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$200,000

440 N Fern St San Mateo, FL 32187

3 beds
1 full
1,322 sqft
0.3 acres
$151 / sqft
House

Property details

About 440 N Fern St

Welcome to 440 N. Fern St.! This home can offer the perfect blend of comfort and potential—ideal for those seeking a place to plant their roots with the ability to personalize and make this place their own. Nestled in a serene rural neighborhood setting, you'll enjoy the tranquility of San Mateo while being just a short drive away from nearby Palatka and St. Augustine. Stay cool year-round with two recently installed mini-split systems, ensuring for comfort throughout the home. The main bathroom was recently updated. Additionally, there is potential for an additional 1/2 bathroom and additional room off the laundry room. With further updating, this home could be a 4 BR/2BA.

Highlights

Home typeSingle Family Residence
HeatingElectric
StatusActive
CoolingElectric
Size1,322 sqft
Lot size0.26 Acres
Year built1971
ParkingOff Street
MLS #2096014

Summary

  • Full Bathrooms: 1
  • Appliances: Electric Oven, Electric Range, Electric Water Heater
  • Flooring Type: Laminate
  • Interior: Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
  • Total Bedroom Count: 3
  • Attached Garage: No
  • Parking: Off Street
  • Exterior: Porch Front
  • Architectural Style: Flat
  • Heating: Electric
  • Cooling: Electric
  • List Price: $200,000
  • Price/SqFt: $151
  • Annual Tax Amount: $417
  • Tax Year: 2023
  • Directions: From SR 207, turn left on US-17 S. Continue about 2.3 miles, then make a left onto Reed-Bell St. Turn right onto Old San Mateo Rd. Continue 700 ft, then make a left onto Live Oak St. Continue 0.3 miles, turn right onto N, Fern St. Home is on the left.
  • Year Built: 1971
  • Living Area: 1,322 SqFt
  • Lot Size: 0.26 Acres
  • MLS Number: 2096014
  • MLS Name: realMLS (Northeast Florida Multiple Listing Service)
  • Office Name: KELLER WILLIAMS ST JOHNS
  • Office Phone: (904) 867-7694
  • Office Email: ops@kwstjohns.com
  • Listing Agent: FANNETHIA VITOLO

Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by other brokerage firms are marked with the listing broker's name and detailed information about such listings. Data provided is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/24/2025, 12:50:35 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

We're sorry, we currently don't have property sales data for this listing.

Tax history

YearAssessmentProperty Tax
2023$76,420$417
2022$67,240$549
2021$37,380$549
2020$36,870$488
2018$35,380$508
2017$34,660$502

History based on county public records data.

Nearby schools

3

Browning - Pearce Elementary School

Public District PK-5

0.5 mi

100 Bear Blvd

3

Moseley Elementary School

Public District PK-5

5.1 mi

1100 Husson Ave

5

James A. Long Elementary School

Public District PK-5

6.0 mi

1400 Old Jacksonville Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $24,455. Typical income of San Mateo, FL residents is less than $<35k annually. Typical family type is single, no kids. Residents of this area typically have high school diploma education.

How much money do the neighbors make?

65%
<35k
26%
35k-100k
9%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

35%
Single, No Kids
15%
Single, with Kids
31%
Married, No Kids
19%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

14%
<11 yrs old
8%
12-17 yrs old
20%
18-34 yrs old
44%
35-64 yrs old
14%
65+ yrs old

What do the neighbors do for fun?

  • NASCARNASCAR
  • HuntingHunting
  • Monster TrucksMonster Trucks

Where do the neighbors shop?

  • Dollar GeneralDollar General
  • Wal-MartWal-Mart
  • Academy Sports & OutdoorsAcademy Sports & Outdoors

Where do the neighbors go to eat?

  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns
  • ApplebeesApplebees

What do the neighbors drive?

  • GMCGMC
  • RamRam
  • ChevroletChevrolet

What do the neighbors listen to?

  • Classic CountryClassic Country
  • CountryCountry
  • New CountryNew Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 440 N Fern St

The listing price of 440 N Fern St property is $200,000.

The property 440 N Fern St is a house located in San Mateo, Florida, 32187.

Active Listing: 440 N Fern St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 440 N Fern St are: Browning - Pearce Elementary School (GreatSchools Rating 3/10), Moseley Elementary School (GreatSchools Rating 3/10), James A. Long Elementary School (GreatSchools Rating 5/10), Putnam Academy of Arts and Sciences (GreatSchools Rating 5/10), Indian Trails Middle School (GreatSchools Rating 6/10), Gamble Rogers Middle School (GreatSchools Rating 5/10), Putnam Virtual Franchise (GreatSchools Rating 5/10), Putnam Edge High School (GreatSchools Rating 2/10), Palatka High School (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $417 (source: MLS/based on county public records data).

The property at 440 N Fern St has 3 bedrooms and 1 bathroom.

The property 440 N Fern St is 1,322 SqFt (source: MLS/tax record).

The year of construction for 440 N Fern St is 1971.

This home is located at 440 N Fern St in San Mateo, FL and zip code 32187. This 1,322 square foot home, which was built in 1971, sits on a 0.26 acre lot. Features: 3 bedrooms, 1 bathroom. It has been listed on Rocket Homes since June 30, 2025 and is currently priced at $200,000.

From Rocket Homes Real Estate and based on county public records data.

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