#TB8354071, Jennifer Needham, Listing office: CHARLES RUTENBERG REALTY INC
404 Hillsborough St Palm Harbor, FL 34683
Property details
About 404 Hillsborough St
Experience the pinnacle of waterfront living in this custom-designed, three-story luxury residence in sought-after Palm Harbor, just steps from the scenic trails and natural beauty of Wall Springs Park. With over 3,600 square feet of thoughtfully crafted living space, this 4-bedroom, 4-bath pool home blends timeless design with everyday comfort and stunning views of St. Joseph Sound, offering direct access to the Gulf of America. Enjoy the added benefit of no HOA and low insurance costs, making this an even more appealing choice for coastal living. From the moment you arrive, you'll be captivated by the paver driveway, lush tropical landscaping, and rare 4-car tandem garage - a grand welcome into a home that truly has it all. The ground level features a stylish foyer, wood and iron staircase, and private elevator accessing all floors. Just beyond, the resort-style pool and lanai offer a serene outdoor retreat surrounded by nature while maintaining privacy from your neighbors. The second floor serves as the heart of the home, showcasing an open-concept living space with wood-look tile flooring, a custom gas fireplace, soaring ceilings, and an abundance of natural light pouring through dramatic quadruple sliding glass doors. The spacious living room opens to a large south-facing balcony with panoramic views of the Sound - an entertainer’s dream complete with an outdoor kitchen and built-in grill. Whether you're enjoying your morning coffee or toasting the sunset, this space delivers unforgettable waterfront moments. The gourmet kitchen is beautifully appointed with granite countertops, stainless steel appliances, a large island with seating, custom cabinetry, and a walk-in pantry with built-in organizer. A cozy breakfast nook provides a casual dining option, while the formal dining room is perfectly positioned to take in expansive water views. A full bath and a charming social nook at the stair landing round out this level. Upstairs, the third floor is reserved for private living quarters. Rich hardwood flooring flows throughout, creating a sense of warmth and continuity. The primary suite offers vaulted ceilings, walls of windows, a generous walk-in closet, and a private balcony overlooking St. Joseph Sound. The luxurious en suite bath features dual vanities with vessel sinks, a jetted soaking tub with water views, and a walk-in shower with dual heads and a bench. Bedrooms three and four share a Jack-and-Jill bath, while bedroom two is adjacent to a full hall bath - ideal for guests, teens, or extended family. The third-floor laundry room includes a utility sink, built-in cabinetry, and a storage closet for added convenience. Over 120 feet of waterfront allows for enjoying the local wildlife and includes a private dock that invites kayaking, paddleboarding, or launching your boat to explore the open waters. This exceptional home offers a rare blend of architectural elegance, intuitive layout, and relaxed coastal living - just minutes from restaurants, shopping, and entertainment. Close to Wall Springs Park, the Pinellas Trail, and the charm of downtown Palm Harbor. Schedule your private showing today and discover the luxury of waterfront living at its finest.
Highlights
Summary
- Full Bathrooms: 4
- Appliances: Oven, Dishwasher, Gas Water Heater, Range, Range Hood, Refrigerator, Tankless Water Heater, Trash Compactor, Wine Cooler
- Flooring Type: Tile, Travertine, Wood
- Interior: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Elevator, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Fireplace: Gas, Living Room
- Total Bedroom Count: 4
- Garage Space: 4 spaces
- Attached Garage: Yes
- Private Pool: Yes
- Parking: Garage Door Opener, Garage
- Waterfront: Bayou
- View: Water
- Exterior: Balcony, French Doors, Outdoor Kitchen, Sliding Doors, Storage
- Heating: Central, Electric, Zoned
- Cooling: Central Air, Zoned
- List Price: $2,099,000
- Price/SqFt: $574
- HOA Amount: $0
- Annual Tax Amount: $15,578
- Tax Year: 2023
- Lot: Cul-De-Sac, Flood Zone, Irregular Lot
- Directions: ALT 19 TO W ON BREVARD (TOWARD WALL SPRING PARK) TO S ON DESOTO TO W ON HILLSBOROUGH TO NEAR END - look for 404 on mailbox and follow drive to house
- Year Built: 2017
- Living Area: 3,656 SqFt
- Lot Size: 0.81 Acres
- MLS Number: TB8374469
- MLS Name: MFRMLS
- Office Name: FUTURE HOME REALTY INC
- Office Phone: (813) 855-4982
- Listing Agent: Michael Lauer
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Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
Year | Assessment | Property Tax |
---|---|---|
2023 | $901,562 | $15,578 |
2022 | $875,303 | $15,198 |
2021 | $849,809 | $15,198 |
2020 | $838,076 | $15,434 |
2019 | $819,234 | $15,196 |
2018 | $803,959 | $15,022 |
2017 | $290,059 | $5,756 |
History based on county public records data.
Nearby schools
9
Sutherland Elementary
Public District PK-5
1.8 mi
•3150 N Belcher Rd
9
Ozona Elementary
Public District PK-5
2.3 mi
•601 Tampa Rd
10
Elisa Nelson Elementary School
Public Magnet 1-5
2.5 mi
•415 15th St
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $58,830. Typical income of Palm Harbor, FL residents is between $35k-100k annually. Most families are married, no kids. The majority of residents in this area have post secondary degree education.
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Frequently asked questions
About 404 Hillsborough St
The listing price of 404 Hillsborough St property is $2,099,000.
The property 404 Hillsborough St is a house located in Palm Harbor, Florida, 34683.
Active Listing: 404 Hillsborough St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 404 Hillsborough St are: Sutherland Elementary (GreatSchools Rating 9/10), Ozona Elementary (GreatSchools Rating 9/10), Elisa Nelson Elementary School (GreatSchools Rating 10/10), Palm Harbor Middle School (GreatSchools Rating 6/10), Carwise Middle School (GreatSchools Rating 6/10), Tarpon Springs Middle School (GreatSchools Rating 5/10), Palm Harbor University High (GreatSchools Rating 8/10), St. Petersburg Collegiate High School North Pinellas (GreatSchools Rating 10/10), Tarpon Springs High School (GreatSchools Rating 5/10).
According to the records, the last property tax for 2023 is $15,578 (source: MLS/based on county public records data).
The property at 404 Hillsborough St has 4 bedrooms and 4 bathrooms.
The property 404 Hillsborough St is 3,656 SqFt (source: MLS/tax record).
The year of construction for 404 Hillsborough St is 2017.
This home is located at 404 Hillsborough St in Palm Harbor, FL and zip code 34683 in the Wall Springs Park neighborhood. This 3,656 square foot home, which was built in 2017, sits on a 0.81 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since April 15, 2025 and is currently priced at $2,099,000.
In June 2025, from all listings sold in Palm Harbor, FL there were more than 4 sold above asking price, over 79 sold below and more than 22 were sold right at the asked price. The number of homes for sale in Palm Harbor, FL decreased by 2.6% between May and June 2025. While the average time on the market in June 2025 was 79 days, the median list price was $430,000.