$465,000

4435 Mill Bayou Rd Panama City, FL 32404

$5,522
Closing credit¹
4 beds
2 full
2,250 sqft
1.2 acres
$207 / sqft
House

Property details

About 4435 Mill Bayou Rd

Back on the market, no fault of the seller!Over 115 feet of waterfront on Mill Bayou a private paradise. This beautiful 4 bedroom, 2 bath home is nestled on 1.2 acres in a peaceful waterfront country setting-yet centrally located to all Bay County has to offer. The custom built brick home is full of potential and just waiting for your personal touch! You don't want to miss this one. The home has a huge front porch and a side patio along with a patio off of the master bedroom. With a separate spacious man cave/ game room that has stunning views of the bayou, plus a cozy porch perfect for rocking chairs-where you can relax and watch redfish swim by and even catch a glimpse of the occasional dolphin. Perfect for family/friend get togethers and entertaining. Catch dinner off of your very own dock! Enjoy the best of both worlds with your own secluded oasis on Mill Bayou. Launch your small boat, jet ski or kayaks from your own covered dock and explore direct access to North Bay and the Gulf. This is truly a rare find combining privacy, space and location. MORE PHOTOS COMING SOON.

Highlights

Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCentral Air, Ceiling Fan(s)
Size2,250 sqft
Lot size1.2 Acres
Year built1999
ParkingDetached, Garage, Paved
MLS #771483
Garage2 spaces
WaterfrontBayou, Dock Access, Waterfront
ViewBayou

Summary

  • Full Bathrooms: 2
  • Appliances: Electric Range, Electric Water Heater, Refrigerator
  • Total Bedroom Count: 4
  • Garage Space: 2 spaces
  • Attached Garage: No
  • Parking: Detached, Garage, Paved
  • Waterfront: Bayou, Dock Access, Waterfront
  • View: Bayou
  • Exterior: Sprinkler/Irrigation
  • Architectural Style: Traditional
  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s)
  • List Price: $465,000
  • Price/SqFt: $206
  • Annual Tax Amount: $3,183
  • Tax Year: 2023
  • Lot: Corner Lot, Waterfront
  • Directions: North on 231, left on Cato Rd, left on 43rd St, right on Mill Bayou Rd, follow the road home is straight ahead and sits next to Zollie Young Park.
  • Year Built: 1999
  • Living Area: 2,250 SqFt
  • Lot Size: 1.2 Acres
  • MLS Number: 771483
  • MLS Name: BCAR
  • Office Name: CENTURY 21 Commander Realty

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/5/2025, 4:45:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Get an agent. Get a mortgage. Save big.¹

4435 Mill Bayou Rd, Panama City, FL 32404 - ranch-style house with covered porch, a chimney, a front yard, and view of scattered trees

$465,000

4435 Mill Bayou Rd

$5,522

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
May 25, 2018
Home Sold
$271,000
Mar 04, 2003
Home Sold
$192,500

Tax history

YearAssessmentProperty Tax
2023$290,048$3,183
2022$262,776$3,074
2021$255,531$3,074
2020$230,734$2,812
2018$200,057$2,019
2017$201,484$2,075

History based on county public records data.

Nearby schools

9

North Bay Haven Charter Academy Elementary School

Public Charter KG-5

0.5 mi

1 Buccaneer Dr

6

Bay Haven Charter Academy

Public Charter KG-5

1.9 mi

2501 Hawks Landing Blvd

4

Deer Point Elementary School

Public District KG-5

2.0 mi

4800 Highway 2321

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $49,318. Most Panama City, FL residents have annual incomes less than $<35k. Most families are single, no kids. The majority of residents in this area have high school diploma education.

How much money do the neighbors make?

43%
<35k
42%
35k-100k
10%
100k-200k
5%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

36%
Single, No Kids
10%
Single, with Kids
35%
Married, No Kids
19%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

12%
<11 yrs old
8%
12-17 yrs old
18%
18-34 yrs old
47%
35-64 yrs old
15%
65+ yrs old

What do the neighbors do for fun?

  • Figure SkatingFigure Skating
  • NASCARNASCAR
  • Pro WrestlingPro Wrestling

Where do the neighbors shop?

  • KmartKmart
  • Dollar GeneralDollar General
  • Family DollarFamily Dollar

Where do the neighbors go to eat?

  • Bob EvansBob Evans
  • Cracker BarrelCracker Barrel
  • Dominos PizzaDominos Pizza

What do the neighbors drive?

  • BuickBuick
  • RamRam
  • FordFord

What do the neighbors listen to?

  • OldiesOldies
  • Classic CountryClassic Country
  • New CountryNew Country
All data provided by Home Junction and Claritas

Similar homes for sale

Frequently asked questions

About 4435 Mill Bayou Rd

The listing price of 4435 Mill Bayou Rd property is $465,000.

The property 4435 Mill Bayou Rd is a house located in Panama City, Florida, 32404.

Active Listing: 4435 Mill Bayou Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 4435 Mill Bayou Rd are: North Bay Haven Charter Academy Elementary School (GreatSchools Rating 9/10), Bay Haven Charter Academy (GreatSchools Rating 6/10), Deer Point Elementary School (GreatSchools Rating 4/10), North Bay Haven Charter Academy Middle School (GreatSchools Rating 8/10), Bay Haven Charter Middle School (GreatSchools Rating 6/10), Merritt Brown Middle School (GreatSchools Rating 3/10), North Bay Haven Career Academy (GreatSchools Rating 9/10), A Crawford Mosley High School (GreatSchools Rating 6/10), Rutherford High School (GreatSchools Rating 3/10).

According to the records, the last property tax for 2023 is $3,183 (source: MLS/based on county public records data).

The last sale was on May 25, 2018 for $271,000 (source: MLS/tax record).

The property at 4435 Mill Bayou Rd has 4 bedrooms and 2 bathrooms.

The property 4435 Mill Bayou Rd is 2,250 SqFt (source: MLS/tax record).

The year of construction for 4435 Mill Bayou Rd is 1999.

This home is located at 4435 Mill Bayou Rd in Panama City, FL and zip code 32404. This 2,250 square foot home, which was built in 1999, sits on a 1.20 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 9, 2025 and is currently priced at $465,000.

Panama City, FL housing market in May 2025 saw over 32 listings sold above listed price, more than 65 sold at listed price and over 141 sold below. Between April and May 2025, Panama City, FL real estate market has seen increase in the number of listings by 3.4%. The median list price of listings available in May 2025 was $331,357, while the average time on the real estate market was 77 days.

From Rocket Homes Real Estate and based on county public records data.

More resources