$1,699,000

428 Captains Cir Destin, FL 32541

$10,000
Closing credit¹
3 beds
2 full, 1 partial
3,408 sqft
$499 / sqft
House

Property details

About 428 Captains Cir

Boasting $150,000 in upgrades is straight out of Tuscany, capturing its essence in every detail. From the moment you arrive, the warm hues of Venetian plaster, the rich textures of Italian tumbled travertine, and the exquisite architectural details transport you to a European retreat. Meticulously maintained and thoughtfully designed, this residence offers an unparalleled blend of elegance and craftsmanship. Situated on a picturesque homesite with breathtaking water and golf course views, this single-level estate features three bedrooms, 2.5 bathrooms, an office, and soaring ceilings that enhance the open and airy feel of the home. A stunning 35-foot wall of windows stretches across the back of the house, offering unobstructed views of the pool, lanai patio doors create a seamless transition between indoor and outdoor living, allowing natural light to fill the space while inviting in the beauty of the surroundings. The gourmet kitchen is a chefs dream, outfitted with high-end Café appliances, a Sub-Zero refrigerator, a gas stove and oven, a convection oven, microwave, dishwasher, and a wine cooler, making it ideal for cooking and entertaining. Every detail has been carefully considered to provide both functionality and luxury, with ample counter space and custom cabinetry adding to the homes refined aesthetic. The primary suite is a private oasis, offering a spa-like retreat with elegant finishes, generous closet space, and direct access to the lanai. The additional bedrooms are equally well-appointed, providing comfort and style for family or guests. Beyond the main living spaces, this home also offers two separate garages accommodating three vehicles, as well as 580 square feet of floored attic space for additional storage. Every aspect of this property has been meticulously cared for, ensuring it remains in pristine condition. Make 428 Captains Circle your ultimate quality of life choice. This is more than a home its an experience, a lifestyle, and a piece of Tuscany right here. Schedule your private tour today and make it yours forever. Amenities: Regatta Bay goes above and beyond in providing exceptional amenities to meet its members diverse needs and preferences. Golf Academy & Members covered practice area with greenside bunkers Regatta Bay Amenity Center Pool and Playground Rubio Tennis & Pickle Ball Courts Access to Members Lounge, Library, and Locker Rooms Trackman Technology from our PGA Professionals GPS System on all golf carts Discounts at our Pro-Shop and Restaurant Private Golf Bag Storage On-course circulating beverage carts Lulus Restaurant & Bar on The Bay Access to the private pool & bar overlooking the Choctawhatchee Bay Boat Storage Options Marina Ship Store Boating classes Invitations to Yacht Club parties & events

Highlights

Home typeSingle Family Residence
HeatingNatural Gas
StatusActive
CoolingCeiling Fan(s)
Size3,408 sqft
Year built2005
MLS #969827
Attached garage3 spaces
ViewLake
Private poolYes

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 2
  • Appliances: Central Vacuum, Dishwasher, Microwave, Refrigerator, Ice Maker, Security System, Gas Oven, Wine Cooler, Gas Water Heater
  • Interior: Breakfast Bar, Built-in Bookshelves, Ceiling Crown Molding, Raised Ceiling, Tray/Cofferd Ceiling, Kitchen Island, Recessed Lighting, Pantry, Split Bedroom, Washer/Dryer Hookups
  • Total Bedroom Count: 3
  • Garage Space: 3 spaces
  • Attached Garage: Yes
  • Private Pool: Yes
  • View: Lake
  • Exterior: BBQ Pit/Grill, Lawn Pump, Pool - Enclosed, Sprinkler System
  • Architectural Style: Other
  • Heating: Natural Gas
  • Cooling: Ceiling Fan(s)
  • List Price: $1,699,000
  • Price/SqFt: $498
  • HOA Amount: $760 Quarterly
  • Annual Tax Amount: $7,410
  • Tax Year: 2023
  • Lot: Corner Lot, Covenant/Restriction, Within 1/2 Mile to Water
  • Directions: Hwy 98, east of Mid-Bay Bridge Rd and Destin Commons. Turn North into Regatta Bay entrance, and go to stop sign. Turn right on Commodore Point Rd: go to 2nd Captains Circle sign and home is on the rig
  • Year Built: 2005
  • Stories: 1
  • Living Area: 3,408 SqFt
  • MLS Number: 969827
  • MLS Name: Emerald Coast Association of REALTORS®
  • Office Name: The Agency Northwest Florida Beaches
  • Office Email: glen.stegemann@theagencyre.com
  • Listing Agent: Karen L Phillips

IDX Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/30/2025, 11:20:36 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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428 Captains Cir, Destin, FL 32541 - mediterranean / spanish-style house featuring driveway, a tiled roof, a front lawn, and stucco siding

$1,699,000

428 Captains Cir

$10,000

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Mar 12, 2024
Home Sold
$1,499,900
Nov 01, 2018
Home Sold
$895,000
Jun 06, 2013
Home Sold
$680,000
Dec 12, 2003
Home Sold
$155,000

Tax history

YearAssessmentProperty Tax
2023$734,208$7,410
2022$712,823$7,254
2021$692,061$7,254
2020$682,506$7,276
2018$653,371$7,529
2017$638,241$7,501

History based on county public records data.

Nearby schools

8

Destin Elementary School

Public District PK-4

4.6 mi

630 Kelly St

9

Bluewater Elementary School

Public District KG-5

6.3 mi

4545 Range Rd

8

James E. Plew Elementary School

Public District KG-5

8.4 mi

220 Pine Ave

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $92,206. Residents of Destin, FL typically earn between $35k-100k each year. Typical family type is married, no kids. The majority of residents in this area have post secondary degree education.

How much money do the neighbors make?

3%
<35k
52%
35k-100k
30%
100k-200k
15%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

27%
Single, No Kids
6%
Single, with Kids
47%
Married, No Kids
20%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

12%
<11 yrs old
8%
12-17 yrs old
11%
18-34 yrs old
48%
35-64 yrs old
21%
65+ yrs old

What do the neighbors do for fun?

  • Skiing/snowboardingSkiing/snowboarding
  • PGA/LPGAPGA/LPGA
  • College FootballCollege Football

Where do the neighbors shop?

  • BJs Wholesale ClubBJs Wholesale Club
  • Stein MartStein Mart
  • Express/Express For MenExpress/Express For Men

Where do the neighbors go to eat?

  • PaneraPanera
  • Cracker BarrelCracker Barrel
  • Bob EvansBob Evans

What do the neighbors drive?

  • InfinitiInfiniti
  • LexusLexus
  • LincolnLincoln

What do the neighbors listen to?

  • Adult HitsAdult Hits
  • OldiesOldies
  • News/Talk/InformationNews/Talk/Information
All data provided by Home Junction and Claritas

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Frequently asked questions

About 428 Captains Cir

The listing price of 428 Captains Cir property is $1,699,000.

The property 428 Captains Cir is a house located in Destin, Florida, 32541.

Active Listing: 428 Captains Cir is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 428 Captains Cir are: Destin Elementary School (GreatSchools Rating 8/10), Bluewater Elementary School (GreatSchools Rating 9/10), James E. Plew Elementary School (GreatSchools Rating 8/10), Destin Middle School (GreatSchools Rating 8/10), Lewis School (GreatSchools Rating 8/10), C.W. Ruckel Middle School (GreatSchools Rating 9/10), Niceville High School (GreatSchools Rating 6/10), Collegiate High School at Northwest Florida State College (GreatSchools Rating 9/10), Choctawhatchee High School (GreatSchools Rating 4/10).

According to the records, the last property tax for 2023 is $7,410 (source: MLS/based on county public records data).

The last sale was on March 12, 2024 for $1,499,900 (source: MLS/tax record).

The property at 428 Captains Cir has 3 bedrooms and 2 full and 1 half bathrooms.

The property 428 Captains Cir is 3,408 SqFt (source: MLS/tax record).

The year of construction for 428 Captains Cir is 2005.

This home is located at 428 Captains Cir in Destin, FL and zip code 32541. This 3,408 square foot home was built in 2005. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since February 28, 2025 and is currently priced at $1,699,000.

In April 2025, from all listings sold in Destin, FL there were more than 1 sold above asking price, over 45 sold below and more than 5 were sold right at the asked price. Between March and April 2025, Destin, FL real estate market has seen increase in the number of listings by 9%. While the average time on the market in April 2025 was 113 days, the median list price was $615,000.

From Rocket Homes Real Estate and based on county public records data.

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