$7,363 Closing Credit¹
#30037966, Amelia Green, Cindy Johnson, Listing office: Montana's Promontory Prop, Engel & Völkers Western Frontier - Polson
$799,000 List price
40994 Terrace Cir Polson, MT 59860
$9,488
Closing credit¹
4 beds
3 full, 1 partial
3,377 sqft
2.6 acres
$237 / sqft
House
Property details
About 40994 Terrace Cir
Thoughtful upgrades throughout, including a full exterior repaint in summer 2024 and a beautifully finished, never-lived-in guest house, bring fresh life and function to this 2,552 sq ft custom home on 2.5 acres. Tucked at the end of a quiet cul-de-sac, it offers sweeping views from a Trex wraparound deck and lush landscaping with a mix of trees and flowering shrubs. The main level features 2 bedrooms, 1.5 baths, solar tubes, radiant floor heat and a cozy wood-burning stove. The lower-level suite, with private entrance, includes 1 bedroom, 1 bath, a full kitchen, gas fireplace, laundry room, and generous storage. A spacious two-car garage adds ramp access and a loft. The brand-new 825 sq ft guest house includes vaulted ceilings, a large bedroom and a three-quarter bath. Enjoy privacy with bordering community land and low-maintenance drip irrigation. Contact Charmel McClure-Sternick at (406) 546-2104 or your real estate professional for more information.
Highlights
Home typeSingle Family Residence
HeatingNatural Gas, Propane, Radiant Floor, Radiant, Other, Wall Furnace
StatusActive
Size3,377 sqft
BasementYes
Lot size2.58 Acres
Year built2009
ParkingCircular Driveway, RV Access/Parking
MLS #30043841
Attached garage2 spaces
ViewValley
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 3
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer
- Basement: Yes
- Interior: Additional Living Quarters
- Total Bedroom Count: 4
- Garage Space: 2 spaces
- Attached Garage: Yes
- Parking: Circular Driveway, RV Access/Parking
- View: Valley
- Exterior: Breezeway, Garden, Playground, RV Hookup, Propane Tank - Owned
- Architectural Style: Multi-Level, Tri-Level
- Heating: Natural Gas, Propane, Radiant Floor, Radiant, Other, Wall Furnace
- List Price: $799,000
- Price/SqFt: $236
- HOA Amount: $150 Annually
- Annual Tax Amount: $3,397
- Tax Year: 2024
- Directions: US 93-N, Right on Fox Johnson Road, Left onto Meadow Road, right onto Terrace Circle, end of the road on the left.
- Year Built: 2009
- Living Area: 3,377 SqFt
- Lot Size: 2.58 Acres
- MLS Number: 30043841
- MLS Name: MTR
- Office Name: Charmel McClure-Sternick Real Estate
- Office Phone: (406) 546-2104
- Office Email: cmccluresternick@gmail.com
- Listing Agent: Charmel Marie McClure-Sternick
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (IDX) program of the Montana Regional Multiple Listing Service, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by other brokerage firms are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright© 2025 Montana Regional Multiple Listing Service, Inc. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/9/2025, 1:45:31 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$799,000
40994 Terrace Cir
$9,488
closing credit¹
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Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2024 | $469,100 | $3,397 |
| 2023 | $469,100 | $3,202 |
| 2022 | $371,000 | $2,945 |
| 2021 | $371,000 | $3,021 |
| 2020 | $330,500 | $2,942 |
| 2019 | $330,500 | $3,021 |
| 2018 | $334,186 | $3,015 |
| 2017 | $335,936 | $2,646 |
History based on county public records data.
Nearby schools
3
Linderman School
Public District 2-4
4.7 mi
•312 4th Ave E
4
Pablo Elementary School
Public District PK-4
11.1 mi
•42080 4th Ave E
3
K William Harvey Elementary School
Public District PK-4
15.7 mi
•221 4th Ave NW
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $73,011. Typical income of Polson, MT residents is between $35k-100k annually. The majority of families are married, no kids. The majority of residents in this area have post secondary degree education.
How much money do the neighbors make?
28%
<35k
44%
35k-100k
21%
100k-200k
7%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
27%
Single, No Kids
8%
Single, with Kids
39%
Married, No Kids
26%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
14%
<11 yrs old
9%
12-17 yrs old
13%
18-34 yrs old
46%
35-64 yrs old
18%
65+ yrs old
What do the neighbors do for fun?
Hunting
Figure Skating
NASCAR
Where do the neighbors shop?
Dillards
Dick's Sporting Goods
Dollar General
Where do the neighbors go to eat?
Cracker Barrel
Texas Roadhouse
Applebees
What do the neighbors drive?
Cadillac
Subaru
Oldsmobile
What do the neighbors listen to?
News/Talk/Information
New Country
Classic Country
All data provided by Home Junction and Claritas
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Frequently asked questions
Living in Polson, MT
Transportation in Polson is primarily oriented towards private vehicles, with a network of roads that connect residents to nearby cities and attractions. Public transit options are limited, but the town does provide some community transportation services for residents. The area is known for its walkable downtown core, where locals and visitors can enjoy easy access to shops, restaurants, and the waterfront. For those looking to explore the natural beauty of the region, there are bike-friendly routes that offer scenic rides along the lake and through the countryside.
The town of Polson is equipped with essential services to cater to the needs of its residents. The educational system includes several public schools, offering primary and secondary education, and a community college that serves as a hub for higher learning and vocational training. Healthcare is provided by a local hospital and a selection of clinics, ensuring access to medical services. The town also features a public library, a variety of retail shops, and dining establishments that range from cozy cafes to fine dining, reflecting the local culture and cuisine.
Polson prides itself on its serene lake town atmosphere, where the pace of life is dictated by the natural beauty of its surroundings. The community is celebrated for its outdoor recreational opportunities, including boating, fishing, and hiking, which are central to the local lifestyle. Annual events like the Flathead Cherry Festival highlight the town's agricultural heritage and foster a sense of community among residents and visitors alike.
Polson, Lake, Montana, offers a picturesque housing market with a focus on single-family homes that capture the essence of lakeside living. The architectural styles range from rustic log cabins to contemporary homes, with many properties offering stunning views of Flathead Lake and the Mission Mountains. While the majority of the housing stock consists of single-family residences, there are also opportunities for condominium living, particularly near the lakefront, providing options for different lifestyles and preferences.
About 40994 Terrace Cir
The listing price of 40994 Terrace Cir property is $799,000.
The property 40994 Terrace Cir is a house located in Polson, Montana, 59860.
Active Listing: 40994 Terrace Cir is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 40994 Terrace Cir are: Linderman School (GreatSchools Rating 3/10), Pablo Elementary School (GreatSchools Rating 4/10), K William Harvey Elementary School (GreatSchools Rating 3/10), Polson Middle School (GreatSchools Rating 5/10), Ronan Middle School (GreatSchools Rating 4/10), Bigfork 7-8 (GreatSchools Rating 5/10), Polson High School (GreatSchools Rating 5/10), Two Eagle River School (GreatSchools Rating 1/10), Ronan High School (GreatSchools Rating 2/10).
According to the records, the last property tax for 2024 is $3,397 (source: MLS/based on county public records data).
The property at 40994 Terrace Cir has 4 bedrooms and 3 full and 1 half bathrooms.
The property 40994 Terrace Cir is 3,377 SqFt (source: MLS/tax record).
The year of construction for 40994 Terrace Cir is 2009.
This home is located at 40994 Terrace Cir in Polson, MT and zip code 59860. This 3,377 square foot home, which was built in 2009, sits on a 2.58 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since March 21, 2025 and is currently priced at $799,000.
While more than 1 listings in Polson, MT in May 2025 were sold above asking price, there were more than 2 listings sold at asking price, and more than 8 were sold below. The number of listings in Polson, MT increased by 30% between April and May 2025. In May 2025 median list price was $615,000 and the average listing age was 134 days.
From Rocket Homes Real Estate and based on county public records data.