$3,194 Closing Credit¹
#1295556, Listing office: Elevate Real Estate
$387,000 List price
395 Church St Spencer, TN 38585
$4,596
Closing credit¹
4 beds
3 full
2,772 sqft
1.3 acres
$140 / sqft
House
Property details
About 395 Church St
Step back in time to a small town in Tennessee, located just an hour from Chattanooga and 2 hrs from Nashville. Spencer is 15-miles from beautiful Fall Creek Falls State Park. The house sits on 3 lots equaling 1.32 ac+/- and is a completely remodeled 4 bd 3 ba w/2 large family flex spaces, 2 gas fireplaces., updated kitchen with butcher block countertops, new appliances and cabinets. The kitchen extends through the French doors to the outside and enjoy the breeze where entertaining will happen from either of the large front deck or even larger rear deck. This home features new flooring, paint, and tile showers. Rooms are spacious. Two car attached garage. Conveniently located to HWY 111 and access from two streets, front & rear. The house boasts 2772 SQFT, plus the partially finished basement. Home will feature a clawfoot soaker tub.. See this beauty today! Additional photos to be added soon.
Highlights
Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCentral Air
Size2,772 sqft
BasementYes
Lot size1.32 Acres
Year built1986
ParkingAttached
MLS #2815597
Attached garage2 spaces
Summary
- Full Bathrooms: 3
- Appliances: Electric Oven, Electric Range, Dishwasher
- Basement: Yes
- Flooring Type: Wood, Tile
- Interior: Primary Bedroom Main Floor
- Total Bedroom Count: 4
- Garage Space: 2 spaces
- Attached Garage: Yes
- Private Pool: No
- Parking: Attached
- Architectural Style: Ranch
- Heating: Central
- Cooling: Central Air
- List Price: $387,000
- Price/SqFt: $139
- Annual Tax Amount: $938
- Tax Year: 2023
- Lot: Cleared
- Directions: From PCCH: S onto HWY 111 to Spencer. R onto 577/Sparta St. L onto College St. See Sign on Right.
- Year Built: 1986
- Living Area: 2,772 SqFt
- Lot Size: 1.32 Acres
- MLS Number: 2815597
- MLS Name: REALTRAC
- Office Name: First Realty Company
- Listing Agent: Lisa Will-Yoder
Listings courtesy of RealTracs Middle Tennessee Regional MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
© 2025 of the REALTRACS MLS. All rights Reserved.
The data relating to this real estate for sale on this websites comes in part courtesy of the IDX program of the REALTRACS MLS. Real estate listings held by brokerage firms other than this broker are marked with the REALTRACS IDX Logo. REALTRACS and this broker deem all information reliable but not guaranteed, and should be independently verified. REALTRACS and this broker assume no responsibility for typographical errors, misprints or misinformation.
REALTRACS, this broker and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/4/2025, 8:33:27 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$387,000
395 Church St
$4,596
closing credit¹
Sell your home with Rocket and save even more!
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Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $39,100 | $938 |
| 2022 | $39,100 | $938 |
| 2021 | $39,100 | $938 |
| 2020 | $39,100 | $938 |
| 2019 | $32,500 | $897 |
| 2018 | $32,500 | $627 |
History based on county public records data.
Nearby schools
6
Spencer Elementary School
Public District PK-5
0.4 mi
•311 Sparta St
6
Doyle Elementary School
Public District PK-5
7.6 mi
•174 W Gooseneck Rd
4
Woodland Park Elementary School
Public District PK-5
11.2 mi
•88 Panther Dr
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $31,735. Residents of Spencer, TN typically earn less than $<35k each year. Residents typically live in married, no kids family. The majority of residents in this area have high school diploma education.
How much money do the neighbors make?
56%
<35k
39%
35k-100k
5%
100k-200k
0%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
34%
Single, No Kids
11%
Single, with Kids
37%
Married, No Kids
18%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
12%
<11 yrs old
7%
12-17 yrs old
15%
18-34 yrs old
48%
35-64 yrs old
18%
65+ yrs old
What do the neighbors do for fun?
NASCAR
Monster Trucks
Hunting
Where do the neighbors shop?
Dollar General
Wal-Mart
Bass Pro Shops
Where do the neighbors go to eat?
Hardee's
Jimmy Johns
Applebees
What do the neighbors drive?
GMC
Chevrolet
Ram
What do the neighbors listen to?
Classic Country- Country
New Country
All data provided by Home Junction and Claritas
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Frequently asked questions
About 395 Church St
The listing price of 395 Church St property is $387,000.
The property 395 Church St is a house located in Spencer, Tennessee, 38585.
Active Listing: 395 Church St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 395 Church St are: Spencer Elementary School (GreatSchools Rating 6/10), Doyle Elementary School (GreatSchools Rating 6/10), Woodland Park Elementary School (GreatSchools Rating 4/10), Eastside Elementary School (GreatSchools Rating 3/10), White County Middle School (GreatSchools Rating 6/10), Warren County Middle School (GreatSchools Rating 4/10), Van Buren County High School (GreatSchools Rating 5/10), White County High School (GreatSchools Rating 8/10), Bledsoe County High School (GreatSchools Rating 4/10).
According to the records, the last property tax for 2023 is $938 (source: MLS/based on county public records data).
The property at 395 Church St has 4 bedrooms and 3 bathrooms.
The property 395 Church St is 2,772 SqFt (source: MLS/tax record).
The year of construction for 395 Church St is 1986.
This home is located at 395 Church St in Spencer, TN and zip code 38585. This 2,772 square foot home, which was built in 1986, sits on a 1.32 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 9, 2025 and is currently priced at $387,000.
While more than 4 listings in Spencer, TN in May 2025 were sold above asking price, there were more than 0 listings sold at asking price, and more than 6 were sold below. The number of listings in Spencer, TN increased by 2.6% between April and May 2025. In May 2025 median list price was $296,500 and the average listing age was 107 days.
From Rocket Homes Real Estate and based on county public records data.