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$1,895,200

4109 Choctaw St Panama City Beach, FL 32408

4 beds
3 full, 1 partial
2,174 sqft
0.1 acres
$872 / sqft
House

Property details

About 4109 Choctaw St

HEATED POOL- STEPS TO BEACH Last years rental income in the high $90 and this year is on its way to over $100KIdeal as a beach rental or second home, this stunning property offers the perfect blend of comfort and coastal charm. Located just moments from beach access, it features a private fenced-in pool and two owner's suites for ultimate convenience.Upstairs, the primary owner's suite boasts balcony access, a tile shower, granite countertops, and a double vanity. The second level also includes a bunk room, two additional King-sized bedrooms, and a shared bath.Downstairs, the open-concept living and dining area creates a welcoming space for gatherings. The kitchen overlooks the living room and features granite countertops, a large island, stainless steel appliances, and crisp white cabinetry. The first-floor owner's suite provides added flexibility, while French doors lead from the living area to a covered patio, private pool, and outdoor shower--perfect for enjoying the coastal breeze.Don't miss out on this incredible beachside retreat!

Highlights

Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size2,174 sqft
Lot size0.14 Acres
Year built2021
ParkingDriveway, No Garage
MLS #770320
Private poolYes

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 3
  • Appliances: Convection Oven, Dryer, Dishwasher, Electric Range, Disposal, Microwave, Washer
  • Interior: Kitchen Island, Recessed Lighting
  • Total Bedroom Count: 4
  • Private Pool: Yes
  • Parking: Driveway, No Garage
  • Exterior: Balcony, Outdoor Shower, Patio
  • Architectural Style: Coastal
  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • List Price: $1,895,200
  • Price/SqFt: $871
  • Annual Tax Amount: $14,306
  • Tax Year: 2023
  • Directions: From Thomas Dr eastbound turn right onto Utes St. Then turn left onto Surf Dr and left onto Choctaw St. Home will be on your left.
  • Year Built: 2021
  • Living Area: 2,174 SqFt
  • Lot Size: 0.14 Acres
  • MLS Number: 770320
  • MLS Name: BCAR
  • Office Name: Blue Swell Realty

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/20/2025, 12:45:30 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Feb 08, 2021
Home Sold
$710,000

Tax history

YearAssessmentProperty Tax
2023$1,141,099$14,306
2022$622,213$7,236
2021$119,443$7,236

History based on county public records data.

Nearby schools

7

Patronis Elementary School

Public District KG-5

1.1 mi

7400 Patronis Dr

7

Hutchison Beach Elementary School

Public District KG-5

4.4 mi

12900 Hutchison Blvd

5

Lucille Moore Elementary School

Public District PK-5

4.6 mi

1900 Michigan Ave

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $73,465. The most common annual income of people living in Panama City Beach, FL is between $35k-100k. Residents typically live in single, no kids family. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

18%
<35k
44%
35k-100k
36%
100k-200k
2%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

59%
Single, No Kids
8%
Single, with Kids
24%
Married, No Kids
9%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

8%
<11 yrs old
4%
12-17 yrs old
25%
18-34 yrs old
47%
35-64 yrs old
16%
65+ yrs old

What do the neighbors do for fun?

  • Continuing Education CoursesContinuing Education Courses
  • SoccerSoccer
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Express/Express For MenExpress/Express For Men
  • Forever 21Forever 21
  • Chico'sChico's

Where do the neighbors go to eat?

  • QdobaQdoba
  • Dominos PizzaDominos Pizza
  • Bob EvansBob Evans

What do the neighbors drive?

  • VolkswagenVolkswagen
  • MazdaMazda
  • OldsmobileOldsmobile

What do the neighbors listen to?

  • Urban ContemporaryUrban Contemporary
  • Rhythmic Contemporary HitsRhythmic Contemporary Hits
  • NewsNews
All data provided by Home Junction and Claritas

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Frequently asked questions

About 4109 Choctaw St

The listing price of 4109 Choctaw St property is $1,895,200.

The property 4109 Choctaw St is a house located in Panama City Beach, Florida, 32408.

Active Listing: 4109 Choctaw St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 4109 Choctaw St are: Patronis Elementary School (GreatSchools Rating 7/10), Hutchison Beach Elementary School (GreatSchools Rating 7/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), Breakfast Point Academy (GreatSchools Rating 6/10), Surfside Middle School (GreatSchools Rating 6/10), University Academy Sabl Inc (GreatSchools Rating 10/10), J.R. Arnold High School (GreatSchools Rating 5/10), Rising Leaders Academy (GreatSchools Rating 5/10), Central High School (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $14,306 (source: MLS/based on county public records data).

The last sale was on February 8, 2021 for $710,000 (source: MLS/tax record).

The property at 4109 Choctaw St has 4 bedrooms and 3 full and 1 half bathrooms.

The property 4109 Choctaw St is 2,174 SqFt (source: MLS/tax record).

The year of construction for 4109 Choctaw St is 2021.

This home is located at 4109 Choctaw St in Panama City Beach, FL and zip code 32408 in the Silver Sands Beach neighborhood. This 2,174 square foot home, which was built in 2021, sits on a 0.14 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since March 14, 2025 and is currently priced at $1,895,200.

In June 2025 more than 26 listings in Panama City Beach, FL were sold above the asking price. During the same period more than 47 listings were sold at asking price, while more than 144 were sold below. The inventory of homes for sale in Panama City Beach, FL between May and June 2025 decreased by 2.4%. Listings spent 78 days on the market in June 2025, and had a median list price of $330,871 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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