$8,312 Closing Credit¹
#VAWE2008922, Theresa E Billington, Listing office: RE/MAX Gateway
#2515286·
Listing office: Shore Realty, Inc.·
Listing agent: Melissa L. Bradley·
Listing office phone: (804) 529-7020
$765,000 List price
431 Ships Row Montross, VA 22520
$9,084
Closing credit¹
3 beds
2 full, 1 partial
2,607 sqft
0.7 acres
$293 / sqft
House
Property details
About 431 Ships Row
Welcome to your own peaceful retreat along the shores of beautiful Cabin Point Creek. This meticulously maintained waterfront home offers the perfect blend of comfort and classic charm, with 3 bedrooms, 2.5 bathrooms, and over 2,600 square feet of thoughtfully designed living space. Step inside to discover rich hardwood floors and a spacious floor plan that provides room for relaxation and entertaining. The kitchen includes solid surface countertops and ample cabinet space, ideal for preparing meals with a view and cozy sunroom on the waterside. The main level features a tranquil primary bedroom, while upstairs offers two guest bedrooms and a versatile loft with a balcony overlooking the water—perfect for stargazing or simply admiring the serenity. Outside, the property shines just as bright. The landscaped yard includes a waterside deck, a fenced area for pets, and even a garden spot for those with a green thumb. The private pier with a boat lift invites you to set sail any time the mood strikes. A detached garage offers extra space for hobbyists or storage. Set in a welcoming neighborhood, you'll also enjoy access to a community pool, tennis courts, a clubhouse, boat launch, and a sandy beach. Whether you’re seeking a retreat or your next full-time residence, this home offers everything needed to enjoy relaxing waterfront living. Bring your boat, your dreams, and maybe even your fishing pole.
Highlights
Home typeSingle Family Residence
HeatingElectric, Heat Pump
StatusActive
CoolingCentral Air, Electric
Size2,607 sqft
Lot size0.7046 Acres
Year built2004
ParkingDetached, Garage
MLS #2515286
Garage2 spaces
WaterfrontCreek, Dock Access, Boat Ramp, Boat Lift, Waterfront
ViewWater
Private poolYes
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Dryer, Dishwasher, Instant Hot Water, Refrigerator, Washer
- Basement: No
- Flooring Type: Tile, Wood
- Interior: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Fireplace, Solid Surface Counters, Walk-In Closet(s)
- Total Bedroom Count: 3
- Garage Space: 2 spaces
- Attached Garage: No
- Private Pool: Yes
- Parking: Detached, Garage
- Waterfront: Creek, Dock Access, Boat Ramp, Boat Lift, Waterfront
- View: Water
- Exterior: Boat Lift, Dock, Porch, Storage, Shed
- Architectural Style: Cape Cod
- Heating: Electric, Heat Pump
- Cooling: Central Air, Electric
- List Price: $765,000
- Price/SqFt: $293
- Annual Tax Amount: $2,912
- Tax Year: 2023
- Lot: Waterfront
- Directions: From Callao: Rt. 202 to Right on Mt. Holly Road, Right on Royal Way (Cabin Point Entrance), Right on Sail Way, Left on Ships Row. See Sign on Left.
- Year Built: 2004
- Stories: 2
- Living Area: 2,607 SqFt
- Lot Size: 0.7046 Acres
- MLS Number: 2515286
- MLS Name: CVR
- Office Name: Shore Realty, Inc.
- Office Phone: (804) 529-7020
- Office Email: shorerealtyinc@gmail.com
- Listing Agent: Melissa L. Bradley
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/6/2025, 10:45:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$765,000
431 Ships Row
$9,084
closing credit¹
Sell your home with Rocket and save even more!
Seller rebate
0.5% sale price²
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| May 23, 2018 | Home Sold | $350,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $469,700 | $2,912 |
| 2022 | $469,700 | $2,912 |
| 2020 | $400,700 | $3,045 |
| 2019 | $400,700 | $2,604 |
| 2018 | $386,300 | $2,433 |
| 2017 | $386,300 | $2,317 |
History based on county public records data.
Nearby schools
4
Cople Elementary School
Public District PK-5
4.9 mi
•7114 Cople Hwy
6
Piney Point Elementary School
Public District PK-5
7.4 mi
•44550 Tall Timbers Rd
7
Leonardtown Elementary School
Public District PK-5
10.7 mi
•22885 Duke St
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $80,208. Typical income of Montross, VA residents is between $35k-100k annually. Typical family type is married, no kids. Typical level of education for residents in this area is high school diploma.
How much money do the neighbors make?
16%
<35k
45%
35k-100k
34%
100k-200k
5%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
33%
Single, No Kids
8%
Single, with Kids
50%
Married, No Kids
9%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
8%
<11 yrs old
5%
12-17 yrs old
10%
18-34 yrs old
42%
35-64 yrs old
35%
65+ yrs old
What do the neighbors do for fun?
NASCAR
Figure Skating
Hunting
Where do the neighbors shop?
Bass Pro Shops
Dollar General
Academy Sports & Outdoors
Where do the neighbors go to eat?
Hardee's
Applebees
Jimmy Johns
What do the neighbors drive?
GMC
Cadillac
Chevrolet
What do the neighbors listen to?
Classic Country
New Country
Oldies
All data provided by Home Junction and Claritas
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Frequently asked questions
About 431 Ships Row
The listing price of 431 Ships Row property is $765,000.
The property 431 Ships Row is a house located in Montross, Virginia, 22520.
Active Listing: 431 Ships Row is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 431 Ships Row are: Cople Elementary School (GreatSchools Rating 4/10), Piney Point Elementary School (GreatSchools Rating 6/10), Leonardtown Elementary School (GreatSchools Rating 7/10), Montross Middle School (GreatSchools Rating 7/10), Leonardtown Middle School (GreatSchools Rating 7/10), Chesapeake Charter School (GreatSchools Rating 8/10), Washington & Lee High School (GreatSchools Rating 3/10), Leonardtown High School (GreatSchools Rating 6/10), Great Mills High School (GreatSchools Rating 4/10).
According to the records, the last property tax for 2023 is $2,912 (source: MLS/based on county public records data).
The last sale was on May 23, 2018 for $350,000 (source: MLS/tax record).
The property at 431 Ships Row has 3 bedrooms and 2 full and 1 half bathrooms.
The property 431 Ships Row is 2,607 SqFt (source: MLS/tax record).
The year of construction for 431 Ships Row is 2004.
This home is located at 431 Ships Row in Montross, VA and zip code 22520. This 2,607 square foot home, which was built in 2004, sits on a 0.70 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since May 31, 2025 and is currently priced at $765,000.
Over 1 listings were sold over their listed price in May 2025 in Montross, VA. In the same period over 1 listings were sold below the listed price and 1 listings were sold for the listed price. The inventory of homes for sale in Montross, VA between April and May 2025 increased by 31.1%. In May 2025, listings were on the market for 107 days. During the same period, the median list price in this real estate market was $370,749.
From Rocket Homes Real Estate and based on county public records data.