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$449,000

3905 Southern Vista Loop Saint Cloud, FL 34772

4 beds
3 full
2,077 sqft
0.1 acres
$216 / sqft
House

Property details

About 3905 Southern Vista Loop

**VA Assumable Loan for Eligible Buyers!** Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud! This spacious single-story layout offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft., all thoughtfully designed with comfort and style in mind. Step inside to soaring 9-foot ceilings, 8-foot doors, lovely luxury vinyl plank flooring, and an open-concept floor plan that flows effortlessly from living to dining—perfect for entertaining or everyday living. The modern kitchen is a chef’s delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, a breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with a spa-like en-suite bathroom featuring a garden tub, separate walk-in shower, dual sinks, water closet, and a generous walk-in closet. A private guest or in-law suite with its own en-suite bath provides a perfect space for visitors or multigenerational living. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home’s inviting curb appeal. The fully fenced backyard offers serene water views through a decorative see-through vinyl fence—ideal for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities, including a pool, two playgrounds, and scenic ponds, this home offers an excellent value, with low HOA fees and no CDD. With convenient access to the Florida Turnpike and Hwy 192, you're minutes from shopping, dining, golf, medical facilities, and all that vibrant Central Florida has to offer.

Highlights

Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCentral Air
Size2,077 sqft
Lot size0.13 Acres
Year built2023
ParkingDriveway, Garage Door Opener
MLS #O6320918
Attached garage2 spaces
ViewWater

Virtual tour

Summary

  • Full Bathrooms: 3
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Flooring Type: Carpet, Luxury Vinyl
  • Interior: Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Total Bedroom Count: 4
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Private Pool: No
  • Parking: Driveway, Garage Door Opener
  • View: Water
  • Exterior: Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
  • Architectural Style: Ranch
  • Heating: Central
  • Cooling: Central Air
  • List Price: $449,000
  • Price/SqFt: $216
  • HOA Amount: $315 Quarterly
  • Annual Tax Amount: $949
  • Tax Year: 2023
  • Lot: Landscaped, Level, Sidewalk, Paved
  • Directions: Take Florida's Tpke from US-441 S/US-92 W/Hwy 17 S/S Orange Blossom Trl (2.7 miles). Follow Florida's Tpke to Clay Whaley Rd/Kissimmee Park Rd in St. Cloud. Take exit 240 from Florida's Tpke (15.4 miles) Take Nolte Road to Southern Vista Loop. Turn onto Southern Vista Loop, the property will be on your left at 3905 Southern Vista Loop.
  • Year Built: 2023
  • Stories: 1
  • Living Area: 2,077 SqFt
  • Lot Size: 0.13 Acres
  • MLS Number: O6320918
  • MLS Name: MFRMLS
  • Office Name: BHHS FLORIDA REALTY
  • Office Phone: (407) 406-5300
  • Listing Agent: Tricia Gonzalez

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IDX Copyright 2025 My Florida Regional Multiple Listing Service DBA Stellar MLS. The real estate listing data marked with this icon comes from the IDX program of the Stellar MLS system. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided exclusively for consumers’ personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Properties displayed may be listed or sold by various participants in the MLS.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/18/2025, 4:34:35 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Jan 19, 2024
Home Sold
$445,000

Tax history

YearAssessmentProperty Tax
2023$60,000$949
2022$45,000$810
2021$25,000$810

History based on county public records data.

Nearby schools

5

Michigan Avenue Elementary School

Public District PK-5

1.1 mi

2015 Michigan Ave

6

Hickory Tree Elementary School

Public District PK-5

1.2 mi

2355 Old Hickory Tree Rd

3

Creative Inspiration Journey School of St Cloud

Public Charter KG-5

1.7 mi

2030 Old Hickory Tree Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $61,736. Most Saint Cloud, FL residents have annual incomes between $35k-100k. The majority of families are married, with kids. Typical level of education for residents in this area is post secondary degree.

How much money do the neighbors make?

23%
<35k
58%
35k-100k
16%
100k-200k
3%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

25%
Single, No Kids
16%
Single, with Kids
29%
Married, No Kids
30%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

16%
<11 yrs old
10%
12-17 yrs old
21%
18-34 yrs old
43%
35-64 yrs old
10%
65+ yrs old

What do the neighbors do for fun?

  • College FootballCollege Football
  • MotocrossMotocross
  • Extreme SportsExtreme Sports

Where do the neighbors shop?

  • Express/Express For MenExpress/Express For Men
  • GameStopGameStop
  • Academy Sports & OutdoorsAcademy Sports & Outdoors

Where do the neighbors go to eat?

  • SonicSonic
  • Little CaesarsLittle Caesars
  • Cracker BarrelCracker Barrel

What do the neighbors drive?

  • KiaKia
  • JeepJeep
  • ChevroletChevrolet

What do the neighbors listen to?

  • New CountryNew Country
  • CountryCountry
  • Classic CountryClassic Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 3905 Southern Vista Loop

The listing price of 3905 Southern Vista Loop property is $449,000.

The property 3905 Southern Vista Loop is a house located in Saint Cloud, Florida, 34772.

Active Listing: 3905 Southern Vista Loop is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 3905 Southern Vista Loop are: Michigan Avenue Elementary School (GreatSchools Rating 5/10), Hickory Tree Elementary School (GreatSchools Rating 6/10), Creative Inspiration Journey School of St Cloud (GreatSchools Rating 3/10), Saint Cloud Middle School (GreatSchools Rating 5/10), Canoe Creek K-8 School (GreatSchools Rating 9/10), Mater Academy at St Cloud (GreatSchools Rating 5/10), Saint Cloud High School (GreatSchools Rating 4/10), Osceola Virtual Franchise (Secondary) (GreatSchools Rating 8/10), Zenith Accelerated Academy (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $949 (source: MLS/based on county public records data).

The last sale was on January 19, 2024 for $445,000 (source: MLS/tax record).

The property at 3905 Southern Vista Loop has 4 bedrooms and 3 bathrooms.

The property 3905 Southern Vista Loop is 2,077 SqFt (source: MLS/tax record).

The year of construction for 3905 Southern Vista Loop is 2023.

This home is located at 3905 Southern Vista Loop in Saint Cloud, FL and zip code 34772. This 2,077 square foot home, which was built in 2023, sits on a 0.13 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since July 16, 2025 and is currently priced at $449,000.

Saint Cloud, FL housing market in June 2025 saw over 15 listings sold above listed price, more than 26 sold at listed price and over 25 sold below. The number of homes for sale in Saint Cloud, FL increased by 1.6% between May and June 2025. In June 2025, listings were on the market for 63 days. During the same period, the median list price in this real estate market was $365,000.

From Rocket Homes Real Estate and based on county public records data.

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