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$1,699,000

4228 Ridge Water Rd Louisville, TN 37777

3 beds
2 full, 1 partial
3,088 sqft
0.9 acres
$550 / sqft
House

Property details

About 4228 Ridge Water Rd

Welcome to your dream lake house, located on the main channel of the Tennessee River/Fort Loudoun Lake. This custom-built home, designed from a Southern Living floor plan, offers breathtaking water and mountain views, thoughtful design, and timeless southern charm. From the moment you arrive, the home's elegant architecture, beautifully landscaped front yard, and inviting presence set the stage for what lies within. Step inside and you're immediately drawn to a stunning wall of windows in the vaulted great room, showcasing panoramic lake views with the Great Smoky Mountains as a majestic backdrop. This ranch-style home was built for easy, elegant living with all primary spaces on the main level — including the great room, kitchen, den/living room, screened-in porch, and spacious primary suite, all overlooking the lake. The great room features soaring ceilings, built-in shelving and a beautiful fireplace, perfect for gathering with family and friends. The updated kitchen features new quartz countertops, a subway marble backsplash, and a stainless sink and faucet. Stainless steel appliances, including a wall oven, cooktop, and dishwasher, complete this functional and stylish space. An oversized laundry/utility room just down from the kitchen adds exceptional storage and versatility. Step from the kitchen and breakfast area directly onto a screened porch — ideal for morning coffee, al fresco dining, or enjoying the evening breeze. The primary suite is a true retreat, offering private deck access and wall-to-wall windows framing the lake and mountain views. The en-suite bath includes a jetted tub, separate shower, and double vanity for a spa-like experience. Two additional large guest rooms and one-and-a-half additional baths on the main level provide comfort and convenience. Above the garage, a generous bonus room offers endless possibilities — a media room, home office, guest overflow, or recreational space. There's also unfinished attic space for storage or future expansion. Outside, lakefront living shines with a private, covered dock in year-round water, rip-rap protected shoreline, and an irrigation system fed directly from the lake via a TVA-permitted pump. The expansive deck is finished with maintenance-free Trex decking, perfect for grilling, entertaining, or simply relaxing as the sun rises or sets across the water. With the septic system located in the front yard, the lakeside yard remains open and ready for a you to bring your custom outdoor living space to life. While you feel tucked away-this home still offers quick access to everyday essentials, including Food City, Kroger, and Walmart (all within 15-20 minutes). Enjoy nearby outdoor recreation at Louisville Point Park (5 minutes away). Only 15 minutes to McGhee Tyson Airport and top healthcare facilities such as Blount Memorial Hospital. This home is more than just a place — it's a lake lifestyle, offering comfort, beauty, and unforgettable views. Don't miss this rare opportunity to own a piece of lakefront paradise

Highlights

Home typeSingle Family Residence
HeatingCentral, Electric
StatusActive
CoolingCentral Air, Ceiling Fan(s)
Size3,088 sqft
Lot size0.86 Acres
Year built1998
ParkingGarage Faces Side, Garage Door Opener, Attached, Main Level
MLS #1299434
Attached garage2 spaces
WaterfrontLake Front
FireplaceWood Burning
ViewLake

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Self Cleaning Oven, Washer
  • Basement: No
  • Flooring Type: Carpet, Hardwood, Tile
  • Interior: Breakfast Bar, Eat-in Kitchen
  • Fireplace: Wood Burning
  • Total Bedroom Count: 3
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Parking: Garage Faces Side, Garage Door Opener, Attached, Main Level
  • Waterfront: Lake Front
  • View: Lake
  • Exterior: Dock
  • Architectural Style: Traditional
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s)
  • List Price: $1,699,000
  • Price/SqFt: $550
  • Annual Tax Amount: $4,281
  • Tax Year: 2023
  • Lot: Waterfront, Level, Rolling/Hilly
  • Directions: Take Topside-rt on Louisville Rd, Right on Old Lowes Ferry Rd, Left on Lowes Ferry Rd, Right on Holston Rd, right on Gravelly hills, Right on Ridge water Property is near end of road before cul-de-sac
  • Year Built: 1998
  • Living Area: 3,088 SqFt
  • Lot Size: 0.86 Acres
  • MLS Number: 1299434
  • MLS Name: East Tennessee REALTORS® MLS
  • Office Name: Realty Executives Associates
  • Office Phone: (865) 588-3232
  • Office Email: JIMEOAKLEY@GMAIL.COM

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Knoxville Area Association of REALTORS® Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some or all of the listings may not belong to the firm whose website is being visited. Real estate listings held by brokerage firms other than this broker are indicated by detailed information about them such as the name of the listing firms.

The Knoxville Area Association of REALTORS® Multiple Listing Service does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing.

Information deemed reliable but not guaranteed. This information is updated daily, however, some of these properties may subsequently have sold and may no longer be available. The Real Estate Broker providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision.

Copyright © 2025 Knoxville Area Association of REALTORS® Multiple Listing Service.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/22/2025, 8:40:35 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Oct 10, 2023
Home Sold
$1,600,000
Jan 31, 2012
Home Sold
$685,000

Tax history

YearAssessmentProperty Tax
2023$262,775$4,281
2022$173,325$4,281
2021$173,325$4,281
2020$173,325$4,281
2019$173,325$3,868
2018$156,600$3,868
2017$156,600$3,868

History based on county public records data.

Nearby schools

7

Northshore Elementary School

Public District KG-5

3.1 mi

1889 Thunderhead Rd

7

A. L. Lotts Elementary School

Public District KG-5

4.2 mi

9320 Westland Dr

7

Farragut Intermediate School

Public District 3-5

4.2 mi

208 W End Ave

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $69,754. Typical income of Louisville, TN residents is between $35k-100k annually. The most common type of family is married, no kids. Typical level of education for residents in this area is post secondary degree.

How much money do the neighbors make?

27%
<35k
41%
35k-100k
24%
100k-200k
8%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

32%
Single, No Kids
4%
Single, with Kids
45%
Married, No Kids
19%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

10%
<11 yrs old
7%
12-17 yrs old
12%
18-34 yrs old
53%
35-64 yrs old
18%
65+ yrs old

What do the neighbors do for fun?

  • HuntingHunting
  • NASCARNASCAR
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • DillardsDillards
  • Dick's Sporting GoodsDick's Sporting Goods
  • Wal-MartWal-Mart

Where do the neighbors go to eat?

  • Cracker BarrelCracker Barrel
  • Texas RoadhouseTexas Roadhouse
  • Hardee'sHardee's

What do the neighbors drive?

  • CadillacCadillac
  • SubaruSubaru
  • RamRam

What do the neighbors listen to?

  • News/Talk/InformationNews/Talk/Information
  • New CountryNew Country
  • Classic CountryClassic Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 4228 Ridge Water Rd

The listing price of 4228 Ridge Water Rd property is $1,699,000.

The property 4228 Ridge Water Rd is a house located in Louisville, Tennessee, 37777.

Active Listing: 4228 Ridge Water Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 4228 Ridge Water Rd are: Northshore Elementary School (GreatSchools Rating 7/10), A. L. Lotts Elementary School (GreatSchools Rating 7/10), Farragut Intermediate School (GreatSchools Rating 7/10), Farragut Middle School (GreatSchools Rating 9/10), West Valley Middle School (GreatSchools Rating 7/10), Union Grove Middle School (GreatSchools Rating 7/10), Farragut High School (GreatSchools Rating 9/10), Bearden High School (GreatSchools Rating 7/10), Hardin Valley Academy (GreatSchools Rating 6/10).

According to the records, the last property tax for 2023 is $4,281 (source: MLS/based on county public records data).

The last sale was on October 10, 2023 for $1,600,000 (source: MLS/tax record).

The property at 4228 Ridge Water Rd has 3 bedrooms and 2 full and 1 half bathrooms.

The property 4228 Ridge Water Rd is 3,088 SqFt (source: MLS/tax record).

The year of construction for 4228 Ridge Water Rd is 1998.

This home is located at 4228 Ridge Water Rd in Louisville, TN and zip code 37777 in the Ridgewater neighborhood. This 3,088 square foot home, which was built in 1998, sits on a 0.86 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since May 1, 2025 and is currently priced at $1,699,000.

Louisville, TN housing market in June 2025 saw over 3 listings sold above listed price, more than 0 sold at listed price and over 2 sold below. The inventory of homes for sale in Louisville, TN between May and June 2025 decreased by 3.4%. Listings spent 32 days on the market in June 2025, and had a median list price of $440,000 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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