#767774, Listing office: Counts Real Estate Group Inc
$598,000 List price
3909 Ray St Panama City, FL 32408
2 beds
3 full
1,368 sqft
0.2 acres
$437 / sqft
House
Property details
About 3909 Ray St
Turnkey Beachside Retreat!Beachgoers and investors- Discover this FULLY FURNISHED, 2 bedroom/3 bathroom vacation property! Complete with beds, bunks and a 600+ sq ft mother-in-law quarters with personal driveway. You will find this property on the East end of PCB, south of Grand Lagoon, in the Holiday Beach area. Property features a main house with 6 beds, a modern kitchen with quartz countertops, sleek shaker cabinets, SS appliances and a relaxing living area, optimal for a lucrative short-term vacation rental as well as a personal escape. Separate mother-in-law quarters is equipped with a full kitchen and bathroom, which offers additional flexibility for guests, as well as the opportunity for additional short-term or even long-term rental income! Enjoy the Florida sunshine from the beautiful upstairs balcony, in the hot tub, or on the front patio. Located steps from the beach, local eateries and just a short drive to Pier Park, this beach house is ideally positioned for investment-minded buyers, those seeking a holiday home or a coastal cottage to call their own!
Highlights
Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCentral Air, Ceiling Fan(s)
Size1,368 sqft
Lot size0.18 Acres
Year built1983
ParkingDriveway
MLS #771619
Summary
- Full Bathrooms: 3
- Appliances: Convection Oven, Washer/Dryer Stacked, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Gas Water Heater, Refrigerator, Range Hood
- Interior: Additional Living Quarters, Breakfast Bar, In-Law Floorplan, Kitchen Island
- Total Bedroom Count: 2
- Parking: Driveway
- Exterior: Balcony, Patio
- Architectural Style: Coastal
- Heating: Central
- Cooling: Central Air, Ceiling Fan(s)
- List Price: $598,000
- Price/SqFt: $437
- Directions: From Navy Blvd and Thomas Drive Proceed West on Thomas Drive, Right on Raven St, Left on Sunset Ave, Right on Ray St.
- Year Built: 1983
- Living Area: 1,368 SqFt
- Lot Size: 0.18 Acres
- MLS Number: 771619
- MLS Name: BCAR
- Office Name: CENTURY 21 Commander Realty
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/22/2025, 8:45:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
We're sorry, we currently don't have tax history data for this listing.
Nearby schools
7
Patronis Elementary School
Public District KG-5
1.0 mi
•7400 Patronis Dr
5
Lucille Moore Elementary School
Public District PK-5
4.0 mi
•1900 Michigan Ave
1
St. Andrew School at Oakland Terrace
Public District PK-5
4.6 mi
•2010 W 12th St
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $68,601. The most common annual income of people living in Panama City, FL is between $35k-100k. Most families are single, no kids. The most common level of education of people living in this area is post secondary degree.
How much money do the neighbors make?
24%
<35k
43%
35k-100k
28%
100k-200k
5%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
54%
Single, No Kids
10%
Single, with Kids
28%
Married, No Kids
8%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
10%
<11 yrs old
5%
12-17 yrs old
26%
18-34 yrs old
46%
35-64 yrs old
13%
65+ yrs old
What do the neighbors do for fun?
Soccer
Continuing Education Courses
Horse Races
Where do the neighbors shop?
Forever 21
Express/Express For Men
Stein Mart
Where do the neighbors go to eat?
Dominos Pizza
Qdoba
LongHorn Steakhouse
What do the neighbors drive?
Mazda
Volkswagen
Buick
What do the neighbors listen to?
Rhythmic Contemporary Hits
Urban Contemporary
Contemporary Inspirational
All data provided by Home Junction and Claritas
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Frequently asked questions
About 3909 Ray St
The listing price of 3909 Ray St property is $598,000.
The property 3909 Ray St is a house located in Panama City, Florida, 32408.
Active Listing: 3909 Ray St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 3909 Ray St are: Patronis Elementary School (GreatSchools Rating 7/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), St. Andrew School at Oakland Terrace (GreatSchools Rating 1/10), Breakfast Point Academy (GreatSchools Rating 6/10), Jinks Middle School (GreatSchools Rating 2/10), University Academy Sabl Inc (GreatSchools Rating 10/10), J.R. Arnold High School (GreatSchools Rating 5/10), Rising Leaders Academy (GreatSchools Rating 5/10), Central High School (GreatSchools Rating 2/10).
The property at 3909 Ray St has 2 bedrooms and 3 bathrooms.
The property 3909 Ray St is 1,368 SqFt (source: MLS/tax record).
The year of construction for 3909 Ray St is 1983.
This home is located at 3909 Ray St in Panama City, FL and zip code 32408 in the Holiday Beach neighborhood. This 1,368 square foot home, which was built in 1983, sits on a 0.18 acre lot. Features: 2 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since May 1, 2025 and is currently priced at $598,000.
In June 2025 more than 26 listings in Panama City, FL were sold above the asking price. During the same period more than 47 listings were sold at asking price, while more than 144 were sold below. Between May and June 2025, Panama City, FL real estate market has seen decrease in the number of listings by 2.4%. In June 2025, listings were on the market for 78 days. During the same period, the median list price in this real estate market was $330,871.
From Rocket Homes Real Estate and based on county public records data.