$4,750 Closing Credit¹
#962615, Karen K Smith, Listing office: Beachy Beach Real Estate
$384,000 List price
420 Lacosta Ave Panama City, FL 32404
$4,560
Closing credit¹
3 beds
2 full, 1 partial
2,494 sqft
0.2 acres
$154 / sqft
House
Property details
About 420 Lacosta Ave
Welcome to 420 Lacosta Ave, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction offers beach access by boat and is just 10 minutes from Shell Island and the Gulf of Mexico. This home is out of the floodzone! As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of natural light, making the home feel bright and spacious. The garage offers two spaces that can easily accommodate two large trucks, adding even more convenience to this amazing home.The master bedroom faces the water, giving you stunning views the moment you wake up. It features gorgeous tile work, a luxurious waterfall showered, and a massive walk-in closet a perfect blend of comfort and elegance.Step outside to a large porch spanning the entire width of the home ideal for relaxing and taking in the breathtaking water views. Whether you're sipping coffee in the morning or unwinding in the evening, this home offers a truly special setting.$384K for all of this is UNHEARD of! Don't miss your chance to own this incredible waterfront home. Had a inspection done, please check the documents section.
Highlights
Home typeSingle Family Residence
HeatingCentral
StatusAccepting Backup Offers
(Active Under Contract)
(Active Under Contract)
CoolingCentral Air, Ceiling Fan(s), Electric
Size2,494 sqft
Lot size0.17 Acres
Year built2024
ParkingAttached, Driveway, Garage, Paved
MLS #770670
Attached garage2 spaces
WaterfrontCanal, Dock Access, Waterfront
ViewCanal
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Electric Range, Disposal, Microwave, Refrigerator
- Interior: Kitchen Island, Pantry, Recessed Lighting, Smart Thermostat
- Total Bedroom Count: 3
- Garage Space: 2 spaces
- Attached Garage: Yes
- Parking: Attached, Driveway, Garage, Paved
- Waterfront: Canal, Dock Access, Waterfront
- View: Canal
- Exterior: Sprinkler/Irrigation
- Architectural Style: Craftsman
- Heating: Central
- Cooling: Central Air, Ceiling Fan(s), Electric
- List Price: $384,000
- Price/SqFt: $153
- Annual Tax Amount: $395
- Tax Year: 2023
- Lot: Landscaped, Wetlands, Waterfront
- Directions: head east to FL-22 and take a left onto Summerset Ave. Continue straight, then take a right onto Shadow Bay Dr. From there, take a left onto Lacosta Ave, continue straight, and the home will be on the right.
- Year Built: 2024
- Living Area: 2,494 SqFt
- Lot Size: 0.17 Acres
- MLS Number: 770670
- MLS Name: BCAR
- Office Name: Keller Williams Success Realty
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/28/2025, 7:45:30 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$384,000
420 Lacosta Ave
$4,560
closing credit¹
Sell your home with Rocket and save even more!
Seller rebate
0.5% sale price²
Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $32,000 | $395 |
| 2022 | $28,750 | $334 |
| 2021 | $26,250 | $334 |
| 2020 | $19,653 | $265 |
| 2018 | $17,866 | $228 |
| 2017 | $17,540 | $232 |
History based on county public records data.
Nearby schools
7
Callaway Elementary School
Public District KG-5
0.6 mi
•7115 E Highway 22
4
Parker Elementary School
Public District PK-5
2.8 mi
•640 S Highway 22 A
1
Cedar Grove Elementary School
Public District PK-5
3.9 mi
•2826 E 15th St
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $66,667. Typical income of Panama City, FL residents is between $35k-100k annually. The majority of families are married, no kids. Most residents in this area have post secondary degree education.
How much money do the neighbors make?
17%
<35k
53%
35k-100k
28%
100k-200k
2%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
32%
Single, No Kids
9%
Single, with Kids
35%
Married, No Kids
24%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
14%
<11 yrs old
7%
12-17 yrs old
23%
18-34 yrs old
45%
35-64 yrs old
11%
65+ yrs old
What do the neighbors do for fun?
College Football
Extreme Sports
NASCAR
Where do the neighbors shop?
Express/Express For Men
Best Buy
Academy Sports & Outdoors
Where do the neighbors go to eat?
Sonic
Texas Roadhouse
Little Caesars
What do the neighbors drive?
Kia
Ram
Chevrolet
What do the neighbors listen to?
New Country
Contemporary Christian
Country
All data provided by Home Junction and Claritas
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Frequently asked questions
About 420 Lacosta Ave
The listing price of 420 Lacosta Ave property is $384,000.
The property 420 Lacosta Ave is a house located in Panama City, Florida, 32404.
Accepting Backup Offers: 420 Lacosta Ave is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
The nearby schools for 420 Lacosta Ave are: Callaway Elementary School (GreatSchools Rating 7/10), Parker Elementary School (GreatSchools Rating 4/10), Cedar Grove Elementary School (GreatSchools Rating 1/10), Bay Haven Charter Middle School (GreatSchools Rating 6/10), Tyndall Academy (GreatSchools Rating 7/10), North Bay Haven Charter Academy Middle School (GreatSchools Rating 8/10), Rutherford High School (GreatSchools Rating 3/10), Rosenwald High School (GreatSchools Rating 1/10), North Bay Haven Career Academy (GreatSchools Rating 9/10).
According to the records, the last property tax for 2023 is $395 (source: MLS/based on county public records data).
The property at 420 Lacosta Ave has 3 bedrooms and 2 full and 1 half bathrooms.
The property 420 Lacosta Ave is 2,494 SqFt (source: MLS/tax record).
The year of construction for 420 Lacosta Ave is 2024.
This home is located at 420 Lacosta Ave in Panama City, FL and zip code 32404 in the Shadow Bay neighborhood. This 2,494 square foot home, which was built in 2024, sits on a 0.17 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 25, 2025 and is currently priced at $384,000.
In May 2025, from all listings sold in Panama City, FL there were more than 32 sold above asking price, over 141 sold below and more than 65 were sold right at the asked price. Between April and May 2025, Panama City, FL real estate market has seen increase in the number of listings by 3.4%. In May 2025 median list price was $331,357 and the average listing age was 77 days.
From Rocket Homes Real Estate and based on county public records data.