

What do the neighbors do for fun?

  • Figure SkatingFigure Skating
  • HuntingHunting
  • NASCARNASCAR

Where do the neighbors shop?

  • Dollar GeneralDollar General
  • Wal-MartWal-Mart
  • DillardsDillards

Where do the neighbors go to eat?

  • ApplebeesApplebees
  • Hardee'sHardee's
  • Cracker BarrelCracker Barrel

What do the neighbors drive?

  • CadillacCadillac
  • RamRam
  • OldsmobileOldsmobile

What do the neighbors listen to?

  • Classic CountryClassic Country
  • News/Talk/InformationNews/Talk/Information
  • OldiesOldies
All data provided by Home Junction and Claritas

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Frequently asked questions

About 386 Charlotte Dr

The listing price of 386 Charlotte Dr property is $739,000.

The property 386 Charlotte Dr is a house located in Lake Lure, North Carolina, 28746.

Accepting Backup Offers: 386 Charlotte Dr is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.

The nearby schools for 386 Charlotte Dr are: Sunny View Elementary School (GreatSchools Rating 6/10), Polk Central Elementary School (GreatSchools Rating 6/10), Edneyville Elementary School (GreatSchools Rating 2/10), Polk County Middle School (GreatSchools Rating 6/10), Apple Valley Middle School (GreatSchools Rating 4/10), Cane Creek Middle School (GreatSchools Rating 7/10), Lake Lure Classical Academy (GreatSchools Rating 6/10), Polk County High School (GreatSchools Rating 6/10), Polk County Early College (GreatSchools Rating 9/10).

According to the records, the last property tax for 2024 is $4,286 (source: MLS/based on county public records data).

The last sale was on December 16, 2019 for $395,000 (source: MLS/tax record).

The property at 386 Charlotte Dr has 3 bedrooms and 2 bathrooms.

The property 386 Charlotte Dr is 842 SqFt (source: MLS/tax record).

The year of construction for 386 Charlotte Dr is 1950.

This home is located at 386 Charlotte Dr in Lake Lure, NC and zip code 28746. This 842 square foot home was built in 1950. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 1, 2025 and is currently priced at $739,000.

In May 2025, from all listings sold in Lake Lure, NC there were more than 1 sold above asking price, over 2 sold below and more than 0 were sold right at the asked price. Between April and May 2025, Lake Lure, NC real estate market has seen increase in the number of listings by 10.5%. While the average time on the market in May 2025 was 33 days, the median list price was $515,000.

From Rocket Homes Real Estate and based on county public records data.

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