$409,000

445 Virginia Ave Saint Cloud, FL 34769

$4,857
Closing credit¹
4 beds
2 full
1,869 sqft
0.3 acres
$219 / sqft
House

Property details

About 445 Virginia Ave

If you’re looking for a move-in-ready home with character, this St. Cloud gem is a rare find. Just five blocks from East Lake Toho, this corner-lot pool home offers a peaceful retreat in a quiet neighborhood. The open-concept kitchen, dining, and great room create a seamless space for gathering with unique touches like a locally sourced cypress wood accent wall and a handcrafted barn door. The kitchen boasts modern white cabinetry and a stunning quartz peninsula with seating for six, while the screened porch overlooks a sparkling pool, fully fenced backyard with French drainage system, and large shed with overhead storage. The guest bathroom is a true retreat, complete with a step-in jetted tub, quartz counters, a bidet, and heated toilet seat. Upgrades include a newer roof & paid-off solar panels (2019), energy-efficient windows & doors (2017), and high-efficiency HVAC & smart water heater (2016). Smart home features like keyless entry, voice-activated lights, a touchless faucet, smart thermostat, and an NVR surveillance system add convenience. A non-conforming fourth bedroom inside the garage with heat & A/C offers endless possibilities. The garage has potential for a primary suite with pool access or an ADU, as the property is zoned for accessory dwellings. ASSUMABLE FHA LOAN AVAILABLE TO QUALIFIED BUYERS!!!

Highlights

Home typeSingle Family Residence
HeatingCentral, Solar
StatusActive
CoolingCentral Air
Size1,869 sqft
Lot size0.26 Acres
Year built1981
ParkingConverted Garage, Driveway, Garage Faces Side
MLS #V4941072
Attached garage2 spaces
ViewPool
Private poolYes

Summary

  • Full Bathrooms: 2
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Other, Range, Refrigerator, Washer, Water Softener
  • Flooring Type: Tile, Vinyl
  • Interior: Accessibility Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Stone Counters, Thermostat, Window Treatments
  • Total Bedroom Count: 4
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Private Pool: Yes
  • Parking: Converted Garage, Driveway, Garage Faces Side
  • View: Pool
  • Exterior: Other, Private Mailbox
  • Architectural Style: Ranch
  • Heating: Central, Solar
  • Cooling: Central Air
  • List Price: $409,000
  • Price/SqFt: $218
  • HOA Amount: $0
  • Annual Tax Amount: $5,143
  • Tax Year: 2023
  • Lot: Corner Lot, City Lot, Level, Near Golf Course, Near Marina, Sidewalk, Paved
  • Directions: From FL Turnpike. East on US-192. Left on Virginia Ave. House on Right.
  • Year Built: 1981
  • Stories: 1
  • Living Area: 1,869 SqFt
  • Lot Size: 0.26 Acres
  • MLS Number: V4941072
  • MLS Name: MFRMLS
  • Office Name: KELLER WILLIAMS RLTY FL. PARTN
  • Office Phone: (386) 944-2800
  • Listing Agent: Ashley Moss

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IDX Copyright 2025 My Florida Regional Multiple Listing Service DBA Stellar MLS. The real estate listing data marked with this icon comes from the IDX program of the Stellar MLS system. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided exclusively for consumers’ personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Properties displayed may be listed or sold by various participants in the MLS.
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Last updated on: 6/4/2025, 11:49:28 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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445 Virginia Ave, Saint Cloud, FL 34769 - single story home with stucco siding, roof mounted solar panels, and a garage

$409,000

445 Virginia Ave

$4,857

closing credit¹

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Price information

Property sales

DateEventPrice
Sep 01, 2021
Home Sold
$327,000
Feb 25, 2013
Home Sold
$141,000

Tax history

YearAssessmentProperty Tax
2023$327,746$5,143
2022$318,200$4,975
2021$170,550$4,975
2020$161,525$2,280
2019$150,489$2,057
2018$147,884$1,935
2017$137,630$1,935

History based on county public records data.

Nearby schools

5

Michigan Avenue Elementary School

Public District PK-5

1.1 mi

2015 Michigan Ave

3

Creative Inspiration Journey School of St Cloud

Public Charter KG-5

1.3 mi

2030 Old Hickory Tree Rd

6

Lakeview Elementary School

Public District PK-5

1.7 mi

2900 5th St

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $53,931. The majority of Saint Cloud, FL residents have income between $35k-100k annually. The most common type of family is single, no kids. Residents of this area typically have post secondary degree education.

How much money do the neighbors make?

29%
<35k
62%
35k-100k
9%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

45%
Single, No Kids
12%
Single, with Kids
30%
Married, No Kids
13%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

12%
<11 yrs old
6%
12-17 yrs old
20%
18-34 yrs old
44%
35-64 yrs old
18%
65+ yrs old

What do the neighbors do for fun?

  • Mexican League SoccerMexican League Soccer
  • Horse RacesHorse Races
  • College BasketballCollege Basketball

Where do the neighbors shop?

  • Books-a-MillionBooks-a-Million
  • Stein MartStein Mart
  • DillardsDillards

Where do the neighbors go to eat?

  • Church's ChickenChurch's Chicken
  • LongHorn SteakhouseLongHorn Steakhouse
  • Logan's RoadhouseLogan's Roadhouse

What do the neighbors drive?

  • ToyotaToyota
  • BuickBuick
  • HyundaiHyundai

What do the neighbors listen to?

  • Adult HitsAdult Hits
  • Contemporary InspirationalContemporary Inspirational
  • RockRock
All data provided by Home Junction and Claritas

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Frequently asked questions

About 445 Virginia Ave

The listing price of 445 Virginia Ave property is $409,000.

The property 445 Virginia Ave is a house located in Saint Cloud, Florida, 34769.

Active Listing: 445 Virginia Ave is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 445 Virginia Ave are: Michigan Avenue Elementary School (GreatSchools Rating 5/10), Creative Inspiration Journey School of St Cloud (GreatSchools Rating 3/10), Lakeview Elementary School (GreatSchools Rating 6/10), Saint Cloud Middle School (GreatSchools Rating 5/10), Mater Academy at St Cloud (GreatSchools Rating 5/10), Neptune Middle School (GreatSchools Rating 7/10), Saint Cloud High School (GreatSchools Rating 4/10), Osceola Virtual Franchise (Secondary) (GreatSchools Rating 8/10), Zenith Accelerated Academy (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $5,143 (source: MLS/based on county public records data).

The last sale was on September 1, 2021 for $327,000 (source: MLS/tax record).

The property at 445 Virginia Ave has 4 bedrooms and 2 bathrooms.

The property 445 Virginia Ave is 1,869 SqFt (source: MLS/tax record).

The year of construction for 445 Virginia Ave is 1981.

This home is located at 445 Virginia Ave in Saint Cloud, FL and zip code 34769. This 1,869 square foot home, which was built in 1981, sits on a 0.26 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since February 21, 2025 and is currently priced at $409,000.

While more than 17 listings in Saint Cloud, FL in May 2025 were sold above asking price, there were more than 20 listings sold at asking price, and more than 27 were sold below. Between April and May 2025, Saint Cloud, FL real estate market has seen increase in the number of listings by 2.7%. In May 2025 median list price was $363,200 and the average listing age was 52 days.

From Rocket Homes Real Estate and based on county public records data.

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