412 Ricoma Beach Rd Bay City, MI 48706
Property details
About 412 Ricoma Beach Rd
Waterfront Charm on Saginaw Bay – A Hidden Gem! Escape to your own slice of paradise with this adorable 2-bedroom, 1-bath waterfront cottage on 100 feet of stunning Saginaw Bay shoreline! Wake up to breathtaking sunrises from the light-filled sunroom or unwind in the cozy living room with panoramic water views. The rock seawall provides stability while offering possibilities of direct access to endless waterfront adventures. Outside, a spacious yard and a beautiful gazebo create the perfect setting for relaxing, entertaining, or simply soaking in the peaceful surroundings. Plus, the included lot across the road adds even more potential—extra space for outdoor fun, gardening, or future expansion! Adventure is just steps away, with the nearby rail trail for biking and hiking and a state park just down the road. Complete with a Generac generator for peace of mind, this charming retreat is ready to welcome you. Whether you're looking for a year-round home or a vacation escape, this cottage is the perfect place to make memories. Don't wait—come experience the magic of lakeside living!
Highlights
Summary
- MLS Number: 50157206
- MLS Name: Bay County REALTOR Association
- Office Name: Ayre/Rhinehart Bay REALTORS
- Office Phone: (989) 892-4800
- Listing Agent: Kristi Lambert
Provided through IDX via MiRealSource, as the “Source MLS”, courtesy of the Originating MLS shown on the property listing, as the Originating MLS.
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The information published and disseminated by the Originating MLS is communicated verbatim, without change by the Originating MLS, as filed with it by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 3/14/2025, 1:21:04 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$469,000
412 Ricoma Beach Rd
$5,569
closing credit¹
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Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2024 | $162,000 | $4,586 |
| 2023 | $142,150 | $4,345 |
| 2022 | $134,400 | $- |
| 2021 | $128,900 | $- |
| 2020 | $130,600 | $3,706 |
| 2019 | $125,500 | $3,473 |
| 2018 | $125,350 | $3,482 |
| 2017 | $125,700 | $3,482 |
History based on county public records data.
Nearby schools
5
Bangor Lincoln School
Public District KG-5
2.7 mi
•2771 N Euclid Ave
5
Linwood Elementary School
Public District PK-6
3.4 mi
•517 W Center St
7
Bangor Central School
Public District PK-5
4.2 mi
•208 State Park Dr
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $55,833. The most common annual income of people living in Bay City, MI is between $35k-100k. Residents typically live in married, no kids family. The most common level of education of people living in this area is post secondary degree.
How much money do the neighbors make?
What level of education do the neighbors have?
What types of families live nearby?
Are the neighbors home owners or renters?
How old are people in this area?
What do the neighbors do for fun?
NASCAR
PGA/LPGA
Motocross
Where do the neighbors shop?
Dollar General
Stein Mart
Dick's Sporting Goods
Where do the neighbors go to eat?
Cracker Barrel
Bob Evans
Arbys
What do the neighbors drive?
Ram
Lincoln
GMC
What do the neighbors listen to?
Classic Country
News/Talk/Information
Adult Hits
Frequently asked questions
About 412 Ricoma Beach Rd
This home is located at 412 Ricoma Beach Rd in Bay City, MI and zip code 48706. This 1,424 square foot home, which was built in 1932, sits on a 0.29 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since October 3, 2024 and is currently priced at $469,000.
Bay City, MI housing market in February 2025 saw over 7 listings sold above listed price, more than 10 sold at listed price and over 28 sold below. In February 2025 in Bay City, MI there were 4.1% less homes for sale than in January. In February 2025, listings were on the market for 41 days. During the same period, the median list price in this real estate market was $141,357.