$970,000

4123 Cobalt Cir Unit P115 Panama City, FL 32408

$10,000
Closing credit¹
4 beds
3 full, 1 partial
3,138 sqft
$309 / sqft
Condo

Property details

About 4123 Cobalt Cir Unit P115

Price Reduced! A boater's dream!!! This stunning bayfront penthouse condo includes a designated boat slip, offering effortless access to the water for endless days of adventure and relaxation. This condo features breathtaking views of the St. Andrews Bay from nearly every room. the convenience of an elevator directly to your front door. Inside, the open-concept design features vaulted ceilings in the living area and 10-foot ceilings everywhere else. Beautiful wood floors, and an abundance of natural light, creating a warm and inviting atmosphere throughout. The gourmet kitchen is a chef's dream, equipped with top-tier appliances, a dedicated coffee bar, wine refrigerator, and ample counter space--perfect for entertaining guests or enjoying a quiet morning. The master bedroom is a true retreat, complete with a private sitting area that opens onto a large balcony, offering stunning views and a serene escape. There are 2 additional bedrooms and 2 full bathrooms on the first floor, along with a 1/2 bath, and laundry room. Step upstairs to discover a second floor sitting area and an additional bedroom and can easily adapt to your lifestyle, whether for relaxation, a home office, or a hobby space. The spacious living areas allow you to enjoy the beauty of the bay right from your home.This condo also comes with a space in the storage yard across the street and large boat slip that allows for up to a 36-foot boat, ideal for boating enthusiasts seeking quick access to the water.Living in Waterhaven means enjoying the benefits of a gated community that includes a resort-style pool, fitness center, and clubhouse, offering plenty of opportunities for relaxation and recreation. Conveniently located near shopping, dining, and entertainment options, this penthouse offers not just a home, but a lifestyle. Don't miss the opportunity to make this exceptional property yours.

Highlights

Home typeCondominium
HeatingCentral
StatusActive
CoolingCentral Air, Ceiling Fan(s)
Size3,138 sqft
Year built2007
ParkingPaved, Parking Lot
MLS #768510
WaterfrontBay, Dock, Boat Slip, Boat Ramp, Boat Lift, Dock Access
ViewBay

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 3
  • Appliances: Dishwasher, Electric Water Heater, Disposal, Gas Range, Ice Maker, Microwave, Refrigerator, Range Hood, Wine Cooler
  • Interior: Breakfast Bar, Cathedral Ceiling(s), High Ceilings, Pantry, Recessed Lighting
  • Total Bedroom Count: 4
  • Parking: Paved, Parking Lot
  • Waterfront: Bay, Dock, Boat Slip, Boat Ramp, Boat Lift, Dock Access
  • View: Bay
  • Exterior: Built-in Barbecue, Balcony, Columns, Outdoor Kitchen
  • Architectural Style: Low Rise
  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s)
  • List Price: $970,000
  • Price/SqFt: $309
  • HOA Amount: $5516 Quarterly
  • Directions: Travel south on Thomas Drive past the Navy Base to Magnolia Beach Road. Turn left at the curve, follow Magnolia Beach Road and look for the Waterhaven gate on the left.
  • Year Built: 2007
  • Living Area: 3,138 SqFt
  • MLS Number: 768510
  • MLS Name: BCAR
  • Office Name: Realty One Group Emerald Coast

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/6/2025, 7:45:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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4123 Cobalt Cir Unit P115, Panama City, FL 32408 - view of building exterior

$970,000

4123 Cobalt Cir Unit P115

$10,000

closing credit¹

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Price information

Property sales

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Tax history

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Nearby schools

5

Lucille Moore Elementary School

Public District PK-5

2.0 mi

1900 Michigan Ave

1

St. Andrew School at Oakland Terrace

Public District PK-5

2.1 mi

2010 W 12th St

7

Patronis Elementary School

Public District KG-5

2.6 mi

7400 Patronis Dr

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $117,120. The most common annual income of people living in Panama City, FL is between $100k-200k. The most common type of family is married, no kids. The majority of residents in this area have post secondary degree education.

How much money do the neighbors make?

9%
<35k
27%
35k-100k
40%
100k-200k
24%
200k+

What level of education do the neighbors have?

No High School
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

25%
Single, No Kids
4%
Single, with Kids
42%
Married, No Kids
29%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

15%
<11 yrs old
8%
12-17 yrs old
13%
18-34 yrs old
48%
35-64 yrs old
16%
65+ yrs old

What do the neighbors do for fun?

  • Skiing/snowboardingSkiing/snowboarding
  • PGA/LPGAPGA/LPGA
  • College FootballCollege Football

Where do the neighbors shop?

  • BJs Wholesale ClubBJs Wholesale Club
  • Stein MartStein Mart
  • Best BuyBest Buy

Where do the neighbors go to eat?

  • PaneraPanera
  • Cracker BarrelCracker Barrel
  • Bob EvansBob Evans

What do the neighbors drive?

  • InfinitiInfiniti
  • LexusLexus
  • LincolnLincoln

What do the neighbors listen to?

  • Adult HitsAdult Hits
  • OldiesOldies
  • News/Talk/InformationNews/Talk/Information
All data provided by Home Junction and Claritas

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Frequently asked questions

About 4123 Cobalt Cir Unit P115

The listing price of 4123 Cobalt Cir Unit P115 property is $970,000.

The property 4123 Cobalt Cir Unit P115 is a condo located in Panama City, Florida, 32408.

Active Listing: 4123 Cobalt Cir Unit P115 is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 4123 Cobalt Cir Unit P115 are: Lucille Moore Elementary School (GreatSchools Rating 5/10), St. Andrew School at Oakland Terrace (GreatSchools Rating 1/10), Patronis Elementary School (GreatSchools Rating 7/10), Jinks Middle School (GreatSchools Rating 2/10), University Academy Sabl Inc (GreatSchools Rating 10/10), Breakfast Point Academy (GreatSchools Rating 6/10), Rising Leaders Academy (GreatSchools Rating 5/10), Bay Virtual Franchise (GreatSchools Rating 6/10), Central High School (GreatSchools Rating 2/10).

The property at 4123 Cobalt Cir Unit P115 has 4 bedrooms and 3 full and 1 half bathrooms.

The property 4123 Cobalt Cir Unit P115 is 3,138 SqFt (source: MLS/tax record).

The year of construction for 4123 Cobalt Cir Unit P115 is 2007.

This home is located at 4123 Cobalt Cir Unit P115 in Panama City, FL and zip code 32408. This 3,138 square foot home was built in 2007. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since February 8, 2025 and is currently priced at $970,000.

While more than 32 listings in Panama City, FL in May 2025 were sold above asking price, there were more than 65 listings sold at asking price, and more than 141 were sold below. The number of homes for sale in Panama City, FL increased by 3.4% between April and May 2025. The median list price of listings available in May 2025 was $331,357, while the average time on the real estate market was 77 days.

From Rocket Homes Real Estate and based on county public records data.

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