$234,900

403 Spruce St Fergus Falls, MN 56537

$2,789
Closing credit¹
2 beds
1 full
1,152 sqft
$204 / sqft
House

Property details

About 403 Spruce St

Charming Early 1900s Home with Modern Updates in a Prime Location! Step inside this beautifully updated 2-bedroom, 1-bath home, and experience the perfect blend of historic charm and modern elegance. Since 2020, this home has undergone extensive upgrades, making it move-in ready and full of character. Notable updates include: New roof & fascia for long-lasting protection, new exterior doors and updated windows throughout, new insulation in the attic and walls for energy efficiency, low-maintenance siding that adds both style and durability, updated wiring, new central A/C unit, furnace, water heater, and fresh, elegant light fixtures that complement the home’s timeless character! The original balcony has been transformed into a finished space with added insulation. This home also features a large 32x28 insulated and wired detached garage with upper-level storage, as well as an additional 20x12 shed for extra storage. The beautifully landscaped yard, complete with perennial plants, was honored as "Yard of the Week" in both 2021 and 2023. Located near parks, Lake Alice, and downtown Fergus Falls, this home is perfectly positioned for easy access to outdoor activities and local amenities. This home meets the standards for RD, FHA, VA, USDA, and Conventional Loans. Whether you're drawn to the historic charm or the modern updates, this home offers the best of both worlds. Don't miss your chance to own this well-maintained gem. If you appreciate the character of a historic home with contemporary upgrades, this one is for you!

Highlights

Home typeSingle Family Residence
HeatingForced Air
StatusActive
CoolingCentral Air
Size1,152 sqft
BasementYes
Year built1914
ParkingDetached, Floor Drain
MLS #6721455
Garage3 spaces

Summary

  • Full Bathrooms: 1
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Basement: Yes
  • Total Bedroom Count: 2
  • Garage Space: 3 spaces
  • Attached Garage: No
  • Parking: Detached, Floor Drain
  • Heating: Forced Air
  • Cooling: Central Air
  • List Price: $234,900
  • Price/SqFt: $203
  • HOA Amount: $0
  • Annual Tax Amount: $1,244
  • Tax Year: 2024
  • Lot: Corner Lot
  • Directions: From the corner of Vine and Lincoln, drive N on Vine forb about 6 blocks. Home is on corner of Spruce and Vine.
  • Year Built: 1914
  • Living Area: 1,152 SqFt
  • MLS Number: 6721455
  • MLS Name: NORTHSTAR
  • Office Name: Edina Realty, Inc.

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403 Spruce St, Fergus Falls, MN 56537 - view of front of property featuring roof with shingles, a front lawn, french doors, and entry steps

$234,900

403 Spruce St

$2,789

closing credit¹

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0.5% sale price²

Price information

Property sales

We're sorry, we currently don't have property sales data for this listing.

Tax history

YearAssessmentProperty Tax
2024$153,200$1,244
2023$130,900$1,054
2021$130,900$412
2020$83,400$474
2019$75,000$1,132
2018$45,000$746
2017$40,900$654

History based on county public records data.

Nearby schools

8

Cleveland Elementary School

Public District 2-4

0.6 mi

919 Northern Ave

7

Underwood Elementary School

Public District PK-6

10.0 mi

100 Southern Ave E

4

Rothsay Elementary School

Public District PK-6

16.5 mi

2040 County Road 52

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $58,245. Most Fergus Falls, MN residents have annual incomes between $35k-100k. Typical family type is single, no kids. Most residents in this area have post secondary degree education.

How much money do the neighbors make?

35%
<35k
56%
35k-100k
9%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Doctorate

What types of families live nearby?

39%
Single, No Kids
14%
Single, with Kids
27%
Married, No Kids
20%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

19%
<11 yrs old
8%
12-17 yrs old
25%
18-34 yrs old
35%
35-64 yrs old
13%
65+ yrs old

What do the neighbors do for fun?

  • Extreme SportsExtreme Sports
  • NASCARNASCAR
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Academy Sports & OutdoorsAcademy Sports & Outdoors
  • Dollar GeneralDollar General
  • KmartKmart

Where do the neighbors go to eat?

  • Little CaesarsLittle Caesars
  • Cracker BarrelCracker Barrel
  • Bob EvansBob Evans

What do the neighbors drive?

  • ChevroletChevrolet
  • RamRam
  • BuickBuick

What do the neighbors listen to?

  • CountryCountry
  • Classic CountryClassic Country
  • OldiesOldies
All data provided by Home Junction and Claritas

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Frequently asked questions

About 403 Spruce St

The listing price of 403 Spruce St property is $234,900.

The property 403 Spruce St is a house located in Fergus Falls, Minnesota, 56537.

Active Listing: 403 Spruce St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 403 Spruce St are: Cleveland Elementary School (GreatSchools Rating 8/10), Underwood Elementary School (GreatSchools Rating 7/10), Rothsay Elementary School (GreatSchools Rating 4/10), Kennedy Middle School (GreatSchools Rating 8/10), Breckenridge Middle School (GreatSchools Rating 2/10), Wahpeton Middle School (GreatSchools Rating 7/10), Fergus Falls Area Learning Center (GreatSchools Rating 3/10), Iq Academy Minnesota (GreatSchools Rating 4/10), Kennedy High School (GreatSchools Rating 8/10).

According to the records, the last property tax for 2024 is $1,244 (source: MLS/based on county public records data).

The property at 403 Spruce St has 2 bedrooms and 1 bathroom.

The property 403 Spruce St is 1,152 SqFt (source: MLS/tax record).

The year of construction for 403 Spruce St is 1914.

This home is located at 403 Spruce St in Fergus Falls, MN and zip code 56537. This 1,152 square foot home was built in 1914. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since May 14, 2025 and is currently priced at $234,900.

While more than 8 listings in Fergus Falls, MN in May 2025 were sold above asking price, there were more than 5 listings sold at asking price, and more than 12 were sold below. In May 2025 in Fergus Falls, MN there were 6.9% more homes for sale than in April. In May 2025, listings were on the market for 68 days. During the same period, the median list price in this real estate market was $238,500.

From Rocket Homes Real Estate and based on county public records data.

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