$1,299,000

40149 Main St Waterford, VA 20197

$10,000
Closing credit¹
5 beds
2 full
2,808 sqft
0.8 acres
$463 / sqft
House

Property details

About 40149 Main St

The "Bank House" – Circa 1806 Located in the heart of historic Waterford, "The Bank House" is a stunning example of Federal architecture dating back to 1806. Carefully restored over the years, this home retains its original woodworking, hardware, and wide-plank floors while seamlessly incorporating modern comforts. Stepping into the grand foyer, you'll be welcomed by high ceilings and a beautifully crafted staircase. The modern eat-in kitchen, designed for both style and practicality, opens to a mudroom and back porch, creating a bright and airy living space. The large dining room, complete with a wood-burning fireplace, flows into the elegant paneled library with wood stove is the heart of the home. Upstairs, you'll find five spacious bedrooms and two full baths, offering ample room for family and guests. A full walk-up attic provides generous storage space. The beautifully landscaped lot backs to 144 acres of preserved open land with scenic walking trails and a tranquil creek. Enjoy outdoor living on the large side porch or dine al fresco on the stone patio. The property also includes the original spring house and a charming smokehouse, now serving as a garden shed. Located in western Loudoun, this historic treasure offers a peaceful retreat while remaining convenient to local wineries, breweries, and Leesburg. Dulles Airport is just 25 minutes away, and Washington, D.C., is only 30 miles from your doorstep. A rare opportunity to own a piece of history in the quaint village of Water

Highlights

Home typeSingle Family Residence
HeatingHot Water
StatusComing Soon
(COMING SOON)
CoolingCentral Air
Size2,808 sqft
BasementYes
Lot size0.85 Acres
Year built1780
ParkingDriveway
MLS #VALO2090774
ViewPasture
Active DateMarch 15, 2025

Summary

  • MLS Number: VALO2090774
  • MLS Name: BRIGHT
  • Office Name: Hunt Country Sotheby's International Realty
  • Office Phone: (703) 443-1757
  • Listing Agent: Christy Hertel
  • Agent Phone: (703) 624-6283
  • Agent Email: christy.hertel@huntcountrysir.com

IDX Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors. ©2025 BrightMLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 3/14/2025, 10:21:00 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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view of front of home with a standing seam roof, brick siding, and a chimney

$1,299,000

40149 Main St

$10,000

closing credit¹

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0.5% sale price²

Price information

Property sales

DateEventPrice
Apr 04, 2022
Home Sold
$1,150,000
Mar 02, 2018
Home Sold
$850,000

Tax history

YearAssessmentProperty Tax
2024$1,129,800$9,772
2023$1,099,740$9,622
2022$1,002,460$8,921
2021$787,130$7,713
2020$810,620$8,389
2018$621,410$6,742

History based on county public records data.

Nearby schools

7

Waterford Elementary School

Public District PK-5

0.4 mi

15513 Loyalty Rd

4

Lucketts Elementary School

Public District KG-5

4.6 mi

14550 James Monroe Hwy

7

Hamilton Elementary School

Public District PK-5

4.7 mi

54 S Kerr St

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $98,800. Most Waterford, VA residents have annual incomes between $35k-100k. Residents typically live in married, no kids family. Residents of this area typically have post secondary degree education.

How much money do the neighbors make?

4%
<35k
47%
35k-100k
27%
100k-200k
22%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

17%
Single, No Kids
4%
Single, with Kids
41%
Married, No Kids
38%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

15%
<11 yrs old
12%
12-17 yrs old
9%
18-34 yrs old
51%
35-64 yrs old
13%
65+ yrs old

What do the neighbors do for fun?

  • HuntingHunting
  • Skiing/snowboardingSkiing/snowboarding
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Dick's Sporting GoodsDick's Sporting Goods
  • DillardsDillards
  • BJs Wholesale ClubBJs Wholesale Club

Where do the neighbors go to eat?

  • Texas RoadhouseTexas Roadhouse
  • Cracker BarrelCracker Barrel
  • PaneraPanera

What do the neighbors drive?

  • SubaruSubaru
  • CadillacCadillac
  • InfinitiInfiniti

What do the neighbors listen to?

  • New CountryNew Country
  • News/Talk/InformationNews/Talk/Information
  • Adult HitsAdult Hits
All data provided by Home Junction and Claritas

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Frequently asked questions

About 40149 Main St

This home is located at 40149 Main St in Waterford, VA and zip code 20197 in the Town Of Waterford neighborhood. This 2,808 square foot home, which was built in 1780, sits on a 0.85 acre lot. Features: 5 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since March 13, 2025 and is currently priced at $1,299,000.

Between January and February 2025, Waterford, VA real estate market has seen increase in the number of listings by 33.3%. Listings spent 60 days on the market in February 2025, and had a median list price of $1,350,000 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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