Video tour
$5,403 Closing Credit¹
#760258, Listing Office: Beachy Beach Real Estate
$629,900 List price
3909 Ray St Panama City Beach, FL 32408
$7,480
Closing credit¹
2 beds
3 full
1,368 sqft
0.2 acres
$460 / sqft
House
Property details
About 3909 Ray St
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Discover this must-see 2-bedroom, 3-bathroom home with a detached heated and cooled 608SQ FT ADU on the east end of Panama City Beach! Perfectly situated for a primary residence, vacation home, or short-term rental, this property is just a short walk from the beach, as well as local restaurants and shops.The recently renovated kitchen features stylish shaker cabinets, quartz countertops, and stainless-steel appliances. Upstairs, you'll find two bedrooms and two full bathrooms, along with an additional flexible space that can serve as a second living area, office, or game room.Relax on the spacious wraparound balcony and patio, or unwind in the hot tub after a long day. The backyard ADU provides extra living or sleeping space--ideal for guests, a mother-in-law suite, or rental income. With the ADU renovation complete, this home comes fully furnished, making it a fantastic opportunity for anyone looking to start or expand their short-term rental portfolio!
Highlights
Home typeSingle Family Residence
HeatingCentral, Electric
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size1,368 sqft
Lot size0.18 Acres
Year built1983
ParkingAdditional Parking, Driveway
MLS #762934
Summary
- MLS Number: 762934
- MLS Name: BCAR
- Office Name: High Tide Realty
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 3/3/2025, 11:55:51 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$629,900
3909 Ray St
$7,480
closing credit¹
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Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Mar 03, 2023 | Home Sold | $408,200 |
| Jul 30, 2014 | Home Sold | $164,900 |
| Aug 28, 2003 | Home Sold | $135,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $151,433 | $1,445 |
| 2022 | $147,022 | $1,299 |
| 2021 | $142,740 | $1,299 |
| 2020 | $140,769 | $1,293 |
| 2018 | $135,038 | $1,257 |
| 2017 | $132,261 | $1,235 |
History based on county public records data.
Nearby schools
7
Patronis Elementary School
Public District KG-5
1.0 mi
•7400 Patronis Dr
5
Lucille Moore Elementary School
Public District PK-5
4.0 mi
•1900 Michigan Ave
1
St. Andrew School at Oakland Terrace
Public District PK-5
4.6 mi
•2010 W 12th St
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $68,601. The majority of Panama City Beach, FL residents have income between $35k-100k annually. The majority of families are single, no kids. The most common level of education of people living in this area is post secondary degree.
How much money do the neighbors make?
24%
<35k
43%
35k-100k
28%
100k-200k
5%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
54%
Single, No Kids
10%
Single, with Kids
28%
Married, No Kids
8%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
10%
<11 yrs old
5%
12-17 yrs old
26%
18-34 yrs old
46%
35-64 yrs old
13%
65+ yrs old
What do the neighbors do for fun?
Soccer
Continuing Education Courses
Horse Races
Where do the neighbors shop?
Forever 21
Express/Express For Men
Stein Mart
Where do the neighbors go to eat?
Dominos Pizza
Qdoba
LongHorn Steakhouse
What do the neighbors drive?
Mazda
Volkswagen
Buick
What do the neighbors listen to?
Rhythmic Contemporary Hits
Urban Contemporary
Contemporary Inspirational
All data provided by Home Junction and Claritas
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Frequently asked questions
About 3909 Ray St
This home is located at 3909 Ray St in Panama City Beach, FL and zip code 32408 in the Holiday Beach neighborhood. This 1,368 square foot home, which was built in 1983, sits on a 0.18 acre lot. Features: 2 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since October 1, 2024 and is currently priced at $629,900.
In February 2025, from all listings sold in Panama City Beach, FL there were more than 5 sold above asking price, over 98 sold below and more than 36 were sold right at the asked price. The number of listings in Panama City Beach, FL increased by 6.1% between January and February 2025. In February 2025, listings were on the market for 87 days. During the same period, the median list price in this real estate market was $337,016.
From Rocket Homes Real Estate and based on county public records data.